Gary Ray Fraley, Esq. is the owner and founder of Fraley & Fraley Sacramento Bankruptcy Attorneys. He is one of the longest practicing Bankruptcy Law attorneys in California. He has been practicing bankruptcy law since 1978. Mr. Fraley completed his Bachelor’s Degree at USC in 1974 and Juris Doctor Degree at UCLA School of Law in 1977. Mr. Fraley has filed well over ten thousand successful Chapter 7 Bankruptcy and Chapter 13 debt reorganization cases. He also handles reorganizations under the new Chapter 11 Small Business Reorganization Act. He is also one of the very few attorneys Certified by the California State Bar as a Bankruptcy Law Specialist. He has been teaching bankruptcy law for the National Business Institute and others groups for many years. Mr. Fraley offers a free initial consultation, and discounts are available for veterans, senior citizens & disabled people.
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GARY RAY FRALEY, ESQ - FRALEY & FRALEY SACRAMENTO BANKRUPTCY ATTORNEYS REVIEWS
I had to write this review. Gary is awesome! I came to him after I already talked with another attorney about a debt settlement and being sued by the collector. The other attorney told me it would cost anywhere from $600-$1000 to negotiate with the collector and that did not necessarily mean they would lower the debt amount. I decided to shop around for a second opinion and to compare rates. And I’m really glad I did. I contacted Frayley & Frayley PC Sacramento and Gary ended up helping me out. He was fair, straightforward and knowledgeable. He let me know my options and the best way to handle the debt settlement. That Hiring a lawyer to negotiate and settle the debt would incur more costs than it’s worth. He suggested that I needed to provide an answer by letter to the court to allow myself more time to negotiate. And he offered to write up the reply to the court summons for free! He saved me money and time and didn’t try to sell me his services. In fact he advised against hiring him and gave me a free solution. Thanks again Gary for your help.
I first called Fraley & Fraley PC Sacramento Bankruptcy Attorneys because my bills had gotten away from me and i needed a way out, to start over. I picked this firm over all the other firms in the area because their office wasn't far from where i lived and they had good reviews online. What I liked most about Fraley & Fraley PC Sacramento Bankruptcy Attorneys was how easy it was to file and get things taken care of. In the end, my bankruptcy was approved and i am currently debt free and staying away from unnecessary spending. Now that we’ve received this outcome, my life is less stressful and i feel like i have a fresh start.
Thanks. I’m sure often people come into these types of situations with a lot of questions and they want to get their Bankruptcy done, but Gary talked to me and said that I should wait and hopefully not ever need to do a bankruptcy. I appreciated his time and honesty and he let me know that bankruptcies aren’t bad, but I didn’t need one for my situation. Sometimes you need them and sometimes you don’t, but when you really do I recommend this place. They don’t just sell you a dream, they give it to you straight. Thanks.
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Mik Liviakis provides the greatest customer satisfaction by helping customers to rebuild a more reliable financial life. He offers personalized care working directly with clients. Mik Liviakis gives the highest credibility and accuracy with guidance and strategies. Liviakis will follow up with the client's questions and concerns with in-depth client knowledge of debt relief laws in court and non-court options. He will make a difference in the outcome of your case and the outlook for your financial future. Liviakis Law Firm specializes in debt relief and protecting your home from creditors. Their bankruptcy lawyers work relentlessly to move mountains on your behalf to relieve you from debt and creditor phone calls. They are known for reducing credit card payments quickly while protecting your family home from loss. Liviakis Law Firm offers a free consultation and evaluation.
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MIK LIVIAKIS - LIVIAKIS LAW FIRM REVIEWS
It took all of five minutes for Mik to assuage my fears of bankruptcy. I was expecting condescension and judgment and was met instead with kindness and an actual plan. He and his team have been incredibly helpful in providing support throughout the process. They have kept me informed and have always been available to answer any questions or respond to concerns. I am so glad to have chosen Liviakis Law Firm and would suggest anyone else considering bankruptcy to do the same.
Attorney Liviakis is simply the best, his demeanor, concern convey when you visit his office and on the phone. Brent is so kind also! I hope to never be in my situation again but if so I’m calling Attorney Liviakis. I’ve recommended him to several coworkers and will continue.
Mr Liviakis was great in assistant me with my bankruptcy during a very difficult time in my life. I appreciate his effort and understanding and everything went smooth. Thank you, hopefully we never have to do business again.
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Pauldeep Singh Bains has filed hundreds of bankruptcy petitions for people across the greater Sacramento area, and his results are immaculate. He completed Juris Doctor at Thomas Jefferson School of Law and a Bachelor of Science at the University of California, Davis. His philosophy is to provide a personalized, hands-on attorney-client relationship detailed, logical, and respectful. Pauldeep has the knowledge, experience, and skill required to get the best possible results for all of his clients. Pauldeep offers personal service to all clients while utilizing a smooth process to promote efficiency and a stress-free atmosphere. He has filed numerous Chapter 7 cases to stop a client’s wages from being garnished, and a vehicle from being repossessed. Pauldeep has provided debtors that much-needed second chance that they so desperately needed. He offers free initial no-hassle consultation.
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PAULDEEP BAINS - SACRAMENTO BANKRUPTCY LAWYER REVIEWS
If you ever need to file for bankruptcy you won’t be able to find a better lawyer than Bains. He was always available by email or phone!! He walked me through the whole procedure and everything went really smooth!!! He’s really knowledgeable about what he does and he’s really good at it !!!! If anyone wants to think about bankruptcy I know who to contact.
This attorney was AMAZING! All I had was a phone consult… he couldn’t do anything for me…. But still stepped in and helped me!!! He explained everything I needed to know very simple to understand and if it wasn’t for him my kids and I would have lost our home…. You can trust him! Thank you Paul.
Pauldeep Bains is an exceptional attorney. During a time of uncertainty, he was able to provide immense knowledge and assistance. He was always prompt and thorough in answering my questions, and with his vast array of experience, I felt confident I was working with the best.
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