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BEST RATED STOCKTON, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Stockton, CA

Expert-recommended Top 3 Mortgage Companies in Stockton, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Daniel Sosa - Stockton, CA Mortgage Companies
Daniel Sosa - Stockton, CA Mortgage Companies
Daniel Sosa - Stockton, CA Mortgage Companies
Best Mortgage Companies in Stockton CA - Daniel Sosa - CENTRAL VALLEY MORTGAGE GROUP video
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DANIEL SOSA

(4.8 Score)
CENTRAL VALLEY MORTGAGE GROUP
5713 North Pershing Avenue, Suite D2,
Stockton, CA 95207 Directions

Since 2019

Specialty:

✓ Construction Loan ✓ 203k Loan ✓ Down Payment Assistance ✓ Conventional Loan ✓ FHA Loan ✓ Reverse Loan ✓ VA Loan ✓ USDA Loan ✓ Bank Statement Loan ✓ DSCR Loan ✓ Jumbo Loan ✓ First Time Home Buyers ✓ Move Up and Second Home Buyers ✓ Refinancing Home Owners ✓ Investment Buyers ✓ Seniors and Reverse Mortgages

"Daniel Sosa is the founder of Central Valley Mortgage Group. His job is to offer you personalized advice and walk with you every step of the way during the loan process. As a loan officer with a deep commitment to his clients' financial success, he makes it his mission to guide you to the best loan options available. Daniel Sosa is skilled at breaking down complicated loan terms and concepts, ensuring you're informed and comfortable with the decisions you're making. Whether you're in the market for a new home, looking to invest in your business, or just aiming to manage your money better, he is here to find the right financial solutions for you. He prides himself on excellent customer service and aims to build lasting relationships with his clients.

2026 Update: He has deep expertise in mortgage lending, guiding you through every step of the process. His team can help you realize your dream of home ownership or save you money when getting your new, lower monthly payment."

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License #242169

Contact:

(209) 298-8017 (209) 353-4657

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Mission San Jose Mortgage Inc. - Stockton, CA Mortgage Companies
Best Mortgage Companies in Stockton CA - Mission San Jose Mortgage Inc. video
9+ YEARS IN TBR
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MISSION SAN JOSE MORTGAGE INC.

(4.8 Score)
2111 West March Lane, Suite B100,
Stockton, CA 95207 Directions

Since 2001

Specialty:

✓ Conventional Loan ✓ Government Loan ✓ FHA or VA Loan ✓ Jumbo Mortgages Refinancing ✓ Home Loans ✓ First-Time Homebuyer ✓ Down Payment Assistance Mortgage Solutions ✓ Lower Your Rate ✓ Cash-Out Options ✓ Portfolio Loan ✓ Private Money ✓ USDA ✓ The FHA 203(k) Loan Finance ✓ A Non-QM Loan ✓ PLUS ✓ DSCR ✓ ITIN Loans ✓ Foreign National DSCR

"Mission San Jose Mortgage Inc. is committed to providing unparalleled mortgage solutions and exceptional service to their clients. Their mission is to empower their clients with the resources and support they need to achieve their homeownership dreams. They understand that each client's financial journey is unique, which is why they strive to offer a comprehensive range of mortgage products tailored to suit diverse needs. Mission San Jose Mortgage Inc. believes in building lasting relationships with their clients, providing personalized attention, and walking alongside them every step of the way. From application through closing, their team of experienced professionals is dedicated to ensuring a smooth, stress-free experience. Contact them today to learn more about how they can help you navigate the path to homeownership with confidence and peace of mind.

2026 Update: Mission San Jose Mortgage Inc. is an award-winning company that provides a wide range of loan options. Their wide range of competitive mortgage products allows them to present you with the best mortgage rates and loan options tailored to your needs. The company has 200+ partners, 133 mortgage loan officers, and a 20+ support team. They are licensed in 11 states."

