3 Best Mortgage Companies in New York City, NY

Outstanding Experience Working with Jimmy and his team at GuardHill Financial was an absolute pleasure from start to finish. From day one, Jimmy was attentive, personable, and incredibly responsive. No question was ever too small, and he always took the time to explain everything clearly and patiently. The entire process was smooth, stress free, and far easier than I ever expected. Thanks to Jimmy’s professionalism, organization, and dedication, our closing was a complete breeze (In and out in under an hour!!!!) Everything was handled efficiently and seamlessly, making what can be a stressful experience feel effortless. As a first time home buyer, that was really appreciated. Jimmy truly goes above and beyond for his clients. His knowledge, reliability, and genuine care made all the difference. I couldn’t be happier with the service I received and would recommend Jimmy and the GuardHill Financial team to anyone looking for a top tier mortgage experience.Thank you, Jimmy, for making my first home purchase such a positive and easy journey.

Stephen and Chelsea at GuardHill were recommended to me by my broker for my home purchase in Manhattan. It was apparent they knew new the market well and provided me guidance through the process and were able to offer the best rate of the banks from which I received quotes. They also did a great job of coordinating with my attorney and closing quickly on my property. Will definitely use them for my next purchase.

Stephen and Chelsea were referred to me by a previous coworker and were nothing but excellent! They helped my husband and I get into a mortgage smoothly. Easy to work with, always available and a wealth of knowledge.

I am incredibly thankful to have worked with Mr. Shahidul Kabir at R&J Capital Group LLC for my home loan. He was extremely knowledgeable and communicative throughout the whole process. He was extremely responsive and quick to answer any questions I had. He kept me updated on where I was in each step of the process. As first-time homebuyer, the process felt overwhelming at times, but Mr. Shahidul Kabir was an absolute steady hand throughout. From the beginning, he was patient with me and took the time to explain every step in a way that made sense and always made me feel like I was his priority. What really stood out was how he tailored options to fit my situation, never pushing me toward something that was not right. I had specific financial goals like putting down 20% or more to avoid PMI and Mr. Shahidul Kabir worked closely with me to make it happen, even when numbers shifted or unexpected challenges came up. He went above and beyond to try and get me the best rate I could. His calm, thoughtful approach gave me so much confidence and peace of mind during a time that is often stressful for buyers. As first time home buyers in a difficult market, I was apprehensive about the process of buying a home. Mr. Kabir provided plenty of knowledge so I could make informed decisions. Beyond just the numbers, he was kind, understanding, and genuinely cared about helping me succeed. That kind of integrity made all the difference.

Had a consultation with Robert & Lorena today and left feeling very confident. Their level of professionalism and skillset demonstrated their qualifications in the business and they were very apparent from the start. They answered all our questions and guided us for each step to be taken, we know we are in good hands to achieve our goals.

I was working with Robert 25 years ago and I come back to him after 25 years ago to do my refinance. I am very happy I have him and his team in my life. Thank you very much Mr. Robert for all you did to me for all these years… Highly recommended to everybody who wants to get mortgage for the house buying house that’s number #1 .. R&J capital group highly recommended.