Specialty:
“Gem Mortgage is proud to consider themselves one of the most respected lenders in the mortgage industry for nearly 30 years. They pride themselves on integrity, knowledge, and state-of-the-art technology, all in an effort to provide their customers with excellent customer service and exceptionally attractive interest rates. Howard Kootstra is the CEO of Gem Mortgage. With over 35 years in lending, Howard has worked in a variety of positions that gave him the opportunity to learn every aspect of the mortgage industry, including retail branch operations, underwriting, business development, human resources, corporate administration, secondary marketing, and the bundling of loans. Gem Mortgage is always working to develop new and innovative financing options to help customers achieve the dream of homeownership. They provide their customers with excellent customer service and the best interest rates possible.”
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