3 Best Mortgage Companies in Richmond, VA

I cannot say enough about the incredible experience my fiancé and I had with the Cowart Lending Team! From start to finish, they were nothing short of exceptional in helping us secure our dream home. The home loan process can be daunting, but the Cowart Lending Team made it feel like we had a dedicated partner every step of the way. No matter how challenging or drawn-out the process became, they never gave up on us. Their persistence, professionalism, and genuine care for our goals were truly remarkable. They worked tirelessly, often staying late until 7pm or even later, to ensure every detail was handled and every obstacle was overcome. Their commitment to getting us into the home we wanted was unwavering, and it’s clear they go above and beyond for their clients. The team’s expertise, clear communication, and relentless work ethic turned what could have been a stressful experience into a smooth and successful journey. If you’re looking for a lending team that treats you like family and fights for your dream home as if it were their own, look no further than the Cowart Lending Team. We are beyond grateful for their support and highly recommend them to anyone in need of a home loan. Thank you for making our dream a reality! I will recommend and use you again in the future

Greg and his team personalize their recommendations and work with you to find the best possible options given your circumstances. They were far easier to deal with than the typical bank-based underwriting experience, and they did not try to push me into an ARM when I expressed skepticism that an ARM was the best long-term financial option for me. Cannot say enough about the team. I will be obtaining another mortgage for my mother's house in the coming year and will be working with Greg's team again.

The team was so helpful! Mary Margaret was so communicative, transparent and really eased all of our stresses with buying a home. We really felt like we had the best team backing us!

CapCenter made the mortgage process refreshingly smooth and stress-free.** From start to finish, their team was professional, responsive, and genuinely committed to helping me navigate each step with clarity and confidence. I appreciated their transparency—no hidden fees, no surprises—and the fact that they covered closing costs was a huge bonus. What stood out most was their efficiency. CapCenter was faster, more organized, and far more communicative. My loan officer was knowledgeable and patient, always ready to answer questions and explain options. It felt like they truly cared about my experience, not just the transaction. If you're looking for a lender that combines great service with real savings, CapCenter is the way to go. I’m grateful for their support and would absolutely recommend them to anyone buying or refinancing a home

Our experience with CapCenter was a good one when trying to refinance our VA loan. We were able to save almost $500 by switching to CapCenter. The customer experience was good, as all our questions were answered in a timely manner. I would recommend checking out CapCenter for your home mortgage needs.

Walt and the whole CapCenter team were excellent in the home buying process! I will continue to use them in the future!