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BEST RATED VIRGINIA BEACH, VA MORTGAGE COMPANIES

3 Best Mortgage Companies in Virginia Beach, VA

Expert-recommended Top 3 Mortgage Companies in Virginia Beach, Virginia. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Atlantic Bay Mortgage Group - Virginia Beach, VA Mortgage Companies
Atlantic Bay Mortgage Group - Virginia Beach, VA Mortgage Companies
Best Mortgage Companies in Virginia Beach VA - Atlantic Bay Mortgage Group video
5+ YEARS IN TBR
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ATLANTIC BAY MORTGAGE GROUP

(4.8 Score)
600 Lynnhaven Parkway, Suite 100,
Virginia Beach, VA 23452 Directions

Since 1996

Specialty:

✓ Mortgage Lending ✓ FHA ✓ VA ✓ Refinance and Purchase ✓ First-Time Buyers ✓ Home Loans

"Atlantic Bay Mortgage Group has been serving the East Coast region with great loan products, customer service, and expertise for 30 years. The company provides customers with full-service mortgages and individualized loan expertise. Atlantic Bay Mortgage Group has been lending peace of mind to the mortgage process. Their team understands your circumstances, tailors your requirements, and builds an ongoing relationship for your mortgage needs. They are a trusted lender and have stayed true to their core values. They have helped thousands of happy clients in their search for the perfect mortgage. They are dedicated to providing you with an enjoyable journey from start to finish. They have built a track record of trust with their long-standing history of closing loans with speed and efficiency.

2026 Update: Brian Holland is the Chief Executive Officer of the company. The team reviews your entire financial picture, so they can create a customized plan for you. They have grown into a nationally recognized mortgage lender known for their expertise and commitment to doing right by their customers."

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License #72043

Contact:

(757) 213-1660

Mon-Fri: 9am - 5pm
Sat: 9am - 10pm
Sun: 8am - 10pm

TBR® Inspection Report:

Tidewater Mortgage Services Inc. - Virginia Beach, VA Mortgage Companies
Tidewater Mortgage Services Inc. - Virginia Beach, VA Mortgage Companies
Best Mortgage Companies in Virginia Beach VA - Tidewater Mortgage Services Inc. video
7+ YEARS IN TBR
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TIDEWATER MORTGAGE SERVICES INC.

(4.7 Score)
200 Golden Oak Court, Suite 100,
Virginia Beach, VA 23452 Directions

Since 1997

Specialty:

✓ Purchasing a Home ✓ Refinancing ✓ Fixed Rate Mortgage ✓ Adjustable-Rate Mortgage ✓ FHA Loan ✓ VA Loan ✓ USDA Loan/Rural Housing ✓ Jumbo Loans ✓ State Specific Bond Programs ✓ Rehabilitation/Renovation Loans ✓ Reverse Mortgage ✓ Bank Statement Mortgage ✓ DSCR (Debt Service Coverage Ratio) ✓ Asset Qualifier Mortgage ✓ Profit and Loss Statement Mortgage

"Tidewater Mortgage Services Inc. customizes loans to individual customers' needs. The team's goal is to provide affordable home loans with competitive rates. Their mortgage clients are consistently met through mortgage underwriting flexibility and the delivery of unique mortgage products. They truly value receiving high ratings in customer satisfaction from their clients as proof of their commitment and dedication throughout the loan process. They are always looking to participate in bigger, better opportunities to achieve all professional and personal goals. They provide quick, efficient, and effective loan solutions for your home financing needs. Tidewater Mortgage Services, Inc is also licensed in DC, DE, FL, TN, VA, GA, NJ, OH, MD, NC, PA, SC, and WV.

2026 Update: Tidewater Mortgage exists to provide significant personal and professional opportunities to all of its stakeholders. The company has 29 years of experience in this field. They are dedicated to facilitating the dream of homeownership for first-time homebuyers and turning it into a reality while also offering services to help the seasoned real estate investor."

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License #71158

Contact:

(757) 498-7400

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Southern Trust Mortgage, LLC - Virginia Beach, VA Mortgage Companies
Southern Trust Mortgage, LLC - Virginia Beach, VA Mortgage Companies
Best Mortgage Companies in Virginia Beach VA - Southern Trust Mortgage, LLC video
11+ YEARS IN TBR
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SOUTHERN TRUST MORTGAGE, LLC

(4.7 Score)
295 Bendix Road, Suite 400,
Virginia Beach, VA 23452 Directions

Since 1998

Specialty:

✓ Mortgages ✓ Home Loans ✓ FHA Loans ✓ VA Loans ✓ USDA Loans ✓ Conventional Loans ✓ Credit Enhancement and Mentorship ✓ Jumbo Loans ✓ Home Financing ✓ Purchase ✓ Refinancing ✓ Adjustable Rate Mortgages ✓ In-House Underwriting ✓ Processing and Funding ✓ Accessing Your Home's Equity ✓ Consolidating Your Debt by Refinancing

"Southern Trust Mortgage LLC focuses on guiding and approving home buyers from application to closing. The mortgage professionals are well-trained and focused on giving you the excellent service and advice you deserve. They have helped over 65,000 families and funded over $15 billion in home loans. They work hard to ensure you get the most appropriate mortgage loan tailored to your individual needs. The company is committed to delivering speed and clarity throughout the process. You can get a secure online application. Southern Trust Mortgage is a mortgage lender dedicated to making home buying a simple, creative, and consistent process.

2026 Update: Southern Trust Mortgage LLC has been in business for 28 years. With their wide array of loan programs, they have a solution for every homeownership and refinance goal, no matter what size home or income. They also serve homebuyers in the surrounding Hampton Roads, Norfolk, Chesapeake, Suffolk, Portsmouth, Newport News, and Hampton areas."

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License #2921

Contact:

(757) 518-0700 (800) 748-2147

Mon-Fri: 8am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

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ATLANTIC BAY MORTGAGE GROUP REVIEWS

Ally Cain and her team were awesome in helping my husband and me purchase our home. She is not only friendly, engaging, and approachable, but she is extremely knowlegeable, professional, and efficient. She answered our questions promptly and was astute in assessing our financial needs and concerns. She has a great team working with her and they accomplished our loan in a timely manner. We highly recommend Ally and her Team!!! Karen and Bill Harrison.

This was my first Mortgage and it was a positive experience because of the care and professionalism of Scott and his staff. They walked me through all the steps and helped me with all the documentation that I had little technological skill to do alone. The experience was made positive and personal because of the genuine care, time and positive energy expended by Scott and his Staff on my behalf.I am truly grateful for all I have gained because of their efforts to get me my Home.

I was immediately impressed with how quickly Lisa responded and how well she communicated. Every time I had a question you helped me see the numbers and make gametime decisions like a pro. Communication was great with the whole team and process! Thanks so much for everything and helping us get our dream home and an investment property all within a few weeks.

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TIDEWATER MORTGAGE SERVICES INC. REVIEWS

Maureen was an absolute gem throughout the entire home buying process. She was consistently responsive, incredibly knowledgeable, and unfailingly kind, even before I was approved for a loan! Her support and expertise made the process genuinely enjoyable. I can't express enough how much it meant to have such a warm and dedicated professional by my side during this huge milestone.

I worked with Lauren Harrington who went above and beyond ensuring everything was taken care of. She worked to get me a great deal as well as supplying her network. This resulted in a savings of $4K/yr for insurance alone not to mention the very competitive lending deal she navigated for me. I would definitely use her again for my lending needs.

The team at Tidewater Mortgage Services is awesome. I had the pleasure of working with Ray, Mary and Kerry. Their professionalism and knowledge expedited a quick closing on my new home. I don't know how they did it in less than 2 weeks! Thanks Tidewater.

SOUTHERN TRUST MORTGAGE, LLC REVIEWS

Deborah was beyond amazing to work with. She was extremely knowledgeable about grants and procedures, answered ALL my questions super fast, and made me feel comfortable throughout the entire process! She made the house buying process way smoother than expected. Her organization and ability to move the process along in a timely manner are unmatched. 100/10 would recommend her and Southern Trust to any future home buyers.

Very thankful to have Deborah Park guide me and my spouse through the loan process as first-time homebuyers. She made herself readily available to answer any questions we had. She patiently and thoroughly walked us through each step. She did a lot of work behind the scenes to make the process simple and manageable for us. We put our full confidence in her experience and expertise and it was well worth it.

Don Ryan was genuinely the most helpful loan officer I have ever came in contact with. I highly recommend him and Souther Trust for any home buying needs. He helped when others wouldn’t and made our dreams come true.

TBR® Inspection Score Report

ATLANTIC BAY MORTGAGE GROUP Total Inspection Points: 116/120
Business Images: 8
Complete Info: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of 5.3K: 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

TIDEWATER MORTGAGE SERVICES INC. Total Inspection Points: 113/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of 2.1K: 10
Website Standard: 10

TBR® Inspection Score Report

SOUTHERN TRUST MORTGAGE, LLC Total Inspection Points: 112/120
Acknowledgments: 8
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of 1.6K: 10
Website Standard: 10