The RJ Baxter Team - Intercap Lending Inc.

RJ and his team did an incredible job in helping us get our Mortgage - I will be recommending him to our friends and family for all future home purchases or refi. He is incredibly thorough and worked tirelessly to help us close in a very short timeline and also get a lower interest rate than what we initially expected! A big plus with RJ is that he is conservative/realistic in his loan/rate outlook and never overpromised things ahead of developing loan terms with his underwriter - a challenge we had with other lenders.

RJ Baxter and his Team did an outstanding job with our refinance. He and his Team are very professional, competent, honest and trustworthy. I'm confident we received the lowest interest rate possible along with low closing costs. This is my third time trusting my mortgage need to RJ and his Team. I would do it again and I would recommend them to everyone.

RJ and his team were amazing advocates for us during our loan process and did everything in their ability to get us the best possible scenario and rates. He was attentive throughout the loan process and we highly recommend him!