3 Best Mortgage Companies in Chula Vista, CA

Expert-recommended Top 3 Mortgage Companies in Chula Vista, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

5+ YEARS IN TBR
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POINT MORTGAGE CORPORATION

1061 Tierra del Rey, Suite 205,
Chula Vista, CA 91910 Directions

Since 2000

Specialty:

Fixed Rate Loans Adjustable ARM Loans Interest Only Graduated Payments Conventional Loans FHA Home Loans VA Loans Jumbo Loans First Time Home Buyer Loans Home Equity Loan

"Point Mortgage Corporation has built a strong reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders, and individual homebuyers. They have over 20 years of experience in this field. They are a full-service mortgage lender with knowledgeable staff offering expertise in purchases and refinances, including conventional to FHA, USDA, and VA loans. They specialize in providing high-quality home loans at low interest rates. They have been instrumental in helping customers realize their dream of owning a home. Point Mortgage Corporation's loan officers are committed to finding the right loan to meet your unique needs, but that's just the beginning of their service. They offer their exceptional mortgage services online, 24 hours a day.

2026 Update: They provide services in 32 states. The Florida Office of Financial Regulation also licenses them and has a Georgia Residential Mortgage License and an Illinois Residential Mortgage License. Point Mortgage Corporation offers pre-approval in as little as 3 minutes."

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License #231073

Contact:

(619) 475-4095

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

10+ YEARS IN TBR
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ANDRE ENRIQUES MORTGAGE BANKER

891 Kuhn Drive, Suite #204,
Chula Vista, CA 91914 Directions

Since 2001

Specialty:

VA Loans Conforming Loans Fixed Rate Mortgages Reverse Mortgage Adjustable Rate Mortgages FHA Loans Jumbo Loans Cash Out Refinance First-Time Homebuyer Programs

"Andre Enriques Mortgage Banker has an outstanding team of mortgage professionals who will work with you one-on-one to guarantee that you get a financial solution tailored specifically to meet your financing requirements. They specialize in assisting Veterans with $0 down VA-insured home loans and non-service members to secure low-down government-insured mortgage loans. They have helped thousands of families secure their mortgage loans all over the State of California. Andre Enriques Mortgage Banker offers various loan programs to assist non-service members in purchasing a home with little to no money down. They also offer many other home loan products with no lender fees on most loan programs. They offer very competitive rates, have great service, and always close on time.

2026 Update: Andre Enriques Mortgage Banker also has a branch in San Diego. If you’re a Veteran, you can access 100% of your equity with the VA cash-out refinance loan program. Contact them to get a quick quote."

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License #220937

Contact:

(619) 208-6499 (619) 323-2066

Mon-Fri: 8:30am - 6pm
Sat: 10am - 6pm
Sun: Closed

TBR® Inspection Report:

Daniel Contreras II - Chula Vista, CA Mortgage Companies
Daniel Contreras II - Chula Vista, CA Mortgage Companies
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DANIEL CONTRERAS II

WESTERN CAPITAL MORTGAGE
2088 Otay Lakes Road, #201,
Chula Vista, CA 91913 Directions

Since 2005

Specialty:

Fixed Rate Mortgage FHA Home Loan VA Home Loan Jumbo Home Loan First Time Home Buyer Investment Property Loans Refinance FHA VA Streamline Refinance Cash Out Refinance Reverse Mortgages

"Daniel Contreras II is the Founder and Broker of Western Capital Mortgage. His unwavering commitment ensures that clients receive the best loan programs tailored to their unique situations, earning him a stellar reputation as a trusted lender capable of navigating even the most challenging transactions. He speaks Portuguese and Spanish. He also demonstrates his commitment to supporting veterans by honoring his service in the Reserves, providing additional credits on VA loans to cover closing costs. He provides down payment assistance options to make homeownership accessible so that every client finds a solution that fits their financial situation.

2026 Update: He has combined scientific precision with extensive mortgage industry experience. He has a track record of handling complex transactions with ease. He is dedicated to assisting veterans and supporting local communities. He is also licensed to work in Arizona, Florida, and Texas."

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License #380248

Contact:

(619) 948-1367 (619) 867-0375

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report: