3 Best Mortgage Companies in Honolulu, HI

Expert-recommended Top 3 Mortgage Companies in Honolulu, Hawaii. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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SMART MONEY, INC.

1600 Kapiolani Boulevard, Suite 633,
Honolulu, HI 96814 Directions

Since 2007

Specialty:

Conventional VA Loans FHA Loans USDA Loans First Time Home Buyer Residential Home Loans

"Smart Money, Inc. specializes in Conventional, VA, FHA, USDA, portfolio, and hard money residential home loans. Whether you’re a first-time home buyer or investor, they can help you. They have access to many lenders and guidelines, giving you the best options. More importantly, banks and lenders compete for your business. They work to increase their clients’ financial literacy and achieve financial milestones to live a fulfilled life through homeownership. They create curated mortgage options for everyone from first-time homebuyers to savvy investors. Smart Money, Inc. has helped thousands of VA families secure a VA loan.

2026 Update: Smart Money, Inc. is licensed by the State of Hawaii Department of Commerce and Consumer Affairs Division of Financial Institutions and the Nationwide Mortgage Licensing System."

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License #273384

Contact:

(808) 447-1850

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

3+ YEARS IN TBR
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MYERS CAPITAL HAWAII

1600 Kapiolani Boulevard, Suite 1320,
Honolulu, HI 96814 Directions

Since 1998

Specialty:

Purchase Refinance Home Equity Loans Home Equity Line of Credit Condotel Financing Reverse Mortgage Loans VA Loans FHA Loans USDA Loans DSCR Loans

"Myers Capital Hawaii is a privately-owned residential and commercial mortgage banking company. They specialize in working with business owners and real estate investors to assist with purchasing, renovating, or creatively restructuring their real estate debt. They offer a variety of investment property loans and commercial property loans to help serve the diverse needs of their clients. They provide expert mortgage planning to help clients meet their specific real estate and overall financial goals. For over 25 years, Myers Capital Hawaii has delivered the most competitive interest rates, many times 0.25% to 0.5% lower than any bank or lending institution. They are dedicated to educating and developing a mortgage investment plan that works with the many milestones in life while complementing your personal financial goals.

2026 Update: Myers Capital Hawaii offers flexible financing for real estate investors in 42 states, including bridge loans, fix-and-flip financing, and DSCR loans, to help you acquire, renovate, and grow your portfolio. Additionally, they provide owner-occupied mortgage solutions exclusively for homebuyers and homeowners in Hawaii. Reed Kawai Myers is the Principal and Mortgage Loan Originator at Myers Capital Hawaii."

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License #1662480

Price:

Mortgage Documentation Fee $125
Trust Review Fee $75
Condominium Review Fee $75
Escrow Fee Credit Up To $175
Third-Party Fees $1
Up To $6,000
Annual Fee $100
Closing Costs $1
Up To $5,500
Third-Party Fees $1
Up To $6,000

Contact:

(808) 566-6611

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

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PACIFIC RIM MORTGAGE

98-025 Hekaha Street, Suite 224A, Aiea,
Honolulu, HI 96701 Directions

Since 2005

Specialty:

Home Mortgages Conventional Loans VA Loans FHA Loans USDA Loans Refinance

2026 Update: Pacific Rim Mortgage offers a comprehensive range of mortgage solutions, including Conventional, VA, USDA, and FHA loans, and is dedicated to helping you achieve your homebuying goals with confidence. Their ability to close loans in industry-leading timeframes sets them apart, delivering a seamless, efficient, and stress-free experience for you. Pacific Rim Mortgage has successfully closed numerous loans, earned multiple industry awards, and built a strong reputation through dedication and hard work, and its team brings an average of over 12 years of mortgage lending experience. They are experts in all areas of mortgages, and proudly serve every segment of their industry with precision, speed, and caring.

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License #1849080

Price:

Conventional Loans
Down Payment Starting From 3%
Loan Amount Up To $1,249,125

Discount:

Government-backed Loans Offer for $0 Down Payment and $0 Cash to Close

Contact:

(808) 488-5510 (808) 386-8829

Mon-Fri: 9am-6pm
Sat & Sun: By Appointment

TBR® Inspection Report: