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BEST RATED SALINAS, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Salinas, CA

Expert-recommended Top 3 Mortgage Companies in Salinas, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Capitol Mortgage - Salinas, CA Mortgage Companies - Company Logo
7+ YEARS IN TBR
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CAPITOL MORTGAGE

(4.8 Score)
1880 North Main Street, # 200,
Salinas, CA 93906 Directions

Since 2011

Specialty:

✓ Purchase ✓ FHA Loans ✓ VA Loans ✓ Refinancing ✓ Cash Out Refinance ✓ Refinance Analysis ✓ FHA VA Streamline Refinance ✓ Fixed Rate Mortgage ✓ FHA Home Loan ✓ VA Home Loan ✓ Jumbo Home Loan ✓ First Time Home Buyer ✓ Investment Property Loans ✓ Refinance

"Capitol Mortgage represents a wide range of "A" rated lenders with first-quality rates for private hardship lenders. They specialize in conventional, FHA, VA, USDA, and down payment assistance programs. They focus on providing the best mortgage and financing solutions for every deal and customer. Capitol Mortgage treats each customer individually and will help you obtain the best loan possible. Their business is referral-based, and they strive to provide the best customer service and detailed explanations of loan programs. Whether your situation calls for Full documents, no documents, non-owner occupied (investor), or multi-family, they will fit your needs.

2026 Update: They work with more than 100 investors. They have access to lots of different wholesale lenders. They also provide free reports."

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License #635963 | #01732437

Contact:

(831) 449-1227 (831) 809-3503

Mon-Fri: 9am - 5pm
Sat: 10am - 9pm
Sun: Closed

TBR® Inspection Report:

Mason-McDuffie Mortgage - Salinas, CA Mortgage Companies - Professional Portrait Image
Mason-McDuffie Mortgage - Salinas, CA Mortgage Companies - Company Logo
7+ YEARS IN TBR
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MASON-MCDUFFIE MORTGAGE

(4.7 Score)
6 Quail Run Circle, Suite 102,
Salinas, CA 93907 Directions

Since 1887

Specialty:

✓ Conventional Loans ✓ Jumbo Loans ✓ Down Payment Assistance Programs ✓ Reverse Mortgages ✓ Conventional Renovation Loans ✓ FHA Renovation Loans ✓ VA Renovation Loans ✓ FHA Loans 203(k) ✓ FHA Loans 203(B) ✓ FHA Loans ✓ VA Loans ✓ USDA Loans

"Mason-McDuffie Mortgage is a privately held mortgage company that makes the dream of homeownership a reality for its clients. They work with the latest technology to provide an efficient loan process for their clients. They utilize the latest in encryption and security services to maintain their clients' privacy and security, without sacrificing the convenience of a digital loan process. Mason-McDuffie Mortgage provides friendly and professional service and will help you every step of the way. Their vision is to place families in homes, offering solid funding plans for even the most complex lending situations.

2026 Update: They strive to fulfill the dream of home ownership, build lasting client relationships, and to create value that stands the test of time. They offer competitive rates and fast closings. The company also has an office in San Ramon."

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License #1141

Contact:

(831) 758-0800 (831) 272-0916

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

The Blue Adobe Team - Salinas, CA Mortgage Companies - Company Logo
Best Mortgage Companies in Salinas CA - The Blue Adobe Team video
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THE BLUE ADOBE TEAM

(4.7 Score)
362 Main Street,
Salinas, CA 93901 Directions

Since 2023

Specialty:

✓ Home Purchase Loans ✓ Refinance Mortgage Loans ✓ Home Equity Mortgage Loans ✓ Down Payment Assistance Programs ✓ Conventional Loans ✓ Fixed-Rate Mortgages ✓ Adjustable-Rate Mortgages ✓ VA Loans ✓ FHA Loans ✓ USDA Loans ✓ Jumbo Loans ✓ Reverse Mortgages ✓ HELOC Loans ✓ Non-QM Loans ✓ Renovation Loans ✓ Construction Loans

"The Blue Adobe Team specializes in residential home loans. Michael Boerlin is the Originating Branch Partner at Blue Adobe Mortgage. His experience spans over 30 years in the mortgage banking industry; he is a lifelong resident of the Monterey Peninsula, and he spends much time on his San Benito County ranch. Blue Adobe Mortgage's team of highly trained mortgage professionals is licensed to offer individual solutions to your unique financial circumstances. The Blue Adobe Team can navigate through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. They look forward to offering the best customer service in the industry.

2026 Update: Their team is filled with dedicated loan officers living, supporting, and serving their communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, they are dedicated to helping people prosper."

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License #2822271

Contact:

(831) 626-2112 (831) 320-6525

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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CAPITOL MORTGAGE REVIEWS

We are very thankful for Jacob and all the time and effort he took to make sure we understood everything. Answered all our questions and always very responsive if we had something we were unsure of. My family and I truly appreciate all your help in this process that thanks to you went by smoothly and fast! Will definitely be recommending you to our friends and family.

From beginning to end of process, Jacob was so helpful and informative. He made our family feel heard and was so understanding through it all. We are so happy and relieved he was there for us and with no doubt, we would rehire him! We truly recommended him.

Was able to explain things in a language easy to understand. We feel confident about our choice because of what Jacob and was able to do with us. I would recommend Him and his team to anyone.

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MASON-MCDUFFIE MORTGAGE REVIEWS

I had the pleasure of working with Martha as my HELOC loan processor, and I couldn't be more satisfied with her excellent service. From start to finish, she was professional, responsive, and highly knowledgeable about the process. Martha kept me informed every step of the way, ensuring all my questions were answered promptly. Her attention to detail and dedication to making the experience as smooth as possible truly stood out. I highly recommend Martha for anyone looking for a seamless and efficient loan processing experience.

Dan Daniel is a great loan officer. As a realtor, it is important to trust the loan officer working on the loan. Dan covers all aspects of a successful transaction. He keeps agents informed and does everything possible to close fast. He advises borrowers on what is best for them according to their situation and provides them with different options to choose from. Dan makes sure people qualify before providing a pre-approval letter. I recommend Dan Daniel 100%.

They made my life easier and I didn't have to lose an hour of my work. We worked together. They were willing to take my time. Thank you, Ramon Alicia Martha.

THE BLUE ADOBE TEAM REVIEWS

We had a great experience working with the Blue Adobe Mortgage team from start to finish. The team was very communicative and kept us informed at every step of the process. Each update was clearly explained, and they were very thorough which made everything stress-free. Overall a smooth and pleasant process. We even closed sooner than anticipated, which was a great!. Big thanks to Oscar and the team.

I had an amazing experience with Oscar and his team. They walked us through every step of the way seamlessly and were always there to answer our questions. They spent time educating us and making sure we understood the process. It was a pleasure working with them and I truly can't say enough positive things.

I highly recommend working with Oscar and his team. Oscar was very attentive and communicative throughout the entire process of purchasing our home. Thank you very much Oscar.

TBR® Inspection Score Report

CAPITOL MORTGAGE Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

MASON-MCDUFFIE MORTGAGE Total Inspection Points: 113/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

THE BLUE ADOBE TEAM Total Inspection Points: 112/120
Acknowledgments: 8
Reviews Study: 8
Complete Info: 9
Current Evaluation: 9
Experience: 9
Review Analysis: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10