3 Best Mortgage Companies in Worcester, MA

Expert-recommended Top 3 Mortgage Companies in Worcester, Massachusetts. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

7+ YEARS IN TBR
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TREVOR MCFARLAND

GUILD MORTGAGE 324 Grove Street, 1st Floor,
Worcester, MA 01605 Directions

Since 1960

Specialty:

Conventional Loans FHA Loans USDA Loans VA Loans Renovation Loans DPA Programs Fixed-Rate Loans Bridge Loans Adjustable-Rate Loans Flex Payment Mortgage Manufactured Home Loans Lock and Shop Energy-Efficient Mortgage Programs Complete Rate BuyNow Advantage ITIN LockNow and Sell Payment Advantage Home Equity Programs Temporary Buydowns Zero Down Options Section 184 Doctor Program 1% Down New Construction Programs

"Trevor McFarland is a Senior Loan Officer for Guild Mortgage, who is focused on providing his clients with residential loan products to suit their individual real estate financing needs. He has nearly 20 years of industry experience as a loan originator. Trevor has a bachelor’s degree in Economics from Clark University with a minor in Management. With his experience and background, he can provide a wealth of knowledge and advice to his clients. Trevor also specializes in renovation financing. Guild Mortgage offers diverse loan options, including down payment assistance for first-time homebuyers, government-sponsored programs for military families and rural residents, as well as jumbo loans for high-cost markets.

2026 Update: Guild Mortgage helps families achieve homeownership. Whether you’re exploring FHA loans, VA loans, first-time homebuyer programs, or refinancing options, Guild Mortgage is here to guide you every step of the way."

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License #38803

Contact:

(603) 801-0640 (508) 535-6097

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

11+ YEARS IN TBR
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ENVOY MORTGAGE, LTD.

25 Harvard Street, 2nd Floor, Suite #2,
Worcester, MA 01609 Directions

Since 1997

Specialty:

Refinancing Loans VA Loans Home Purchase Loans Fixed-Rate Loans Adjustable-Rate Loans FHA Loans Jumbo Loans Renovation Loans USDA Loans Non-Agency Loans Construction Loans Cash-Out Refinance Rate-and-Term Refinance Boomerang Refinance

"Envoy Mortgage, Ltd. aims to help you finance your dream home and ensure a seamless mortgage experience. They go out of their way to lend a helping hand and make connections with their customers, team members, and everyone they meet. They provide comprehensive information to help you make an informed decision about your mortgage needs. With their experience, unwavering commitment, and a variety of mortgage products, Envoy Mortgage, Ltd. can help turn your dream of homeownership into a reality. They offer online mortgage tools, pre-approval, and an online application. Their mortgage experts are dedicated to assisting you in exploring options and finding solutions that are tailored to your unique situation.

2026 Update: Their licensed mortgage loan specialist at Envoy Mortgage will be able to help you determine which program best suits you. They are committed to providing a stress-free home-buying process. They offer FHA loans, VA loans, and many other home loans, at some of the best mortgage rates around."

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License #6666

Contact:

(508) 635-5422 (713) 977-8005

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Larry Rettig - Worcester, MA Mortgage Companies
Larry Rettig - Worcester, MA Mortgage Companies
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LARRY RETTIG

MBA MORTGAGE 50 Elm Street,
Worcester, MA 01609 Directions

Since 2005

Specialty:

Conventional Loans FHA Loans VA Loans USDA Loans Renovation Loans Non-QM Loans MassHousing Down Payment Assistance

"Larry Rettig is a senior loan officer at MBA Mortgage who is developing strong relationships that are a perfect fit for the mortgage and real estate industries. He is a member of the Realtors Association of Central Massachusetts and offers insights into homeownership that his clients have come to trust and appreciate. MBA Mortgage offers a full range of mortgage products and tools to match your unique needs. Whether you are looking to purchase or refinance, buy a residential property or a commercial one, or downsize or upsize, MBA Mortgage has many happy and well-satisfied customers. While securing the best mortgage for you is merely the starting point, their ultimate objective is to help forge robust and resilient communities.

2026 Update: He is also licensed in MA, NH, CT, RI, ME, and FL. He assists consumers in obtaining a mortgage loan to buy a home, whether it be Conventional, VA, FHA, USDA, New Construction, Renovation, ARM, Refinance etc., on a primary residence, second homes, investment properties, etc."

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License # 1552969

Contact:

(774) 249-9309 (978) 575-3053

Mon-Sun: 9am - 5pm

TBR® Inspection Report: