3 Best Mortgage Companies in Winston Salem, NC

Expert-recommended Top 3 Mortgage Companies in Winston Salem, North Carolina. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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FAIRWAY INDEPENDENT MORTGAGE CORPORATION

514 South Stratford Road, Suite 240,
Winston Salem, NC 27103 Directions

Since 1996

Specialty:

✓Buy a Home ✓Refinance ✓Adjustable Rate Mortgage ✓FHA Loans ✓VA Loans ✓Jumbo Loans ✓Home Renovation Loans (203K) ✓0% Down Rural Loans (USDA) ✓HARP Loans ✓Reverse Mortgage ✓Fixed-Rate Mortgage ✓Adjustable Rate Mortgage (ARM) ✓Conforming Loans ✓Jumbo and Super Jumbo Loans ✓FHA ✓VA and USDA Loans ✓Terms From 5 to 30 Years

" Fairway Independent Mortgage Corporation is an independently owned and operated mortgage company that provides highly personalized service and helps you through every step of the home loan process. With the experience, know-how, and practical knowledge to help you navigate the world of mortgages, Fairway Independent Mortgage Corporation can find the match between your checklist and the best real-world solution for your needs. They offer several home financing products that can help make homeownership more affordable with speed and service. Their loan officers are ready to guide you every step of the way, from application to closing and beyond. They have over 670 branches nationwide, offering hometown service backed by national strength.

2026 Highlights: They have a reputation for closing on time, sometimes in as little as 10 days. They serve North Carolina with offices in Greensboro and Shallotte."

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License #2289

Contact:

(336) 714-1557 (877) 699-0353

Mon-Sat: 8am - 6pm
Sun: Closed

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HIGHLANDS RESIDENTIAL MORTGAGE

2098 Frontis Plaza Boulevard,
Winston Salem, NC 27103 Directions

Since 2010

Specialty:

✓Buy a Home ✓First-Time Home Buyer ✓Refinancing ✓ Debt Consolidation

" Highlands Residential Mortgage has a wide variety of loan programs and will help you find options that best fit your goals. Whether you are new to mortgage transactions or have been down this road several times, they work with you to find the best fit for your home purchase or refinance needs. Their loan officers are highly responsive and focused on making your experience smooth. They believe that when you are buying or refinancing your home, you should be able to count on a highly professional and low-stress experience that leads to an on-time closing. With their amazing mobile app, you can handle 97% of the loan process right in the palm of your hand. Highlands Residential Mortgage has many satisfied customers with their excellent customer service.

2026 Highlights: Highlands Residential Mortgage connects you with a dedicated loan officer who understands your unique needs, helps you navigate loan options, and guides you toward your goals. The company also has a branch in Allen."

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License #2370363

Contact:

(336) 575-9448

Mon-Fri: 8am - 9pm
Sat & Sun: Closed

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JILL BURGESS

AMERIS BANK MORTGAGE
3500 Vest Mill Road, Suite 1,
Winston Salem, NC 27103 Directions

Since 2018

Specialty:

✓Adjustable Rate Mortgages ✓Conventional Loans ✓FHA Loans and VA Loans

“ 2026 Highlights: Jill Burgess has originated over a billion dollars in mortgage loans throughout her 30+ years in the mortgage industry. She currently serves as the Vice President and Mortgage Production Manager for North Carolina at Ameris Bank. Jill is well-respected by her peers and clients. She is frequently described as professional, personable, and passionate. She has a special commitment to first-time homebuyers and collaborates with various local, state, and regional down payment assistance programs to help qualifying candidates secure grants and down payment help. Jill has been recognized for her outstanding efforts by Ameris Bank and the North Carolina Housing Finance Authority as a top lender. Whether you are buying, building, renovating, or refinancing your home, Jill has the experience and expertise to help you find the right loan to meet your needs. She is available by appointment only and does not accept walk-ins.”

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License #100425

Contact:

(336) 740-9068

Mon-Sat: 9am - 7pm
Sun: Closed

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Frequently Asked Questions About Mortgage Companies in Winston Salem, NC

Carefully selected questions to evaluate important aspects. Comparing the answers helps you choose the service that best suits your needs.

1. How much down payment is required for a home loan?
Fairway Independent Mortgage Corporation - Submit now
Highlands Residential Mortgage - Submit now
Jill Burgess - AMERIS BANK MORTGAGE
Down payment depends on the loan program and the borrower’s situation. Many conventional loans allow as little as 3% down; FHA commonly starts around 3.5%; eligible VA and some USDA borrowers may qualify with $0 down. Jill helps match the right program and any available down-payment assistance.
2. What documents are required for a mortgage application? 3. How long does the mortgage approval process take? 4. What is the cost range for your mortgage services in Winston Salem, NC? 5. Do you offer refinancing services? 6. What licenses and registrations does your service have in Winston Salem, NC? 7. How do you help clients understand loan terms? 8. How do you protect customers' financial information? 9. How do you verify borrower information? 10. How many years have you been providing mortgage services?