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License #01917135

Contact:

(888) 848-7199 (209) 910-4675

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Kristina Hernandez - Stockton, CA Mortgage Companies
Kristina Hernandez - Stockton, CA Mortgage Companies
Kristina Hernandez - Stockton, CA Mortgage Companies
Best Mortgage Companies in Stockton CA - Kristina Hernandez - HOMEOWNERS FINANCIAL GROUP USA, LLC video
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KRISTINA HERNANDEZ

(4.8 Score)
HOMEOWNERS FINANCIAL GROUP USA, LLC
5250 Claremont Avenue, Suite 105,
Stockton, CA 95207 Directions

Since 2021

Specialty:

✓ FHA ✓ Conventional ✓ VA ✓ USDA ✓ CalHFA FHA/Conventional Programs and GSFA Programs

“2026 Update: Kristina Hernandez has been in the lending industry for over 22 years. She is an award-winning mortgage professional who specializes in first-time home buyer programs as a CalHFA preferred lender. She is also fluent in Spanish. Her team and she strive for excellent customer service to their referral partners and clients, and they will walk with you every step of the way. Throughout your home loan journey, they will communicate with all parties so that everyone knows where they are in the process. Contact them to get a free pre-approval consultation”

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License #225677

Contact:

(209) 851-7861 (209) 518-8277

Open 24 Hours

TBR® Inspection Report:

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DANIEL SOSA REVIEWS

Daniel and his team work hard for the money, and that has made my husband and me Central Valley Mortgage loyalists. A co-worker gave me Daniel's information, and I am so grateful he did. Central Valley Mortgage Group saw us through a rollercoaster of home purchasing. Whenever things didn't go as planned, I felt horrible but everyone with Central Valley Mortgage kept a positive attitude. Daniel responded to many emails and gave lots of advice over the years (yes, YEARS) leading up to our home purchase without expecting a consultation fee or pushing us into a bad deal so he could get paid. When you find the good and savvy guys in the financial world, you need to stick with them. If you've landed at Central Valley Mortgage Group, you've found the good and then some guys. I expect we will use them for refinancing if the time comes and will definitely sing their praises whenever possible. We plan to stick with them and hope you will, too!

Daniel was the perfect fit for this transaction. He worked alongside the buyers and their concerns, and made sure all questions were timely answered. He deserves the 5 star review for professionalism, knowledge, communication, and making it happen. Good job, Daniel! It was a pleasure.

It was such a pleasure to work with Daniel and his team to get our loan approved for our new home. Thank You Daniel Sosa for being there for us to help make one of our dreams a reality! - Mike Matelski

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MISSION SAN JOSE MORTGAGE INC. REVIEWS

I’ve been working with San Jose mortgage for about 2 months now I had issues with my license on my end and instead of just leaving me out there to deal with it my self and San Jose mortgage worked with me a HUGE shout thanks to Cinthya Vega she is amazing!! she followed up with me every step of the way and helped me so much when I was lost. It really showed me the character of the kind of employees that San Jose mortgage has to offer. I would definitely trust this company with all my mortgage needs without a doubt!

Hello my name is Maria Thank you... And I want to recommend this girl... Isamar Rivera since she loves to help you as a client... Too much patience to understand you and very professional to listen to you... personally she helped me get a loan to pay a large debt, right now I have a property for sale and she is the one who is helping me Highly recommended to the Million, Do not hesitate to contact her.

I'm a new Loan Officer with MSJMortgage and Sameer was very helpful with technical support. Thank You

KRISTINA HERNANDEZ REVIEWS

Kristina exceeded my expectations. She completely understood my financial needs, accommodated, and defended my interests. It was a seamless transaction that closed in less than 30 days. I highly recommend her expertise and she has the passion to assist on your home buying journey as she places your best interest as a priority. Thank you Kristina!

Kristina is Amazing. I love working with her! She is an outstanding lender with a wealth of experience and deep knowledge of the industry. She offers a wide variety of loan programs tailored to fit the unique needs of each buyer, making her an incredible asset in the home-buying process. She communicates clearly, response quickly and keep all the parties inform through out the loan process. She goes above and beyond for her clients, ensuring a smooth and stress-free process. If you're looking for a lender who is not only professional but also genuinely cares about her clients' needs, Kristina is the one to trust!

Exceptional experience working with Kristina and her team. Everything was handled ahead of our timeline. I would highly recommend working with Kristina!

TBR® Inspection Score Report

DANIEL SOSA Total Inspection Points: 116/120
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Acknowledgments: 10
Business Images: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

MISSION SAN JOSE MORTGAGE INC. Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Video: 10
Website Standard: 10

TBR® Inspection Score Report

KRISTINA HERNANDEZ Total Inspection Points: 114/120
Acknowledgments: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Business Images: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10