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BEST RATED ELK GROVE, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Elk Grove, CA

Expert-recommended Top 3 Mortgage Companies in Elk Grove, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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Best Mortgage Companies in Elk Grove CA - Michele Milota - LIFETIME HOME LOANS video
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MICHELE MILOTA

(4.9 Score)
LIFETIME HOME LOANS
10259 Atlantis Drive,
Elk Grove, CA 95624 Directions

Since 2002

Specialty:

✓Home Purchase Loans ✓Refinancing Options ✓FHA Loans ✓VA Loans ✓USDA Loans ✓Jumbo and Super Jumbo Loans ✓Conforming Loans ✓Adjustable Rate Mortgages ✓Fixed Rate Mortgages ✓15-year Fixed Rate Mortgages ✓30-year Fixed Rate Mortgages ✓Mortgage Pre-approval ✓Mortgage Rate Quotes ✓Refinance Analysis ✓Mortgage Loan Qualifiers

" Michele Milota. LIFETIME HOME LOANS offers personalized mortgage solutions, including conventional, FHA, VA, USDA, and jumbo loans as well as refinancing options. Michele Milota is known for her integrity and commitment to providing fast, customized quotes and great rates. Her clients appreciate her professionalism and responsiveness, often highlighting her ability. The company is also authorized to perform various real estate services. For those in the local community seeking expert guidance on home loans, Michele Milota. LIFETIME HOME LOANS is a trusted professional dedicated to helping clients navigate the mortgage process with ease.

2026 Highlights: , Michele Milota highlights her role as Officer and VP of Growth and On-boarding with Lifetime Home Loans, offering secure online applications, mortgage decision-making tools, and personalized guidance for homebuyers and homeowners."

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License #1517644

Contact:

(916) 628-3814

Mon-Sun: 8am - 8pm

TBR® Inspection Report:

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PRECISION HOME LOANS

(4.8 Score)
9401 East Stockton Boulevard, Suite 125,
Elk Grove, CA 95624 Directions

Since 1968

Specialty:

✓ARM ✓FHA Loans ✓Down Payment Assistance ✓VA Loans ✓Jumbo Loans ✓USDA Loans ✓Fixed Rate Mortgages ✓Mortgage Refinance ✓Conventional Loans ✓Residential Mortgages ✓Bank Statement Loans ✓DSCR Loans

“2026 Highlights: Precision Home Loans is a locally owned and operated company that has built their business around providing personalized home loan services with a focus on quality, affordability, and customer satisfaction. They offer a variety of loan programs, including fixed-rate, FHA, USDA, and VA loans, with flexible options to fit different financial needs. Precision Home Loans has experienced consultants who take the time to understand each client's goals and guide them toward a suitable loan product. They will offer fast pre-qualification, a secure online portal, and a commitment to timely service. Precision Home Loans strives to make the mortgage process simple and convenient. They provide tailored support throughout every stage of the home-buying journey.”

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License #64820

Contact:

(916) 570-7006

Mon-Fri: 9am - 5pm Sat & Sun: Closed

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Golden Empire Mortgage - Elk Grove, CA Mortgage Companies - Office Exterior Image
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Golden Empire Mortgage - Elk Grove, CA Mortgage Companies
5+ YEARS ON TBR
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GOLDEN EMPIRE MORTGAGE

(4.7 Score)
9245 Laguna Springs Drive, Suite 200,
Elk Grove, CA 95758 Directions

Since 1995

Specialty:

✓Purchase ✓Refinance ✓Conventional ✓FHA ✓VA ✓USDA ✓Jumbo ✓Reverse Mortgage ✓Non-QM ✓Down Payment Assistance

" Golden Empire Mortgage provides top-quality service to their valuable customers. The company is proud to hold itself as one of the most respected leaders in the mortgage industry for nearly 30 years. Their team of trusted and experienced brokers finds you the best mortgage loan for your unique financial situation. They provide you with the best rate possible in a professional and timely manner. They help guide you through every step of the mortgage process to make them a stress-free experience. They provide exceptional and customized solutions to help individuals achieve successful homeownership. They pride themselves on integrity, knowledge, and the latest technology to provide their customers with excellent customer service and exceptionally attractive interest rates. They offer a free quote to their clients.

2026 Highlights: They introduce HOME Connect, a secure digital mortgage platform that streamlines the application, verification, approval, and closing process, helping homebuyers and homeowners move toward financing with greater convenience."

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License #244113

Contact:

(916) 261-8186 (916) 501-9029

Mon-Sat: 9am - 7pm
Sun: Closed

TBR® Inspection Report:

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MICHELE MILOTA REVIEWS

My husband and I just bought our first house on Nov 14, 2024!!! If you would have told us at the beginning of this year that we would be homeowners, I would have fell out of my chair laughing! Michele and her team at ANSWER HOME Loans, made it possible, and we are forever grateful for all their help in getting us into our forever home!! We decided to move back to my hometown county of Lake in Northern California to be close to family since we are expecting our first child. When my husband and I told Michele what our plan was she was so helpful at answering all of our questions and getting the process going. We didn't know what to expect with buying a house, but Michele and her team made us feel at ease and excited to go forth with such a big decision! We closed escrow on our house so fast!!! Michele and her team made it so quick and seamless! If you're looking to buy a house in the near future, we HIGHLY recommend Michele and her team at ANSWER HOME LOANS!! You will not be disappointed.

We had a fantastic experience working with Michele on our loan process! She was incredibly helpful, patient, and thorough in explaining every detail, making sure we understood each step. Michele worked hard to get us qualified, and we truly appreciate her dedication. She made the entire process smooth and stress-free. To top it off, we received a sweet home-warming gift at the end, which was such a thoughtful touch! Highly recommend Michele to anyone looking for a knowledgeable and caring loan officer.

What a great relief and pleasure to work with a loan officer that I felt genuinely cared about our family. Michele could not have been a better person to have in our corner. She was so available, so friendly, and so good at her job. She made everything so clear and attainable. I can’t say enough how lucky we felt to have her help.

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PRECISION HOME LOANS REVIEWS

Mariam made the entire loan process smooth and stress-free, even during a particularly challenging and busy time for me. She worked closely and diligently with me, patiently answering all my questions and taking the time to educate me throughout every step. Her transparency and communication were incredibly reassuring. I highly recommend Mariam and her wonderful team!.

It was my great pleasure working with Melissa. She is really enthusiastic in helping me achieve my dream home. Melissa has great experiences and very professional Loan Officer. I would like to give her 5+ stars for her great works.

Melissa assisted us with our first home purchase. With the purchase of our second home we instantly knew to contact her. She amazing at what she does. She held our hand through every step and allowed us to feel confident and comfortable with every decision. We will forever be a client of hers and continue to send family and friends her way. We truly appreciate everything you do Melissa! We love you.

GOLDEN EMPIRE MORTGAGE REVIEWS

Lyle Morgan goes out of his way to support and provide an excellent service. Showed an extraordinary ability to understand what I wanted and to meet my needs. Took pride on serving in a warm and friendly way. Always had the answer to all my questions. Clearly outlined the steps needed to make the process as simple as possible. Excelled in redefining the service processes to meet my ever-changing needs and provided feed back as soon as a process step was achieved. I will definitely recommend Lyle to family and friends.

Lyle was awesome! I purchased my first home and he educated me every step of the way. I never felt rushed, and had all information ahead of time so I could make informed decisions. He stuck with me from lost offer to accepted! He also was aware of programs for first time homebuyers and encouraged me to apply for a program that gave me an extra 20k toward the purchase of my home! I feel more than comfortable with the terms of my loan and feel confident that I will be a successful homeowner.

Lyle is such a great loan officer. He walked us through everything and was very thorough. This was our second time buying a home and our first loan officer did not communicate like Lyle did. He is efficient, fast, and good!!!!!! I would highly recommend Lyle Morgan as your next loan officer.

TBR® Inspection Score Report

MICHELE MILOTA Total Inspection Points: 118/120
Complete Info: 9
Contact Info: 9
Business Hours: 10
License: 10
Exact Services: 10
Experience: 10
Legitimate Ratings: 10
Location Proximity: 10
Online Appointment: 10
Reviews Accuracy of : 10
Service Diversification: 10
Social Media: 10

TBR® Inspection Score Report

PRECISION HOME LOANS Total Inspection Points: 114/120
Business Hours: 8
Business Images: 8
Complete Info: 9
Contact Info: 9
License: 10
Exact Services: 10
Experience: 10
Legitimate Ratings: 10
Reviews Accuracy of : 10
Service Diversification: 10
Social Media: 10
Website Standard: 10

TBR® Inspection Score Report

GOLDEN EMPIRE MORTGAGE Total Inspection Points: 112/120
Acknowledgments: 8
Social Media: 8
Business Hours: 9
Complete Info: 9
Contact Info: 9
Experience: 9
License: 10
Exact Services: 10
Legitimate Ratings: 10
Online Appointment: 10
Reviews Accuracy of : 10
Service Diversification: 10