3 Best Mortgage Companies in Bakersfield, CA

Expert-recommended Top 3 Mortgage Companies in Bakersfield, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Gem Mortgage  - Bakersfield, CA Mortgage Companies
5+ YEARS IN TBR
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GEM MORTGAGE

1200 Discovery Drive, Suite 300,
Bakersfield, CA 93309 Directions

Since 1987

Specialty:

Home Equity Line of Credit (HELOC) Investment Property Loan Second Home Loan Construction Loans Renovation Loan USDA Loan Reverse Mortgage VA Loan FHA Loan Jumbo Loans Conventional Loans Adjustable Rate Mortgage Fixed Rate Mortgage

"Gem Mortgage has been helping individuals and families achieve their homeownership goals for nearly 30 years. They pride themselves on integrity, knowledge, and state-of-the-art technology, all in an effort to provide their customers with excellent customer service and exceptionally attractive interest rates. Howard Kootstra is the CEO of Gem Mortgage. With over 35 years in lending, Howard has worked in a variety of positions that gave him the opportunity to learn every aspect of the mortgage industry, including retail branch operations, underwriting, business development, human resources, corporate administration, secondary marketing, and the bundling of loans. Gem Mortgage is always working to develop new and innovative financing options to help customers achieve the dream of homeownership.

2026 Update: Joe Ewens is the president of Gem Mortgage. The team is dedicated to understanding each client’s financial goals and providing guidance to help support their achievement."

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License # 2427

Contact:

(800) 520-3724 (661) 328-1600

Mon-Fri: 9am - 5pm
Sat: 9am - 9pm
Sun: 8am - 9pm

TBR® Inspection Report:

8+ YEARS IN TBR
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SIGNATURE HOME LENDING

4200 Truxtun Avenue, Suite 104,
Bakersfield, CA 93309 Directions

Since 2004

Specialty:

Investment Property Loan Second Home Loan Renovation Loan Construction Loans USDA Loan Reverse Mortgage VA Loan FHA Loan Jumbo Loans and Conventional Loans Adjustable Rate Mortgage and Fixed Rate Mortgage Home Equity Line of Credit (HELOC) Mortgage Process

"Signature Home Lending has a team of dedicated mortgage professionals with years of experience helping customers with all their lending needs. Their trusted mortgage brokers are ready to assist clients with every mortgage requirement. They are committed to providing an atmosphere of trust, loyalty, and efficiency for their employees and clients. They encourage positive input and always welcome new ideas. Signature Home Lending's highly trained mortgage brokers make the process of getting a mortgage fast and stress-free. They have the expertise and experience to get you the right mortgage and handle your transaction professionally. They help you save time and find the best mortgage and lender that is right for you.

2026 Update: With nearly 30 years of experience, the company is recognized as an established and reputable lender within the mortgage industry."

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Branch of the Year Award in 2022
Branch of the Year Award in 2023
License #244126

Contact:

(661) 664-2780 (800) 675-8010

Mon-Fri: 8:30am - 5:30pm
Sat: 10am - 3pm
Sun: Closed

TBR® Inspection Report:

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NEW GEN HOME LENDING

3434 Truxtun Avenue, #155,
Bakersfield, CA 93301 Directions

Since 2022

Specialty:

30-Year Fixed Mortgage 15-Year Fixed Mortgage Adjustable Rate Mortgage FHA Loans and USDA Loans VA Loans

"New Gen Home Lending is committed to providing you with the service, knowledge, and results you need to qualify and get approved for your ideal mortgage. New Gen Home Lending is a family-owned mortgage brokerage business offering a range of financing solutions tailored to individual clients. D. Veronica Medina is the owner of New Gen Home Lending. Her primary goal has always been to create lifelong clients, finding immense joy in being a part of their journey to homeownership. Her offering of tailored mortgage solutions has enabled her to work with a diverse range of lenders and compare rates, thereby ensuring she can secure the most appropriate loan products for her clients based on their unique needs.

2026 Update: With over 20 years of experience, New Gen Home Lending recognizes the importance of each client’s home investment."

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Winner of Quality Business Award in 2024 & 2025
License #2386874

Contact:

(661) 203-8792 (661) 489-5169

Mon-Thu: 9am - 5pm
Fri: 10am - 2pm
Sat & Sun: closed

TBR® Inspection Report: