3 Best Mortgage Companies in Killeen, TX

Expert-recommended Top 3 Mortgage Companies in Killeen, Texas. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

7+ YEARS IN TBR
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THE WOOD GROUP OF FAIRWAY INDEPENDENT MORTGAGE CORPORATION

2403 Bacon Ranch Road, Suite 100,
Killeen, TX 76542 Directions

Since 1996

Specialty:

Conventional Loan FHA Loan Power Buyer Program Refinance Loan Renovation Loan Reverse Mortgage USDA Loan VA Loan Vets Housing Assistance

"The Wood Group of Fairway Independent Mortgage Corporation offers competitive rates and fast closing times. Their mortgage professionals are committed to finding the right mortgage loan with great interest rates and costs to meet your requirements. They close VA home loans an average of 20% faster than national mortgage companies. They help guide you throughout the loan process, from application to closing. They help with fast closing times and competitive interest rates. They simplify the process with a perfect mix of technology and human help. Their advisers are honest and hardworking, providing solutions that best fit your needs. They help you find the best option for you.

2026 Update: They also serve Harker Heights and Fort Hood as a mortgage lender that truly cares for their borrowers. From personalized attention to transparent communication, they are dedicated to making the mortgage process seamless and stress-free. They treat every loan like their own, ensuring their clients and agents receive top-notch support from start to finish."

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License #2289

Contact:

(254) 634-8886 (877) 699-0353

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Sente Mortgage - Killeen, TX Mortgage Companies
5+ YEARS IN TBR
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SENTE MORTGAGE

2102 South W S Young Drive, Suite E,
Killeen, TX 76543 Directions

Since 2007

Specialty:

First-Time Home Buyer Conventional FHA VA USDA Jumbo Refinancing The Home Buying Process Fixed Rate Mortgage Adjustable Rate Mortgage Conforming Loans

"Sente Mortgage has loan officers who have extensive knowledge about government-backed VA loans, assisting service members and their families, veterans, and Reserve/National Guard members as they purchase the homes their service has earned. Tom Rhodes is the CEO of Sente Mortgage. The team is driven daily to do the right thing for their customers and partners. Their loan officers understand that mortgage lending is not one-size-fits-all, but a customer-service business that treats every customer like an individual, whatever their credit history, whatever their real estate goals. They believe in educating you to make better decisions about buying a home.

2026 Update: Jenny Lack is the Mortgage Banker at Sente Mortgage. At Sente Mortgage, the team help their borrowers achieve their dream of homeownership by finding the right financing solution to fit their long and short-term goals."

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License #132111

Contact:

(254) 781-4232

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

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L And Z Financial Services - Killeen, TX Mortgage Companies
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L AND Z FINANCIAL SERVICES

2004 Mockingbird Lane,
Killeen, TX 76541 Directions

Since 2022

Specialty:

Conventional Loans FHA Loans Foreign National Loans Non-QM Loans Refinance Loans Reverse Mortgage Loans USDA Loans VA Loans Purchase Refinance First-Time Home Buyers Down Payment Assistance Rehab 203K Commercial DSCR and Investment loans

"L And Z Financial Services provides expert mortgage brokerage services. They are dedicated to quality customer service and putting the people they serve first. They have expertise in the residential lending industry. Their goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. Whether you're a first-time homebuyer or a seasoned investor, they're here to guide you through the process and find the best mortgage solution for your needs. Contact them by phone today for a free, personalized consultation.

2026 Update: They also serve the Fort Cavazos area and all of Texas with expert mortgage brokerage services. Their team of Loan Officers/Originators is dedicated to providing personalized service, helping you navigate the complexities of home financing and securing the right loan for your unique situation."

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License #2309952 | #2222527

Contact:

(254) 589-2964 (754) 273-0357

Mon-Sun: 7am - 11pm

TBR® Inspection Report: