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BEST RATED FREMONT, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Fremont, CA

Expert-recommended Top 3 Mortgage Companies in Fremont, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Kamna Mittal at Guaranteed Rate Affinity - Fremont, CA Mortgage Companies
Kamna Mittal at Guaranteed Rate Affinity - Fremont, CA Mortgage Companies
Best Mortgage Companies in Fremont CA - Kamna Mittal at Guaranteed Rate Affinity video
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KAMNA MITTAL AT GUARANTEED RATE AFFINITY

(4.8 Score)
3340 Walnut Avenue, Suite 110,
Fremont, CA 94538 Directions

Since 2017

Specialty:

✓ Buying Your First Home ✓ Refinancing Options ✓ Conventional and Non-QM Loans ✓ Home Purchase Loans ✓ VA Loans ✓ FHA Loans ✓ USDA Loans

"Kamna Mittal at Guaranteed Rate Affinity is committed to helping homeowners with home purchase loans and refinances. Kamna Mittal is a Fremont local lender and a loan officer at Guaranteed Rate Affinity, a national retail mortgage lender delivering low rates with a streamlined process. She knows that every client has different financial goals, so she takes the time to understand their vision to recommend smart mortgage solutions. She is backed by a dedicated team of loan assistants, processors, underwriters, and closing specialists. She and her team consistently deliver smart choices because they’re highly trained and well-versed in all aspects of the industry.

2026 Update: She specializes in working with first-time buyers and homeowners looking to upgrade while keeping their current property across Fremont, Santa Clara, San Jose, San Mateo County, San Francisco, and Alameda County. She is also licensed in Texas. She is offering tailored loan solutions and a smooth, transparent experience from start to finish."

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License #926641

Contact:

(650) 316-2169 (650) 515-9961

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Angelo Cipriano - Fremont, CA Mortgage Companies
Angelo Cipriano - Fremont, CA Mortgage Companies
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ANGELO CIPRIANO

(4.7 Score)
SUPREME LENDING
41111 Mission Boulevard, Suite 215,
Fremont, CA 94539 Directions

Since 2010

Specialty:

✓ Conventional Loans ✓ FHA Loans ✓ VA Loans ✓ USDA Loans ✓ Jumbo Loans ✓ Renovation Loans ✓ Condo Loans ✓ Refinance Loans ✓ Reverse Mortgage

“2026 Update: Angelo Cipriano is the Producing Branch Manager of the Supreme Lending. His goal is to build customers for life by helping homebuyers achieve their dreams. He is honored to help 100s of families and individuals achieve homeownership. Supreme Lending is a full-service, nationwide mortgage lender dedicated to helping people find the right loan for their next home. They take great pride in their process, making the home-buying and refinance experience comfortable, convenient, less stressful, and even safer. With Supreme Lending’s wide range of loan programs combined with their experienced in-house operation teams, you can expect a smooth and timely mortgage experience.”

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License #2605556

Contact:

(650) 400-9284 (510) 270-2029

Mon-Fri: 9am - 6pm
Sat: 10am - 2pm
Sun: Closed

TBR® Inspection Report:

First Rate Mortgage - Fremont, CA Mortgage Companies
First Rate Mortgage - Fremont, CA Mortgage Companies
Best Mortgage Companies in Fremont CA - First Rate Mortgage video
8+ YEARS IN TBR
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FIRST RATE MORTGAGE

(4.6 Score)
3100 Mowry Avenue, Suite 401,
Fremont, CA 94538 Directions

Since 1993

Specialty:

✓ First Home Buyer Loans ✓ Commercial Loans ✓ Home Loans ✓ FHA Loans ✓ Refinance ✓ Private Money Loans and Cash Out Refinance ✓ Jumbo Loans ✓ Hard Money Loans ✓ Conforming Loans ✓ Real Estate loans and Financing ✓ Debt Consolidation ✓ Cash Out for Home Improvements ✓ Pre-Approvals

"First Rate Mortgage has been helping its clients for 33 years to achieve the best rates for all their home and business loans. Robert Manseau is the founder of First Rate Mortgage. He brings 27 years of expertise in financing and Real Estate loans. Robert and his team at First Rate Mortgage are dedicated to ensuring the utmost satisfaction of their customers. Their hands-on experience and personalized approach make the process of getting a mortgage fast and stress-free. They work diligently to understand each client's unique budget and financial goals, connecting them with mortgage options that align with their needs. As a reputable mortgage provider, First Rate Mortgage strives to exceed customer expectations by delivering exceptional service and tailored solutions. Trust Robert and his team to guide you through the mortgage process and help you achieve your home or business financing goals with the best rates available.

2026 Update: Whether you just want to lower your interest rate, First Rate Mortgage will help you. Contact them for current mortgage rates and allow them to help you meet your financial needs."

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License #298938

Contact:

(510) 793-7283 (510) 490-0661

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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KAMNA MITTAL AT GUARANTEED RATE AFFINITY REVIEWS

We’re incredibly thankful to Kamna for helping us close a sizable jumbo loan. From day one, Kamna approached the process with professionalism, creativity, and an unwavering focus on getting us across the finish line. What truly stood out was her strategic mindset. Kamna always had a backup plan in place and thoughtfully explored all alternatives to ensure everything stayed on track. Her proactive planning gave us peace of mind every step of the way. Thanks to her hard work and dedication, our loan closed exactly as planned and right on time. We couldn’t have asked for a better partner in this journey. If you want someone who’s not just experienced but also genuinely committed to your success, Kamna is the one.

Working with Kamna and her team was a positive experience. She was very knowledgeable and guided us clearly through the loan process. Her no-nonsense approach made it easy to understand our options and feel confident about our decisions. Kamna and her team were always accessible and dedicated to helping us overcome any challenges along the way. By the end of the process, everything fell into place smoothly, and we really valued their expertise and commitment in helping us close the deal.

We had a great experience working with Kamna and her team. She was knowledgeable and provided clear, honest guidance throughout the loan process. Her straightforward approach helped us understand our options and make confident decisions. While there were a few hiccups in communication, Kamna's and her team remained accessible and committed to helping us move forward. We truly appreciated their expertise and dedication in getting us to the finish line.

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ANGELO CIPRIANO REVIEWS

I want to express my sincere gratitude to the Suprema Lending team, and especially to Angelo Cipriano, for their outstanding support in helping me secure a bank loan. From the very beginning, Angelo demonstrated exceptional professionalism, patience, and dedication. He guided me through every step of the process, answered all my questions with clarity, and made what could have been a stressful experience feel smooth and manageable. Thanks to his expertise and commitment, I was able to obtain the financing I needed with confidence and peace of mind. Suprematism Lending truly goes above and beyond for their clients, and Angelo Cipriano is a shining example of that. I highly recommend their services to anyone seeking reliable and personalized financial assistance.

My husband and I couldn't be happier with Angelo at Supreme Lending. He was timely, attentive to detail, helpful, supportive and beyond knowledgeable in all aspects of the process. Any and all questions and concerns were addressed professionally, prompt and with care and compassion. He helped assure our home buying experience was smooth, stress free and QUICK. We closed in record time!

Angelo is very professional and easy to talk to. He has helped us with the refinancing of our home and made the process very smooth. He would always answer our questions and never made us feel like we were bothering him. He really knows his stuff 100%. Will for sure use his services again.

FIRST RATE MORTGAGE REVIEWS

First Rate Mortgage is the best. Easy to work with, professional and all around awesome experience.

Bob is extremely knowledgeable and helpful! I'm a very busy business owner, in addition to getting me a GREAT rate, he made my refinance process seamless and effective. He was patient and supportive. It was the easiest refinance process I've ever been through. Thank you so much Bob!

I have been dealing with Bob for over 15 years and have never seen a snag of any sort with any of my financing needs. I have had refi loans as well as commercial loans done by him without any hassle. He is usually very up front with his abilities and tends to streamline most of the paperwork to simplify things for you. I am a loyal customer for life!!! Thanks Bob!!!

TBR® Inspection Score Report

KAMNA MITTAL AT GUARANTEED RATE AFFINITY Total Inspection Points: 114/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

ANGELO CIPRIANO Total Inspection Points: 113/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

FIRST RATE MORTGAGE Total Inspection Points: 111/120
Acknowledgments: 8
Business Images: 8
Reviews Study: 8
Complete Info: 9
Current Evaluation: 9
Reviews Accuracy of : 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Website Source: 10
Website Standard: 10