3 Best Mortgage Companies in Temecula, CA

Expert-recommended Top 3 Mortgage Companies in Temecula, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

7+ YEARS IN TBR
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KELLY MANDERSCHEID

GUARANTEED RATE, INC.
43053 Margarita Road, Suite B-107,
Temecula, CA 92592 Directions

Since 1998

Specialty:

Refinance Options 30-Year Mortgage 15-Year Mortgage FHA Mortgage VA Loans USDA Loan Jumbo Loan Adjustable Rate Mortgage Home Equity Line of Credit Reverse Mortgage Mortgage Refinance Personal Loans Auto Loans Student Loans Closed End Second Mortgage Renovation Loans Non-QM Loans Pre-Approvals First-Time Homebuyers Home Affordability Purchase Rates

"Kelly Manderscheid has been helping people finance homes for over 27 years. Her knowledge and vast experience in the mortgage industry, including stints in underwriting, escrow, and closing documentation, enable her to advise clients on how to select the right home loan for their financial goals and guide them through the entire loan process. Kelly has delivered a stress-free mortgage experience for more than 6,000 borrowers and continues to exceed homebuyer expectations every day. Kelly is experienced in working with national and privately held builders, so she can also guide you confidently through the new construction loan process. In addition to her background and expertise, Kelly is committed to building relationships and delivering personalized service to every customer and business partner.

2026 Update: Kelly Manderscheid is licensed in AL, AZ, CA, CO, FL, GA, IL, KS, KY, MO, NV, OH, OK, TN, TX, and VA. Kelly provides borrowers with innovative and secure mobile technology to upload documents for prompt in-house processing, communicate directly, and receive loan updates for everyone involved in the transaction. She is known for her integrity, expertise, and hands-on approach to helping families."

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License #273420

Contact:

(951) 453-5231 (951) 506-9920

Mon-Sun: 9am - 9pm

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9+ YEARS IN TBR
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TAYLOR LOOP

MODERN LENDING
28999 Old Town Front Street, Suite 103,
Temecula, CA 92590 Directions

Since 2019

Specialty:

Loan Options 30 Year Fixed Mortgage 15 Year Fixed Mortgage Adjustable Rate Mortgage Airbnb Loans Bank Statement Loans Conventional Loans FHA Loans VA Loans Jumbo Loans 203K Loans USDA Loans Home Equity Line of Credit Hoper Program

Taylor Loop is the Partner and co-founder of Modern Lending. He believes that you have more important things to spend your money on than massive loan officer commissions. His national recognition as a Chairman’s Circle and President’s Club recipient underscores his exceptional accomplishments. He was ranked as the #120 broker in the country by the Scotsman Guide, highlighting his exceptional performance. The Modern Lending team includes the top 10 Mortgage Loan Officers in the nation and is the #1 Mortgage Team in Southern California. They have an experienced team of mortgage advisors who will guide you through the buying and refinancing process quickly, efficiently, and confidently. They offer great rates and service with integrity. Their award-winning loan officers will call you to go over your personalized mortgage plan, ensuring you know all your options. They provide free mortgage rate quotes.

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License #1179433 | #1865339 | #02095733

Contact:

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7+ YEARS IN TBR
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NEW AMERICAN FUNDING TEMECULA

27431 Enterprise Circle West, Suite 200,
Temecula, CA 92590 Directions

Since 1989

Specialty:

Conventional Loan VA Loan FHA Loan Reverse Mortgage Construction Loan USDA Loan Jumbo Loan I CAN Mortgage 30-Year Fixed Mortgage 15-Year Fixed Mortgage ARM Loan Buydown Loan Home Equity Loans FHA 203(k) Loan Interest-Only Mortgage Non-QM Loans DSCR Loan Second Mortgage Cash-Out Refinance HELOC

"New American Funding offers informed advice and mortgage lending services to homeowners and future homeowners. Rick and Patty Arvielo are the founders and owners of New American Funding. They are passionate about helping homebuyers in the Temecula community and nationwide realize their dream of homeownership. They offer excellent customer service and the most competitive pricing. New American Funding also provides professional advice and support in making your home financing decisions. In addition, they provide a full spectrum of loan products from which to choose and consistent communication and follow-up throughout the loan process.

2026 Update: New American Funding is an all-inclusive direct mortgage lender and servicer offering a variety of home loans, including Conventional, FHA, VA, Jumbo, and many more. Their loan officers specifically specialize in all types of loans and are happy to provide a wealth of solutions and experience at your preferred time and convenience. The company also has branches in Birmingham, Florence, Bullhead City, Chandler, Goodyear and more."

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License #6606

Contact:

(951) 228-9566 (951) 695-0905

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report: