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BEST RATED SANTA ROSA, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Santa Rosa, CA

Expert-recommended Top 3 Mortgage Companies in Santa Rosa, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

GTG Financial, Inc. - Santa Rosa, CA Mortgage Companies
Best Mortgage Companies in Santa Rosa CA - GTG Financial, Inc. video
10+ YEARS IN TBR
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GTG FINANCIAL, INC.

(4.8 Score)
1919 Creekside Road,
Santa Rosa, CA 95405 Directions

Since 2017

Specialty:

✓ Fixed Rate Mortgage ✓ FHA Loan ✓ VA Loan ✓ Rehab Loan ✓ USDA Loan ✓ Jumbo Loan ✓ First Time Home Buyer ✓ Low Down Payment Options ✓ Investment Property Loans ✓ Bank Statement Program ✓ Bridge Home Loan ✓ Construction Home Loan ✓ DSCR Home Loan ✓ Fix and Flip Home Loan ✓ HELOC Home Loan ✓ Reverse Mortgage ✓ Seller Paid Buydown

"GTG Financial, Inc. specializes in providing mortgage solutions tailored to your unique needs. Glenn Groves and Elise Groves are the founders of GTG Financial, Inc. Their mission is to strengthen the financial well-being of their clients and communities through education, transparent communication, and a commitment to helping you secure the right mortgage for right now. They offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. With over $1.25 billion in loans originated, GTG Financial, Inc. leverages their access to multiple lenders to offer a diverse range of options, ensuring the best fit for each client. Whether you’re a first-time homebuyer, a veteran seeking a VA loan, or a homeowner looking to refine your refinance strategy, the team is here to guide you with expertise and care.

2026 Update: The company has 6 local employees. They have over 19 years of experience. They offer an average closing time of 15 days and are licensed in seven states. Contact them to get a quote."

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License #1595076 | #02029711

Contact:

(707) 546-0440 (707) 595-0463

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

Scott Sheldon - Santa Rosa, CA Mortgage Companies
Scott Sheldon - Santa Rosa, CA Mortgage Companies
Best Mortgage Companies in Santa Rosa CA - Scott Sheldon video
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SCOTT SHELDON

(4.8 Score)
2455 Bennett Valley Road, Suite C107,
Santa Rosa, CA 95404 Directions

Since 2005

Specialty:

✓ Conventional Fixed Rate Mortgage ✓ Mortgage Refinance ✓ FHA Loan ✓ VA Loan ✓ Jumbo Loan ✓ USDA Loan ✓ Reverse Mortgage ✓ Adjustable Rate Mortgage ✓ SNL Direct Portfolio Loan ✓ Non QM Loan ✓ Down Payment Assistance Programs

"Scott Sheldon is an experienced loan officer at SecurityNational Mortgage Company. Whether you are a first-time homebuyer, a current homeowner wanting to refinance an existing mortgage, or add an investment property to your rental portfolio, his focus is on providing a five-star customer experience. SecurityNational Mortgage offers competitive interest rates and a wide range of loan products, from fixed-rate conventional mortgages to FHA, VA, and Jumbo loans, as well as down-payment assistance programs. Their team finds the right mortgage solution for your needs. You can get a free rate quote.

2026 Update: The team proudly serves homebuyers and homeowners and the surrounding communities. They put borrowers first, backed by over 30 years of experience and the financial strength of Security National Financial Corporation. The company also has branches in Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, and more."

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License #287389 | #3116

Contact:

(707) 217-4000

Mon-Sat: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Kelly Cort - Santa Rosa, CA Mortgage Companies
Kelly Cort - Santa Rosa, CA Mortgage Companies
Kelly Cort - Santa Rosa, CA Mortgage Companies
Best Mortgage Companies in Santa Rosa CA - Kelly Cort - GUILD MORTGAGE video
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KELLY CORT

(4.7 Score)
GUILD MORTGAGE
3558 Round Barn Boulevard, Suite 200, Office 211 & 212,
Santa Rosa, CA 95403 Directions

Since 1999

Specialty:

✓ First Time Homebuyer ✓ Buying a Second Home ✓ Fixed Rate Mortgage ✓ Adjustable Rate Mortgage ✓ 30 Year Mortgage ✓ 15 Year Mortgage ✓ Primary Residence Mortgage Rates ✓ Refinance Rates ✓ Second Home Mortgage Rates ✓ Refinance a Mortgage ✓ Rate and Term Refinance ✓ Cash out Refinance ✓ Standard Homebuyer Programs ✓ Homebuying Assistance Programs ✓ Home Equity Loans ✓ Expanded Programs Loans ✓ Specialty Loan Programs ✓ Construction and Renovation Financing ✓ Conventional Loan ✓ FHA Loan ✓ USDA Loan ✓ VA Loan ✓ 1% Down Program ✓ Down Payment Assistance Programs ✓ Homebuyer Protection ✓ MyPath2Own ✓ Zero Down Program

“2026 Update: Kelly Cort is a Senior Loan Officer and Team Leader of The Cort Team. She specializes in connecting buyers and investors with the resources they need to fulfill their homeownership goals. She emphasizes increasing clients' net worth by utilizing resources at competitive rates. Her career is defined by consistent accomplishments, industry recognition, and a proven ability to help clients achieve long-term financial success through strategic homeownership. Kelly specializes in residential lending solutions. Guild Mortgage's team is dedicated to helping customers find their homes, building trust with partners, and creating opportunities for employees to succeed. They offer a variety of loan options to accommodate nearly every situation, including down payment assistance programs for first-time homebuyers, government-sponsored options for military families and rural residents, as well as jumbo loans for those in high-cost markets.”

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License #448152

Contact:

(707) 694-4631 (707) 542-4880

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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GTG FINANCIAL, INC. REVIEWS

This review is long overdue! We were referred to GTG by a close friend, and choosing to work with Glenn and his team was one of the best decisions we made as first-time homebuyers. We purchased our first home in 2018, and from day one, Glenn impressed us with his exceptional communication, attention to detail, and genuine care for his clients. What stood out most was how easy he made the process for us—not just during the purchase, but even after closing. He took the time to explain post-purchase financial concerns, including refinancing options and long-term planning, which gave us real peace of mind. Since then, we’ve refinanced with Glenn and recommended him to friends, all of whom have had equally positive experiences. We fully intend to work with him again for our next home and highly recommend GTG to anyone entering the market. Glenn and his team offer exceptional service, trustworthiness, and guidance every step of the way.

If you’re looking for the perfect team to help you buy your dream home, GTG Financial is truly it! I had the most amazing experience working with Glenn who was recommended to me by a friend. Glenn and his team really took the time to make sure I understood every step of the process which was very foreign to me being a first time home buyer. They made sure I got the best loan and guided me all the way through the end. Their communication was great and they were always willing to answer any questions I had. They are extremely professional but most importantly to me, they truly care. I would 100% recommend them!

This is our second home purchase using Glenn and Meg at GTG. They are thorough, detail oriented and will always answer your questions and concerns. The process was seamless and they truly want to find you the best loan options. They will always be our go-to mortgage brokers.

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SCOTT SHELDON REVIEWS

Working with Scott and his exceptional team has been an absolute game-changer! After facing setbacks with two other lenders who were unable or unwilling to provide a mortgage, Scott immediately stepped in with confidence and a clear solution. His expertise and commitment to making things happen are unmatched. The entire team is incredibly professional, highly skilled, and consistently responsive, always going above and beyond to address any questions or concerns. Thanks to their hard work, we successfully closed in just 21 days—an impressive feat! If you're looking for a seamless, efficient, and stress-free financing experience, I wholeheartedly recommend Scott and his team. Their dedication to excellence ensures that every client receives top-tier service and results.

Scott is patient, kind, knowledgeable, and professional throughout the home buying process. He connected me to a wonderful realtor when I didn't have one, and I always felt supported by his team. I am very happy with the outcome of my experience. Thank you, Scott!

Good people who bend over backwards to help make your dream home happen. You really feel like you're on a team, a team just for you.

KELLY CORT REVIEWS

Highly Recommend Kelly Court & Guild Mortgage! We had an amazing experience working with Kelly Court and Guild Mortgage. From start to finish, they were professional, incredibly helpful, and extremely knowledgeable. The home-buying process can feel overwhelming, but Kelly truly made it feel easy. They walked us through every step of the process, almost like they were holding our hand the entire way, making sure we understood everything and felt confident in each decision. Their communication was excellent, and they were always quick to answer questions and provide guidance. We are so grateful we had Kelly and the Guild Mortgage team on our side. They made this entire experience smooth, stress-free, and genuinely delightful. If you’re looking for a lender who will go above and beyond, I highly recommend them!

Working with Kelly and her team was exceptional from start to finish. They were proactive at every turn, handling all the details with professionalism while maintaining a lighthearted, personable approach. I highly recommend Guild Mortgage to anyone seeking a mortgage team they can truly trust.

Kelly and her team are excellent to work with. We were kept informed every step of the process. The team was very knowledgeable and easy to work with. My buyer was very pleased and that is what is most important.

TBR® Inspection Score Report

GTG FINANCIAL, INC. Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Emblem: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

SCOTT SHELDON Total Inspection Points: 114/120
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

KELLY CORT Total Inspection Points: 113/120
Acknowledgments: 8
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10