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BEST RATED ELIZABETH, NJ MORTGAGE COMPANIES

3 Best Mortgage Companies in Elizabeth, NJ

Expert-recommended Top 3 Mortgage Companies in Elizabeth, New Jersey. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

First Alliance Home Mortgage, LLC - Elizabeth, NJ Mortgage Companies
First Alliance Home Mortgage, LLC - Elizabeth, NJ Mortgage Companies
Best Mortgage Companies in Elizabeth NJ - First Alliance Home Mortgage, LLC video
7+ YEARS IN TBR
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FIRST ALLIANCE HOME MORTGAGE, LLC

(4.8 Score)
20 Jackson Drive, 2nd Floor, Cranford,
Elizabeth, NJ 07016 Directions

Since 2004

Specialty:

✓ Fixed-Rate Mortgage ✓ Adjustable-Rate Mortgage ✓ FHA Loans ✓ VA Loans ✓ Jumbo Mortgages ✓ Purchasing a Home ✓ Buy a Home ✓ Refinance Loans ✓ Home Refinance ✓ Non-QM ✓ Renovation Loans

"First Alliance Home Mortgage, LLC is a premier mortgage company with tremendous resources and a broad range of mortgage products. They are committed to developing and maintaining a mortgage platform that will exceed their borrower's expectations. Sam Khalil is the Chief Executive Officer of First Alliance Home Mortgage, LLC. He has been in the mortgage industry since 1998. First Alliance Home Mortgage, LLC has a highly experienced and talented executive management team, whose members have nearly 30 years of mortgage experience on average, providing strong leadership to deliver on their overall business objectives. They believe that having a diverse and inclusive team is critical for delivering on their mission of serving customers and communities through reliable, personalized home loans. They strive for an open dialogue with employees and continue to enhance and strengthen their environment, culture, and performance.

2026 Update: They are committed to developing and maintaining a mortgage platform that will exceed their borrower's expectations. Whether you're buying your first home, refinancing, or exploring new opportunities as a homeowner, their team is committed to delivering a transparent, high-integrity lending experience."

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License #5034

Contact:

(732) 582-3338

Mon-Fri: 8:30am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

William Calzadilla - Elizabeth, NJ Mortgage Companies
William Calzadilla - Elizabeth, NJ Mortgage Companies
Best Mortgage Companies in Elizabeth NJ - William Calzadilla - RATE video
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WILLIAM CALZADILLA

(4.7 Score)
RATE 477 Chestnut Street, #B-1, Union,
Elizabeth, NJ 07083 Directions

Since 2021

Specialty:

✓ 30-Year Mortgage ✓ 15-Year Mortgage ✓ FHA Mortgage ✓ VA Loans ✓ USDA Loan ✓ Jumbo Loan ✓ Adjustable Rate Mortgage ✓ Home Equity Line of Credit ✓ Reverse Mortgage ✓ Mortgage Refinance ✓ Personal Loans ✓ Auto Loans ✓ Student Loans ✓ Closed End Second Mortgage ✓ Renovation ✓ Non-QM

“2026 Update: William Calzadilla is the Branch Manager of Rate. The team strives to offer the best mortgage products and services in the industry. By combining their online services with a local mortgage consultant who lives right in your neighborhood, they are confident that you will receive the personal attention that you deserve. They offer VA loans, FHA loans, and USDA loans, which have 0-10% down payment requirements. They use innovative, superior systems and technology to make the mortgage process easier and more transparent for everyone. Whether you happen to be a first-time homebuyer, investor, or are looking to secure your financial future, William Calzadilla of Rate is ready to help you turn your ideas into concrete goals.”

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License #139809

Contact:

(908) 296-1621 (908) 440-7402

Mon-Fri: 9am - 5pm
Sat: 9am - 2pm
Sun: Closed

TBR® Inspection Report:

Omega Financial Services, Inc. - Elizabeth, NJ Mortgage Companies
Omega Financial Services, Inc. - Elizabeth, NJ Mortgage Companies
Best Mortgage Companies in Elizabeth NJ - Omega Financial Services, Inc. video
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OMEGA FINANCIAL SERVICES, INC.

(4.7 Score)
1185 Morris Avenue, Union,
Elizabeth, NJ 07083 Directions

Since 1998

Specialty:

✓ FHA Loan Program ✓ FHA 203(k) Loan ✓ Jumbo Home Loan ✓ Conventional Loan Program ✓ Adjustable-Rate Mortgage (ARM) ✓ VA Home Loan ✓ First Responder Mortgage Program

“2026 Update: Omega Financial Services, Inc. is led by President Adel A. Michael. The team provides a variety of financial solutions depending on the unique needs of your family or your business. Their non-traditional services are flexible enough to offer you competitive rates, extensive cost savings to drive revenue, and reduced time cycles in the overall process. They review your personal situation and identify niche programs that best suit your needs. Omega Financial Services has over 8000 satisfied clients. They are prompt in their business and customer service and are dedicated to understanding the unique needs of their clients. They ensure that their customers are 100% satisfied with their Omega experience. They have served over 5000 families and have funded $100 million in loans. Contact them to get a quote.”

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License #20169

Contact:

(800) 663-4220

Mon-Fri: 9am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

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FIRST ALLIANCE HOME MORTGAGE, LLC REVIEWS

My adventure with buying a house was crazy. At first, I thought about buying a house to live in myself. Then, the investment method crossed my mind. In short, I didn't really know what to do, but thank God, Ana Fermín was always there to guide me with the best decisions. It was a fairly quick process. I never thought I would finish buying my house in less time than expected. These people are a great team. Ana Fermin and JapazLynch Team not only guided me, but they also had the necessary patience to explain everything about financing, giving me the best services and attention. I am very grateful to everyone.

Alex is an amazing and knowledgeable professional on his area that knows well how to look for the best options for you. He worked with me and even did a marvelous job when I was on a business trip to keep the process ongoing avoiding delays during the approval process. He worked with us until the very end of the process making sure that we obtained the best interest rate and accommodating the loan to our personal need. We will strongly recommend Alex to anyone looking for an excellent advisor on obtaining a loan/mortgage. Thank you very much Alex

Rob and First Alliance did a fantastic job refinancing a portion of our home to close out a HELOC loan. The proceeds cleared on the third business day as they explained, and everything was perfectly seamless to us. I highly recommend Rob and first alliance for any of your mortgage needs

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WILLIAM CALZADILLA REVIEWS

William and his team were the dream team! My husband and I had an incredible experience working with William. Not only he was flexible with our needs, but also attentive! I highly recommend working with William. He is astonishing!

William is very knowledgeable. Very kind. And willing to advise. He was pretty much always available for my calls and questions. If her did not answer right way, I knew I’d get a call very soon after.

William and his team are great! They are on top of things and listen to your needs to ensure you get exactly what you want and need.

OMEGA FINANCIAL SERVICES, INC. REVIEWS

Mr Adel Michael and his team at Omega Financial services went above and beyond to help us with the process. No matter what your circumstances are, Mr. Michael will find a way to help you!! He was very responsive and caring, he guided us in each step of the process. Our experience was great!! And would definitely recommend Omega financial services to everyone who plans to purchase a home, you’ll be in good hands.

My case was definitely not an easy one and Omega was up for the task. Mr. Adel Michael is extremely knowledgeable. He was always ready to find a solution, he was thorough and detailed in all the work he did. I am extremely thankful for him and his office.

Thank you Mr. Michael & Omega Financial Services team for the great job. Mr. Michael is very professional and his wide experience supported in this difficult loan. I highly recommend Omega for anyone searching for a loan.

TBR® Inspection Score Report

FIRST ALLIANCE HOME MORTGAGE, LLC Total Inspection Points: 114/120
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

WILLIAM CALZADILLA Total Inspection Points: 113/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

OMEGA FINANCIAL SERVICES, INC. Total Inspection Points: 112/120
Acknowledgments: 8
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10