3 Best Mortgage Companies in Jersey City, NJ

Expert-recommended Top 3 Mortgage Companies in Jersey City, New Jersey. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

9+ YEARS IN TBR
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HERITAGE FINANCIAL CORP.

3478 John F. Kennedy Boulevard,
Jersey City, NJ 07307 Directions

Since 1994

Specialty:

Purchasing a New Home Refinancing Bill Consolidation Remodeling FHA Loans Conventional Loans 10-Year Mortgages 15-Year Mortgages 30-Year Mortgages Fixed-Rate Mortgages Adjustable-Rate Mortgages HomeReady Loans Home Possible Loans VA Loans Jumbo Loans Renovation Loans FHA 203(K) Loans HomeStyle Renovation Loans Non-Traditional Loans 12-Month Bank Statement Loans 24-Month Bank Statement Loans Non-Warrantable Condo Loans Delayed Financing Loans DSCR Loans Profit and Loss Only Loans 1099 Only Loans VOE Only Loans DACA Loans Foreign National Loans Commercial Loans

"Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Tina Shah is the CEO of Heritage Financial Corp. From residential financing to commercial financing, her team has the experience and expertise to be true partners for their clients. Heritage Financial Corp. mortgage lenders will continue to build stronger neighborhoods in New Jersey as they expand their vision of growth coast to coast to help more Americans achieve their personal finance goals. Whether it’s purchasing a new home, refinancing, bill consolidation, remodeling, or more, Heritage Financial Corp. offers a variety of residential loans and mortgage options for all of life’s twists and turns. They guide you through the decision-making process, helping you understand your options to ensure you have the best mortgage products.

2026 Update: They have over 30 years of experience in this field. They take a consultative approach, guiding you through decision-making, helping you understand choices, and periodically reviewing your circumstances to ensure you have the best products and services to achieve both current and future goals."

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License #137218

Contact:

(201) 876-2929

Mon-Fri: 9am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

Lightning Mortgage - Jersey City, NJ Mortgage Companies - Office Exterior Image
3+ YEARS IN TBR
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LIGHTNING MORTGAGE

591 Summit Avenue, #517,
Jersey City, NJ 07306 Directions

Since 2008

Specialty:

Purchase or Refinance Conventional Jumbo VA FHA USDA Renovation and Construction Programs Jumbo Loan Programs Grants for First Time Home Buyers Investment Property Financing Second Home Financing Condo Financing Multifamily Financing HELOC's / Home Equity Lines Asset Base Programs (Bank Statements)

"Lightning Mortgage offers mortgage programs to fit your budget. Their highly trained professionals work for and with you to ensure that you receive exceptional service. They are committed to providing their customers with complete security, safety, and peace of mind. They offer various loan options that allow you to achieve homeownership with the speed and service you deserve. Lightning Mortgage is one of the best options if you are searching for a mortgage company. For practical and knowledgeable advice and options, give them a call. Lightning Mortgage has many happy and satisfied customers with their excellent customer service.

2026 Update: They provide professional service at lightning speed."

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License #111621

Contact:

(201) 360-0634 (201) 918-6650

Mon-Fri: 8:30am - 6:30pm
Sat: 9am - 7pm
Sun: 9am - 6:30pm

TBR® Inspection Report:

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Daniel Lemeshev - Jersey City, NJ Mortgage Companies - Company Logo
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DANIEL LEMESHEV

CROSSCOUNTRY MORTGAGE
258 Newark Street, Suite C, Hoboken,
Jersey City, NJ 07030 Directions

Since 2018

Specialty:

Buy a Home Mortgage Pre-Approval First-Time Homebuyer Programs Home Purchase Loans Down Payment Assistance Programs Refinance Mortgage Loans Home Equity Mortgage Loans

2026 Update: Daniel Lemeshev is the Team Leader of the CrossCountry Mortgage. The company is located 2 miles from Jersey City, NJ. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, he provides a selection of mortgage loan options to fit your goals. From application to closing, he will give you a transparent process with clear communication and expert advice every step of the way. Their team is filled with dedicated loan officers living, supporting, and serving their communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, they are dedicated to helping people prosper. Contact them to make an appointment.

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License #1666662

Contact:

(917) 727-4530 (201) 484-5210

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report: