Specialty:
"John Ruiz is the Senior Mortgage Advisor at Preferred Rate. He has carefully developed a successful referral-based mortgage practice, earning the unwavering trust of both clients and referral partners. Renowned for his integrity, expertise, extensive experience, and attention to detail, he is deeply committed to empowering individuals to achieve their financial goals. John Ruiz's objective is to navigate clients through the complexities of today's mortgage market landscape, ensuring a seamless loan process from initiation to completion. Whether this is your first home, your next home, or you're thinking about refinancing, he is ready to walk with you every step of the way.
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2026 Update: He is also licensed in IL, IN, and TN. He approaches each interaction with respect and care, ensuring that clients receive the same level of consideration. Whether you are buying your first home, a new investment property, or building your dream home, the Preferred Rate team will help you."



