ThreeBestRated.com
BEST RATED JOLIET, IL MORTGAGE COMPANIES

3 Best Mortgage Companies in Joliet, IL

Expert-recommended Top 3 Mortgage Companies in Joliet, Illinois. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

John Ruiz - Joliet, IL Mortgage Companies
John Ruiz - Joliet, IL Mortgage Companies
3+ YEARS IN TBR
CALL EMAIL

JOHN RUIZ

(4.8 Score)
PREFERRED RATE 350 Houbolt Road, Unit 206,
Joliet, IL 60431 Directions

Since 2004

Specialty:

✓ Construction Loans ✓ Conventional and Government Loans ✓ Down Payment Assistance Programs ✓ First-Time Homebuyer Loans ✓ Refinance Loans ✓ Specialty Loans ✓ VA Loans ✓ USDA Loans ✓ FHA Loans ✓ Low Down Payment Loans ✓ HELOC Loans ✓ Home Renovation Loans ✓ Jumbo Loans ✓ Bank Statement Loans

"John Ruiz is the Senior Mortgage Advisor at Preferred Rate. He has carefully developed a successful referral-based mortgage practice, earning the unwavering trust of both clients and referral partners. Renowned for his integrity, expertise, extensive experience, and attention to detail, he is deeply committed to empowering individuals to achieve their financial goals. John Ruiz's objective is to navigate clients through the complexities of today's mortgage market landscape, ensuring a seamless loan process from initiation to completion. Whether this is your first home, your next home, or you're thinking about refinancing, he is ready to walk with you every step of the way.

2026 Update: He is also licensed in IL, IN, and TN. He approaches each interaction with respect and care, ensuring that clients receive the same level of consideration. Whether you are buying your first home, a new investment property, or building your dream home, the Preferred Rate team will help you."

Reviews   |   Write a Review
License #2313902| # 560079

Contact:

(708) 925-5148

Mon-Sun: 7am - 10pm

TBR® Inspection Report:

First Mortgage Resource - Joliet, IL Mortgage Companies
10+ YEARS IN TBR
CALL EMAIL

FIRST MORTGAGE RESOURCE

(4.8 Score)
3108 Theodore Street, Suite 104,
Joliet, IL 60435
Directions

Since 2004

Specialty:

✓ Conventional ✓ Jumbo Loan ✓ FHA Loan ✓ First Time Home Buyers ✓ USDA Loan ✓ VA Loan ✓ Refinancing

"First Mortgage Resource serves as a premier locally owned mortgage broker dedicated to residential loans. Jorge Solorzano is the president of First Mortgage Resource. He has over 26 years of mortgage experience and has consistently provided mortgage financing options to buyers of all economic backgrounds all over the state of Illinois. First Mortgage Resource focuses exclusively on mortgages, ensuring you receive the best and most innovative financial solutions. Their licensed loan officers are rigorously tested at both state and federal levels to guarantee you expertise and professionalism. They value strong relationships with their clients and referral partners, striving to make you a customer for life.

2026 Update: They offer a full range of loan products, including Conventional, FHA, VA, and USDA loans, with fixed-rate terms from 10 to 30 years and down payment options. They also provide services to clients in Will County, Kendall County, Grundy County, Lake County, Kane County, Cook County, DuPage County & LaSalle County. They offer competitive, flexible, and innovative financing options."

Reviews   |   Write a Review
License #216323

Contact:

(815) 609-9400

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Janine Iuliano - Joliet, IL Mortgage Companies
Best Mortgage Companies in Joliet IL - Janine Iuliano - CROSSCOUNTRY MORTGAGE, LLC. video
CALL EMAIL

JANINE IULIANO

(4.7 Score)
CROSSCOUNTRY MORTGAGE, LLC.
310 North Ottawa Street, Suite 5,
Joliet, IL 60432 Directions

Since 1998

Specialty:

✓ Buy a Home ✓ Refinance ✓ Home Purchase Loans ✓ Refinance Mortgage Loans ✓ Home Equity Mortgage Loans ✓ First-Time Homebuyers ✓ Down Payment Assistance Programs ✓ Mortgage Pre-Approval

