3 Best Mortgage Companies in Chattanooga, TN

Expert-recommended Top 3 Mortgage Companies in Chattanooga, Tennessee. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

10+ YEARS IN TBR
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HOMERATE MORTGAGE

7506 East Brainerd Road,
Chattanooga, TN 37421 Directions

Since 2005

Specialty:

Purchase Refinance Reverse Mortgage Conventional Loans FHA Loans Jumbo Loans VA Loans USDA Loans Cash Out Refinance FHA Refinance Streamline Refinance VA Refinance Jumbo Refinance

"HomeRate Mortgage's ultimate goal is to create lasting relationships with each of their clients so that they may continue providing excellent service for many years to come. Ben Phillips is the face of HomeRate Mortgage, assisting Eric Bradshaw in managing the successful closings of mortgages for hundreds of clients. Their exceptional team of mortgage professionals works closely with you to provide a financial solution tailored specifically to your home financing needs. HomeRate Mortgage finds the best loan scenario for all of their clients. They are committed to delivering information, quotes, and loan approvals efficiently and promptly, ensuring a streamlined process for all clients. They receive your application and usually provide your quote within one business day. They offer free quotes.

2026 Update: Their team of experts is always up to date and current on any changes made in the loan process and will quickly be able to work with you towards getting your loan approved. They work with you and your individual situation to see what the best option is and what you qualify for. HomeRate Mortgage also has branches in Knoxville and Cleveland."

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License #2239

Contact:

(423) 805-9100 (423) 774-3313

Mon-Fri: 7:30am - 7:30pm
Sat & Sun: Closed

TBR® Inspection Report:

5+ YEARS IN TBR
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HIGHLANDS RESIDENTIAL MORTGAGE, LTD.

6576 East Brainerd Road, Suite A,
Chattanooga, TN 37421 Directions

Since 2010

Specialty:

Buy a Home First Time Home Buyer Refinance Fixed Rate Mortgage Conventional Loans Government Loans Renovation Loans New Construction Loan Programs

"Highlands Residential Mortgage, Ltd. believes that when you are buying or refinancing your home, you should be able to count on a highly professional and low-stress experience that leads to an on-time closing. Jessica Upshaw is the branch manager and Don Oakes is the Senior Loan Officer of the company. The Highlands Residential Mortgage, Ltd. team is dedicated to finding the best mortgage solution for your payment and lifestyle goals. They have low closing costs, fast closings, and a knowledgeable team to help you. They have a wide variety of loan programs and will help you find options that best fit your goals. Their loan officers are highly responsive and focused on making your experience smooth. They make it easy to plan, manage, and learn more about your personal loan process.

2026 Update: Their loan officers are true local lending experts familiar with your market and how to navigate them with ease. They focus every day on providing the best home financing experience possible. Contact them to make an appointment."

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License #134871

Contact:

(423) 624-0448 (866) 912-7511

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

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CASEY BRYANT

BENCHMARK HOME LOANS
1937 Dayton Boulevard,
Chattanooga, TN 37415 Directions

Since 2021

Specialty:

VA Loans FHA USDA Conventional DSCR Self-Employed 1099 and Bank Statement Loans Buying a Home Refinancing First-Time Home Buyers

"Casey Bryant is the Producing Branch Manager of the Benchmark Home Loans team, which provides low-rate mortgages for buying a home, refinancing a mortgage you already have, or investing in real estate. He entered this industry to serve clients ethically and proactively, ensuring that they have the best experience possible. He has access to a variety of mortgage programs. He explained all of their options when it came to their loan and secured them a great rate. Casey and his team were amazing to work with; they made the loan process very easy, and they were able to close very quickly. Casey Bryant is an Equal Housing Opportunity lender in Tennessee, Georgia, and Alabama.

2026 Update: He is also licensed in TN, FL, GA, AL, KS, KY, CA, SC, IN, VA, PA, and OH. Casey and his team are known for their custom mortgage plans for the Veteran community, first-time home buyers, current homeowners looking to buy a new home, and even investors."

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License #1670270

Contact:

(423) 565-8830

Mon-Fri: 8am - 8pm
Sat & Sun: 10am - 6pm

TBR® Inspection Report: