ThreeBestRated.com
BEST RATED PASADENA, TX MORTGAGE COMPANIES

3 Best Mortgage Companies in Pasadena, TX

Expert-recommended Top 3 Mortgage Companies in Pasadena, Texas. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Capital Home Lending - Pasadena, TX Mortgage Companies
Capital Home Lending - Pasadena, TX Mortgage Companies
7+ YEARS IN TBR
CALL EMAIL

CAPITAL HOME LENDING

(4.8 Score)
4532 Pasadena Boulevard, Suite C,
Pasadena, TX 77503 Directions

Since 2004

Specialty:

✓ Fixed Rate Mortgages (FRM) ✓ Adjustable Rate Mortgages (ARM) ✓ FHA Loans ✓ VA Loans ✓ Interest Only Mortgages ✓ Home Refinance ✓ Home Purchase ✓ Home Equity

"Capital Home Lending is a full-service mortgage brokerage specializing in every area of residential home lending. They have been in the mortgage business for over 20 years. Their mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rates and closing costs. They care about making a positive impact on your health, wealth, and overall well-being for you and your family through homeownership. Capital Home Lending loves empowering their clients with knowledge and providing them with a personalized cost analysis with multiple loan scenarios so they can make the best-informed financial decision for their purchase or refinance. They provide free rate quotes.

2026 Update: As a local independent mortgage broker, they have relationships with multiple lenders so they can shop rates at the lowest cost. They help customers afford the home of their dreams. They also serve Deer Park, Houston, La Porte, and Baytown areas."

Reviews   |   Write a Review
License #1823051

Contact:

(281) 817-8037 (281) 455-9904

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Michael Velez - Pasadena, TX Mortgage Companies
CALL EMAIL

MICHAEL VELEZ

(4.8 Score)
ALLIANCE MORTGAGE GROUP, LLC
3515 Preston Avenue, Suite 202,
Pasadena, TX 77505 Directions

Since 2012

Specialty:

✓ Conventional Loans ✓ DSCR Loans ✓ FHA Loans ✓ Reverse Mortgage Loans ✓ Foreign National Loans ✓ Jumbo Loans ✓ Non-QM Loans ✓ Bank Statement Loans ✓ Refinance Loans ✓ USDA Loans ✓ VA Loans

“2026 Update: Michael Velez is the Mortgage Loan Originator of Alliance Mortgage Group, LLC. At Alliance Mortgage Group, LLC, their mission is to set a high standard in the mortgage industry. They are committed to quality customer service and putting the people they serve first. Their goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today. They will work continuously on your behalf to help you achieve your dream of homeownership. Whether you are looking for Purchase, Refinance, or Specialized Loans, they can help you. Contact them to get a free, personalized consultation and quote.”

Reviews   |   Write a Review
License #327188

Contact:

(281) 876-2369 (832) 876-2369

Mon-Sat: 9am - 7pm
Sun: Closed

TBR® Inspection Report:

Cliff Saunders - Pasadena, TX Mortgage Companies
Cliff Saunders - Pasadena, TX Mortgage Companies
Best Mortgage Companies in Pasadena TX - Cliff Saunders - NEW AMERICAN FUNDING video
7+ YEARS IN TBR
CALL EMAIL

CLIFF SAUNDERS

(4.6 Score)
NEW AMERICAN FUNDING
106 East San Augustine Street, Deer Park,
Pasadena, TX 77536 Directions

Since 2006

Specialty:

✓ 30 Year Fixed Mortgage ✓ 15 Year Fixed Mortgage ✓ Adjustable Rate Mortgage ✓ FHA Loans ✓ VA Loans ✓ Jumbo Loans ✓ 203K Loans ✓ USDA Loans ✓ HARP Loans ✓ Reverse Mortgage ✓ NAF Cash ✓ Home Equity Loans ✓ Construction Loan ✓ Rate Protection ✓ Down Payment Assistance ✓ QM Loans

"Cliff Saunders is the Branch Manager of New American Funding. His company is located 6.3 miles from Pasadena, TX. He specializes in first-time homebuyer loans, VA loans for veterans, and down payment assistance programs. He believes homeownership should be within everyone's reach. Over the years, he has had the honour of helping thousands of families achieve homeownership, and he wants to help you, too. New American Funding created the Pathway to Homeownership initiative to alleviate some of your financial worries. They enhanced collaboration, streamlining processes with your loan officer to save time and secure more deals.

2026 Update: Backed by cutting-edge tools and a strong mission, he is here to make the mortgage process simple, smart, and stress-free. The team offers personalised mortgage solutions, great rates and service with integrity. Contact them to get a mortgage rate quote."

Reviews | Play Video | Write a Review
License #230688

Contact:

(281) 978-2106 (832) 830-2837

Mon-Fri: 9am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

Video

Write a Review for Cliff Saunders

Our Review Process:

  • All reviews matter:We publish both positive and negative reviews to provide a balanced perspective.
  • No censorship: Businesses cannot pay to remove or modify negative reviews.
  • Verification process: All reviews are checked for authenticity and compliance with our community guidelines before publication.
  • Fair representation: We display reviews of all ratings (1–5 stars) to help users make informed decisions.
  • Independence: We are not affiliated with the businesses we review and receive no compensation for favorable ratings.

Your honest opinion helps others make better choices. Whether your experience was excellent, average, or disappointing, we want to hear from you. For more details, check Community Review Guidelines.

Contact Business

CAPITAL HOME LENDING REVIEWS

Pat Saldaña at Capital Home Lending was a pleasure to work with. As a first time home buyer she put my mind at ease through the entire lending process. She is extremely knowledgeable and was able to match me with the best loan for my situation even when other lenders said it was not possible to get me approval. Pat not only agreed to work with me but she was able to get me approved and to closing in less than 30 days!

Pat and the whole team worked diligently to make sure this was a smooth process, they were very communicative and informative to any questions I had along the way! Would recommend them to anyone who is in need of an experienced and excellent lender, we can’t thank them enough for helping us get the home of our dreams!

Buying my first home was nerve wracking but Patty and her team really eased the process and I felt super comfortable asking all the questions. Would absolutely recommend working with them!

These reviews are provided for information purposes and to help you make informed decisions.

To share your experience, click here or send it to reviews@threebestrated.com.

We will display both positive and negative reviews. All submitted reviews are published after verification for authenticity and compliance with our Terms and Conditions, Privacy Policy, and Community Review Guidelines.

MICHAEL VELEZ REVIEWS

I can tell you, if your anything like me, who really knew little about home loans, interest rates, and the whole process in general, Michael Velez will lead you in the right direction. He will get you the best rates, set you up with the right partners to make sure that your loan process is as smooth as possible. He will have my business moving forward and I will recommend him to anyone looking to get a new home loan or Refi. Thank you Michael for the excellent guidance.

Michael is the most professional and knowledgeable loan officer I've had! His persistance and knowledge of the VA loan program was key in securing our loan in lightning speed! Thanks So much Michael tou are the BEST!!

If you are looking for a mortgage broker who is super responsive, Michael is a perfect match! He has done a refinance and new mortgage for me in the last few years. I’m a tough customer and Michael exceeded my expectations.

CLIFF SAUNDERS REVIEWS

I had a fantastic experience working with Cliff Saunders and his team to secure my mortgage loan. From the very beginning, they made me feel supported and confident in what can often be a complex and overwhelming process. The team was incredibly knowledgeable and took the time to explain every detail clearly, making sure I understood all my options. They were always quick to respond to my questions and kept me updated regularly, which made the entire process smooth and stress-free. What really stood out to me was their genuine dedication to helping me find the best mortgage solution tailored to my needs and financial situation. Their professionalism combined with a personal touch made me feel like more than just a client — they truly cared about my goals. Thanks to Cliff Saunders’ team, I was able to secure a great loan with terms that worked perfectly for me. I highly recommend Cliff Saunders and his team to anyone looking for expert guidance and outstanding service when it comes to mortgage loans. They made a potentially stressful process much easier and even enjoyable!

Huge thanks to Clifton Saunders for doing an amazing job on the loan! Everything went super smooth and right on time. The client was very happy, and we couldn’t have asked for better service. Looking forward to working with you again soon!

Loan officer and staff are so helpful, smooth process from the beginning to the end . Excellent job provided detail of the loan

TBR® Inspection Score Report

CAPITAL HOME LENDING Total Inspection Points: 116/120
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

MICHAEL VELEZ Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

CLIFF SAUNDERS Total Inspection Points: 111/120
Acknowledgments: 8
Ownership Proof: 8
Complete Info: 9
Current Evaluation: 9
Pricing: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Reviews Accuracy of : 10
Website Standard: 10