“2026 Update: Janine Iuliano has been thriving in the mortgage industry since 1998. She has a passion for maintaining great, lifelong relationships that have led her to help hundreds in her community reach their goal of homeownership. She specializes in Condo Mortgages, Conventional Loans, FHA Loans, Purchase Loans, and Refinance Loans. She offers a wide range of loan programs, from FHA and VA to conventional and jumbo. She also provides services in CrossCountry Mortgage, LLC. offers more than 120 purchase, refinance, and home equity solutions. They are a direct lender, approved seller, and servicer by Freddie Mac, Fannie Mae, and Ginnie Mae. Contact them to schedule an appointment. ”

Reviews | Play Video | Write a Review
License #217680

Contact:

(847) 553-7196

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Video

Write a Review for Janine Iuliano

Our Review Process:

  • All reviews matter:We publish both positive and negative reviews to provide a balanced perspective.
  • No censorship: Businesses cannot pay to remove or modify negative reviews.
  • Verification process: All reviews are checked for authenticity and compliance with our community guidelines before publication.
  • Fair representation: We display reviews of all ratings (1–5 stars) to help users make informed decisions.
  • Independence: We are not affiliated with the businesses we review and receive no compensation for favorable ratings.

Your honest opinion helps others make better choices. Whether your experience was excellent, average, or disappointing, we want to hear from you. For more details, check Community Review Guidelines.

Contact Business

JOHN RUIZ REVIEWS

It was such an effortless process working with John and his support staff. Dorothy was especially helpful in ensuring that we had everything necessary for our complete loan application. During the process, John contacted us about some new options with better rates so we were able to make an informed decision to select the best mortgage for our first time home buying needs. Thank you so much for your hard work and excellent communication! We are so happy in our new home!

John was extremely helpful throughout the process. His team was amazing to work with. Everyone was very hands on and knowledgeable. John communicated with me very well and went above and beyond to make sure I had the best rates possible.

John and his crew were really professionally experienced and knowledgeable. Very professional in all aspects. My wife and I highly recommend him for all your needs. What a great experience, thank you

These reviews are provided for information purposes and to help you make informed decisions.

To share your experience, click here or send it to reviews@threebestrated.com.

We will display both positive and negative reviews. All submitted reviews are published after verification for authenticity and compliance with our Terms and Conditions, Privacy Policy, and Community Review Guidelines.

FIRST MORTGAGE RESOURCE REVIEWS

"I’m still amazed at all of the effort that Jorge put in to making sure my family and I were able to purchase our first home! Jorge did everything in his power to help us achieve our dream of being homeowners. As a veteran, I am extremely appreciative of the way Jorge demonstrated his appreciation for people who have served. I would recommend him to anyone looking to purchase a home !"

I JUST BOUGHT MY FIRST HOUSE???????? BIG THANKS TO MATT GORMAN. This guy worked day an night on my case, helped move the ball down the field always. I’m a Disabled Veteran and I would 100% RECOMMEND THIS COMPANY. Thanks again."

"Matt Gorman is the best of the best! If you are looking to purchase a new home, call him! He has represented me twice now, and I trust him 100%."

JANINE IULIANO REVIEWS

Janine was so responsive, educative, flexible, and supportive during the whole process. We were in a unique situation and she worked with us for months going over our options and working her tail off to make sure we were getting the most out of our money. Once we were ready to move forward, her team made the process efficient and seamless. This was our second home purchase with her, and we will absolutely continue to recommend her to all friends and family. She is the only option in our minds and we can’t thank her enough for how hard she and her team worked for us and with us.

Janine is very great to work with. She makes the process so nice and less stressful answers all the questions that you need and helps you with everything along the way highly recommend using her.

Janine is a true professional. She made a very complicated process seem easy and made the entire experience less stessful than it could have been. Would highly suggest calling her for all your mortgage needs!

TBR® Inspection Score Report

JOHN RUIZ Total Inspection Points: 116/120
Business Images: 8
Complete Info: 9
Review Analysis: 9
Acknowledgments: 10
Contact Info: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

FIRST MORTGAGE RESOURCE Total Inspection Points: 114/120
Acknowledgments: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Emblem: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

JANINE IULIANO Total Inspection Points: 112/120
Acknowledgments: 8
Business Images: 8
Reviews Study: 8
Complete Info: 9
Current Evaluation: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10