3 Best Mortgage Companies in Sacramento, CA

Expert-recommended Top 3 Mortgage Companies in Sacramento, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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SUMMIT FUNDING, INC.

2135 Butano Drive, Suite 150,
Sacramento, CA 95825 Directions

Since 1995

Specialty:

FHA Loans USDA Loans VA Loans and Conventional Loans

2026 Highlights: Summit Funding, Inc.'s mission is to provide a better experience for those looking to achieve their homeownership goals, from purchasing, refinancing, and everything in between. Todd Scrima has built the company to what it is today, a Top 30 Mortgage Lender nationwide with over 80 locations and over 300 loan originators. They share a common goal to be the best and encourage all others around them to do the same. They empower their partners, clients, and employees in all things. Each of their home loan experts dedicates themselves to this mission by providing quality mortgage services, developing deeper personal relationships, and attaining real results. They are licensed by CA Dept of Business Oversight. Contact them to make an appointment.

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License #3199

Contact:

(916) 571-3000

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

7+ YEARS IN TBR
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GFL CAPITAL MORTGAGE

1100 Corporate Way, Suite 210,
Sacramento, CA 95831 Directions

Since 2007

Specialty:

FHA and VA Loans Conventional HomePath USDA Low FICO Options Investor Products First-Time Home Buyer Financing

"GFL Capital Mortgage's goal is to provide clients with exceptional service throughout their mortgage process. The company has been a responsive, reliable mortgage lender in the local area for 19 years. Their trusted mortgage brokers focus on providing outstanding service coupled with unrivalled industry knowledge. GFL Capital Mortgage was founded to assist existing and potential homeowners with their home financing needs. They assess current market conditions and develop home loan options that meet individual families' unique requirements. You can fill out their online mortgage quote form and get a quote tailored specifically to your needs.

2026 Highlights: GFL Capital Mortgage offers personalized service and fast results. They’ll begin the loan or refinance process and move towards closing in 14 days or less. They are licensed in CA, CO, FL, ID, OR, WA, NV, TX, and UT."

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License #64367

Contact:

(888) 557-8836

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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JASON MATA

AMERICAN PACIFIC MORTGAGE
980 9th Street, Suite 340,
Sacramento, CA 95814 Directions

Since 2003

Specialty:

Purchase Refinance Adjustable Rate MortgageFixed Rate Mortgage FHA VA House Loans

"Jason Mata prides himself on aligning your mortgage strategy with your long-term goals and is deeply committed to delivering results that make a difference. Jason Mata at American Pacific Mortgage understands that every client has unique goals; that's why he takes the time to truly listen and tailor a mortgage solution that fits your personal and financial needs. Their industry-leading team is committed to providing expert guidance and personalized support at every step. They focus on clear, consistent communication so you always know where you stand throughout the loan process.

2026 Highlights: They offer innovative home loan programs. Their loan officers will help you select the perfect loan for your specialty needs. Contact them to get a quote."

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License #1850

Contact:

(800) 455-0986

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report: