Optimal Loans, located in Hayward, is an independent mortgage company that operates under the leadership of its president and founder, Karan Singh. Karan and his team are committed to staying competitive in the market and offer unparalleled expertise and innovative lending solutions. With their wealth of experience, the mortgage advisors at Optimal Loans serve as trusted guides throughout the home buying or refinancing process, ensuring a smooth and efficient experience. They strive to simplify the loan process and provide transparency for their valued customers at every step. Optimal Loans goes the extra mile to help you apply for, compare, and select a home purchase loan that transforms your dream home into an affordable reality. They are dedicated to providing services that meet and exceed client expectations. By visiting their website, you can access a rate comparison tool to explore different options and find the terms that suit you best. Additionally, Optimal Loans offers complimentary mortgage rate quotes to their clients, ensuring transparency and convenience throughout the process.
Best Mortgage Companies in Hayward
Handpicked Top 3 Mortgage Companies in Hayward, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence.
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OPTIMAL LOANS REVIEWS
Had a great experience working with Optimal loans team - Karan and Vivilya. Their knowledge on loan process and focus toward customer service is unparalleled. They have very competitive rates - and shop around to get the best rates for customers.
Karan and Vivilya provided great service for my refinancing. It was fast and easy and I also got a good rate. They were very friendly and courteous. I definitely will use them again in the future and would recommend them to others.
Karan at Optimal Loans was great through the whole process! He was able to navigate the crazy bay area market and ended up with a great house with all my requirements!
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Pacific Green Funding, located in Hayward, is a reputable mortgage company specializing in offering top-notch home loans with highly competitive interest rates. Their team operates with the utmost integrity, adhering to the highest ethical standards. They value each customer as if they were family, recognizing the uniqueness of every client's needs and working closely with them to secure the best loan possible. Pacific Green Funding represents a diverse portfolio of A-rated lenders, enabling them to provide you with excellent rates and assist you in realizing your homeownership and investment aspirations. They are not solely focused on providing a loan; they aim to ensure your long-term financial success. They take great pride in delivering exceptional customer service throughout the entire process, from initial application to loan completion. Pacific Green Funding offers various options and unparalleled flexibility, ensuring you obtain the most advantageous program at the lowest rates. They are conveniently located only 6.9 miles away from downtown Hayward.
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PACIFIC GREEN FUNDING REVIEWS
I Highly Recommend Ravi!! Because of the Housing Market crash years ago the rules have become very strict for getting approved for and purchasing a home even when you have good credit and a decent down payment. Also, because of lack of inventory the advantage was in the hands of the Sellers. When you have the odds against you, a person like Ravi is who you need to have the best chances of finding the right place that suits the needs of you and your family. He used his experience, determination and commitment to excellence to help us get approved and purchase the home we were looking for. The methods and tools he shared with us allowed for a very comprehensive view of our loan options and how they would affect us in the short and long term. I'm not sure that we'd be in a house right now if it weren't for Ravi. Ravi, thanks again so much for being a huge part of this pivotal life event. Akeem and Teela Daly
Ravi and team did an awesome job! My wife and I got an amazing financing deal as a first-time home buying couple. Other banks even said "Wow, we can't match that." On top of that, Ravi and team also had great customer service. They were very responsive to email and Ravi personally got on several late night calls with me to help explain things I didn't understand. Working with Ravi seemed very natural, and I felt like a valued customer and client during the whole experience even though it was just our first time working together. I would recommend Ravi wholeheartedly for anyone interested in getting top-notch service from a very knowledgeable mortgage specialist.
Thank you so very much Ravi for all of your help in securing loan for the investment property we recently purchased You were very organized, thorough & professional, kind and very honest which made all of the difference in our interactions with you. Your honesty, answer to details and advising on valuable feedbacks on property purchase and customer care touched us during the entire process. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us rather than just home loan customers. You stand above the rest, Ravi Selvaraj ! Our hats off to you!!"
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LendingStem, located in Hayward, is renowned as one of the most esteemed mortgage companies in the area. Their team of mortgage professionals is fully dedicated to delivering exceptional service to their customers. With a wealth of experience, LendingStem has successfully assisted numerous businesses and individuals in making informed decisions regarding investment property purchases. Their focus remains on providing outstanding service, catering to the needs of home buyers, individuals, and growing families seeking optimal financing options for their dream homes. LendingStem specializes in refinancing loans, offering lower rates to clients looking to leverage their home equity or consolidate debt. Their goal is to help you find the perfect mortgage solution that aligns with your aspirations. LendingStem adopts a friendly yet professional and informal approach, taking the time to understand their customers and build strong relationships throughout the sales process. To further support their clients, LendingStem provides helpful resources such as mortgage calculators and offers complimentary consultations.
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LENDINGSTEM REVIEWS
We've recently purchased our first home in December and coming into this process we did not know anything... Joanna took her time and guide us through every single step we needed to take. At times we got impatient and almost went over our budget, Joanna helped calm us down so we wouldn't make that big mistake. She wasn't pushy and made sure we bought a home that's right for us. Joanna helped made our first time home buying experience a wonderful one, and we are very lucky to have her as our agent. Thank you, Joanna, for all your time and patience!!
Joanna was my first agent assisting me to purchase my first home. She helped me through the headaches of bidding for a house. When I move on from my first home. I will be contacting Joanna.
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