3 Best Bankruptcy Lawyers in Gainesville, FL

Expert-recommended Top 3 Bankruptcy Lawyers in Gainesville, Florida. All of our bankruptcy attorneys actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

11+ YEARS IN TBR
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ERIC S. RUFF

RUFF & COHEN 4010 West Newberry Road, Suite G,
Gainesville, FL 32607 Directions

Since 1979

Practice Areas:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Chapter 7 Compared to Chapter 13 Bankruptcy Process Reaffirmation Surrender Redemption Florida Bankruptcy Income Limits Bankruptcy Residency Requirements Residency Affects Exemptions Florida Bankruptcy Exemptions Foreclosures and Short Sales Repossession

"Eric S. Ruff graduated with his JD from the University of Florida. He is a member of the Florida Bar, the United States District Court for the Northern District of Florida, the United States District Court for the Middle District of Florida, and the United States District Court for the Southern District of Florida. He has represented a multitude of satisfied clients and filed over 5,500 bankruptcy cases. He also appreciated considerable success as an appellate lawyer, handling cases on appeal from trial courts to higher courts. Ruff & Cohen understand how overwhelming being in debt can be, but they are here to assist. The firm operates tirelessly to deliver cost-effective solutions for their clients. They have offices in Gainesville and Jacksonville to serve you. They offer a free consultation with payment plans.

2026 Update: Ruff & Cohen, P.A. is an established and dedicated legal team with over 60 years of combined bankruptcy law experience."

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License #282944

Price:

Chapter 7 Filing Fees $335
Chapter 13 Filing Fees $310

Contact:

(352) 376-3601 (352) 364-8688

Mon-Fri: 9am - 5pm
Sun & Sat: Closed

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11+ YEARS IN TBR
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BARBARA CUSUMANO

BARBARA CUSUMANO, ATTORNEY AT LAW
105 Northwest 33rd Court, Suite B,
Gainesville, FL 32607 Directions

Since 1996

Practice Areas:

Business Bankruptcy Chapter 7 Bankruptcy Chapter 13 Bankruptcy Credit Rebuilding After Bankruptcy Eliminate Your Credit Card Debt Stop Home Foreclosures Stop Harassing Phone Calls Stop Lawsuits and Garnishments Eliminate Second Mortgages Rebuild Your Credit Mortgage Lien Stripping

"Barbara Cusumano is the owner of Barbara Cusumano, Attorney at Law. She graduated with her JD from the University of Miami School of Law. She is a member of the Eighth Judicial Circuit Bar Association, United States Bankruptcy Court, Middle District of Florida, United States Bankruptcy Court, Northern District of Florida, United States Bankruptcy Court, Southern District of Florida, and Florida Bar. She is a knowledgeable and attentive bankruptcy attorney with over 25 years of experience assisting individuals and businesses to obtain a financial fresh start. She handles 3000 cases in Bankruptcy and Debt. She has been dedicated to serving men and women facing challenging financial situations in the State of Florida. With a dedication to compassion and client accessibility, she has been able to assist thousands of people in gaining their second chance and the opportunity to rebuild their lives and their credit.

2026 Update: Barbara Cusumano, Attorney at Law will make the process as fast and stress-free as possible. The firm offers online and in-person bankruptcy services. They serve clients in Gainesville, St. Pete, Ocala, Tampa, Tallahassee, and all over Central and North Florida."

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License #964859

Price:

Chapter 7 Bankruptcy
Starts From $2,200
Upto $2,600
Chapter 13 Bankruptcy
Starts From $3,000
Upto $5,000

Contact:

(352) 379-2828

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

9+ YEARS IN TBR
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LAWRENCE JOSEPH MARRAFFINO

MARRAFFINO LAW FIRM
3312 West University Avenue,
Gainesville, FL 32607 Directions

Since 1984

Practice Areas:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Personal Injury Litigation Family Law Commercial Litigation Civil Rights Litigation Estate Planning and Probate Social Security Disability Foreclosure Defense Garnishment Defense

"Lawrence Joseph Marraffino finished his JD at Levin College of Law, University of Florida. He is a member of the Florida Bar, Florida Bar Board Certified Civil Trial Lawyer, United States Dist Ct N District of Fla., United States Dist Ct S District of Fla., and United States Court of Appeals 11th Cir. He described a group of parents in a class action lawsuit against the Palm Beach County School Board for building a school close to power lines due to the increased cancer risk from electromagnetic field radiation. The Marraffino Law Firm has earned a reputable status in the community for delivering proficient and passionate representation supported by more than 35 years of experience. They will thoroughly evaluate your case and help you identify the best solution for your situation. You can receive a free initial consultation.

2026 Update: Marraffino Law Firm offers family law services, including divorce, child custody, child support, and visitation matters, as well as bankruptcy, estate planning, probate, and other legal services."

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License #438390

Price:

Contingency Fee 33%-40%

Contact:

(352) 376-0102

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report: