3 Best Mortgage Companies in Grand Rapids, MI

Expert-recommended Top 3 Mortgage Companies in Grand Rapids, Michigan. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

5+ YEARS IN TBR
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VANDYK MORTGAGE CORPORATION

2449 Camelot Court South East,
Grand Rapids, MI 49546 Directions

Since 1987

Specialty:

Mortgage Loan Options Conventional Federal Housing Administration (FHA) Rural Housing (USDA) Veteran Affairs (VA) Adjustable Rate Cash-Out Refinance Rate and Term Refinance Down Payment Assistance Loans Jumbo Loans Bridge Loans Native American Loans ITIN Loans Foreign National Loans Reverse Mortgage Loans Non-QM Loans Derogatory Credit Post-Bankruptcy Loans Bank Statement Loans No Ratio Loans Asset Qualifier Loans Investment Property Loans Fix and Flip Loans Investor Cash Flow Loans (DSCR Loans)

"VanDyk Mortgage Corporation's goal is to make the mortgage process as quick and comfortable as possible for you. They have over 35 years of experience in this field. Tom VanDyk is the founder of VanDyk Mortgage Corporation. VanDyk Mortgage Corporation's mission is to be the mortgage team that makes a difference in the lives of their clients. They understand their clients' needs, listen and communicate, put integrity, quality, honesty, and service above all, and understand that an elated customer is the heartbeat of their business. They will guide you through a variety of loan options that match your qualifications, helping you select the one that’s the perfect fit for you. They will communicate what they need from you throughout the process and keep you informed on the progress of your loan. They have closed over 100K+ units.

2026 Update: They aim to provide clear communication, optimal pricing, and fast approvals for all borrowers. They are licensed in 49 States."

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License #3035

Contact:

(888) 482-6395

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

11+ YEARS IN TBR
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TREADSTONE MORTGAGE

210 Fulton Street East,
Grand Rapids, MI 49503 Directions

Since 2003

Specialty:

Rural Development Loans Conventional Loans Jumbo Loans Refinancing FHA Loans VA Loans USDA Loans Loans for First Home Buyers 1099 Loans DSCR Loans Renovation Loans HELOCs Veterans VA Renovation Loan Doctor Loan

"Treadstone Mortgage offers a vast array of tools, resources, and friendly advice to make your homeownership vibrant and easy. They approach each interaction as a unique opportunity to exceed their clients’ expectations through personalization and expertise. They offer 22 types of loans for every type of borrower. They deliver personalized, quality-focused customer care and attention, and honest communication with both clients and agents. They use advanced mortgage search tools designed specifically for finding the best deal based on your circumstances. Treadstone Mortgage is a boutique residential mortgage lender based in Grand Rapids, Michigan, known for fast communication, local expertise, and a fun, creative approach to helping homebuyers. They specialize in FHA, VA, Conventional, USDA, renovation, and other residential loan options, and their team is dedicated to making the mortgage process simple, clear, and personalized. With a strong reputation for exceptional service and quick turn times, Treadstone is committed to supporting West Michigan homebuyers and real estate partners through a smooth, stress-free lending experience. Whether you’re a first-time buyer or an avid renovator, they walk alongside you to select the loan that fits your needs and sticks to your budget.

2026 Update: They are licensed in several surrounding states for long-haul moves. They also have offices in Grand Haven, Portage, Marshall, Traverse City, and East Lansing."

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License #222982

Price:

Minimum Down Payment Options:
Usdard Loans: 0%
Conventional Loans: 3%
Fha Loans: 3.5%
Va Loans: 0%

Contact:

(616) 774-9160 (616) 828-4165

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

9+ YEARS IN TBR
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RIVERBANK FINANCE LLC

3205 Eaglecrest Drive North East, #206,
Grand Rapids, MI 49525 Directions

Since 2011

Specialty:

Purchase Refinance Michigan Mortgage Programs Michigan Down Payment Assistance Program Conventional Mortgage Home Equity Loan HomeStyle Renovation Loan FHA Mortgage FHA Construction Loans HARP Refinance Home Purchase Mortgage Jumbo Loan Mortgage Refinance Mortgage Reverse Mortgage USDA Rural Development Loan VA Loan Vacation Home Mortgage

"Riverbank Finance LLC is a locally owned mortgage company specializing in home loans. Anthony Bird and Joshua Woodwyk founded Riverbank Finance LLC. Their purpose was to provide a combination of low rates and fees with a wide range of products as a true independent mortgage broker. With over 25 years of combined mortgage and real estate experience, Anthony and Josh take pride in providing the highest level of customer satisfaction. Both owners are active in the operations of the company on a day-to-day basis and are producing loan officers. The staff at Riverbank Finance LLC consists of highly trained, experienced mortgage professionals who make the mortgage process easy while providing a high level of customer service. They hire only the best licensed loan officers and handpick their employees to ensure they fit their high standards of ethics.

2026 Update: At Riverbank Finance LLC, all mortgage loan officers are trained, tested, and licensed by the State of Michigan. They offer residential home loans for both refinancing and new home purchases."

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License #666287

Contact:

(800) 555-2098

Mon-Fri: 9am - 6pm
Sat & Sun: Closed

TBR® Inspection Report: