3 Best Mortgage Companies in Santa Ana, CA

Expert-recommended Top 3 Mortgage Companies in Santa Ana, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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NEW AMERICAN FUNDING

1 MacArthur Place, Suite 800,
Santa Ana, CA 92707 Directions

Since 2003

Specialty:

Conventional Purchase Loan FHA Purchase Loan VA Purchase Loan USDA Purchase Loan Jumbo Purchase Loan Non-QM Purchase Loan Conventional Refinance Loan FHA Refinance Loan VA Refinance Loan USDA Refinance Loan Jumbo Refinance Loan Non-QM Refinance Loan

2026 Update: New American Funding Santa Ana enables clients of all backgrounds to accomplish the American dream of homeownership by offering a diverse product suite and competitive pricing. They promise to provide a timely and efficient closing. Their dedication to client service during the transaction extends after the closing, while they service their mortgage. They are a Fannie Mae, Freddie Mac, and Ginnie Mae direct mortgage lender, seller, and servicer that is licensed in all 50 states. From pre-approval through the life of your loan, they are here for your entire journey. Whether you are facing a multiple offer situation or need a quick close, all-cash offers provide more certainty, speed, and potential savings than traditional mortgages. New American Funding serves 299 locations across the nation.

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License #6606

Contact:

(855) 276-3747

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

LoanLock - Santa Ana, CA Mortgage Companies - Company Logo
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LOANLOCK

6 Hutton Centre Drive, Suite 1030,
Santa Ana, CA 92707 Directions

Since 2016

Specialty:

Fixed Loans ARM Jumbo Loans FHA VA Loans Conventional Non-QM First-Time Homebuyers Purchase Loans Refinances Interest-Only Jumbo ARM

"LoanLock is a premier mortgage lender that lends in multiple states across the nation and assists everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, they process and underwrite your loans on-site, so approval decisions are faster. They use fast and secure technology to provide you with a nearly paperless experience. Regardless of whether you’re refinancing or buying, they provide a clear and concise breakdown of your loan transaction upfront. Your state-licensed Loan Advisor is your personal concierge throughout the entire mortgage process. LoanLock is focused on you and your specific goals. They have one goal: to deliver a stress-free loan for every borrower, every time.

2026 Update: LoanLock is a residential mortgage lender that focuses on helping homeowners with purchase loans and various types of refinances. Their advisors will take a consultative approach to your unique situation to ensure you are making the best decision for you and your family. Contact them to get a quote."

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License #237507

Contact:

(888) 671-5625

Mon-Thu: 8am - 7pm
Fri: 8am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

8+ YEARS IN TBR
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E MORTGAGE CAPITAL, INC.

3750 South Susan Street,
Santa Ana, CA 92704 Directions

Since 2002

Specialty:

Buy a Home Refinance Conventional Purchase Loan FHA Purchase Loan VA Purchase Loan USDA Purchase Loan Jumbo Purchase Loan Non-QM Purchase Loan Conventional Refinance Loan FHA Refinance Loan VA Refinance Loan USDA Refinance Loan Jumbo Refinance Loan Non-QM Refinance Loan Cash-Out Refinance

"E Mortgage Capital, Inc. has earned a reputation as one of the premier mortgage companies in Santa Ana. Joseph Shalaby is the CEO of E Mortgage Capital. He has been in the mortgage industry for three decades, working hard to stay on the cutting edge of new mortgage products and alternative mortgage options. He has expanded the branches throughout the Orange County area and Hawaii. Joseph and his team's mission is to serve their customers with honesty, integrity, and competence. Their loan professionals specialize in conventional and government-backed residential home loans. Their goal is to provide home loans to their clients while providing them with the lowest rates and closing costs possible. They take pride in having an extensive loan program to help the clients save money.

2026 Update: The company has 1,001+ team members. They have helped 68,541+ families. Their experienced loan officers provide personalized support throughout your homebuying journey. They provide competitive rates and expert guidance."

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License #1416824

Contact:

(855) 569-3700 (949) 954-6584

Mon-Fri: 8am - 8:30pm
Sat: 9am - 5pm
Sun: Closed

TBR® Inspection Report: