3 Best Bankruptcy Lawyers in Sacramento, CA

Expert-recommended Top 3 Bankruptcy Lawyers in Sacramento, California. All of our bankruptcy attorneys actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

11+ YEARS IN TBR
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GARY RAY FRALEY, ESQ.

FRALEY & FRALEY SACRAMENTO BANKRUPTCY ATTORNEYS
1401 El Camino Avenue, Suite 370,
Sacramento, CA 95815 Directions

Since 1978

Specialty:

Chapter 7 Bankruptcy Chapter 11 Bankruptcy Chapter 13 Bankruptcy Foreclosure Credit Cards Personal Loans Signature Loans Medical Debts Business Debts Lease Liabilities Debts to 2nd Mortgage Holders Tax Debts Secured Debts Timeshare Obligations Furniture Contracts Vehicle Loans Mortgages Business Bankruptcy

"Gary Ray Fraley, Esq. is the owner and founder of Fraley & Fraley Sacramento Bankruptcy Attorneys. Mr. Fraley completed his Bachelor’s Degree at USC and earned his Juris Doctor Degree from the UCLA School of Law. He is a bankruptcy law attorney with over 37 years of experience and has filed thousands of successful bankruptcy cases. Gary Ray Fraley, Esq. is one of only about 154 attorneys in California certified by the State Bar Board of Legal Specialization as a Bankruptcy Law Specialist. He has filed well over ten thousand successful Chapter 7 bankruptcy and Chapter 13 debt reorganization cases. He also handles reorganizations under the new Chapter 11 Small Business Reorganization Act. Mr. Fraley has been teaching bankruptcy law for the National Business Institute and other groups for many years. Gary Ray Fraley, Esq. offers a free initial consultation, and discounts are available for veterans, senior citizens, and disabled people.

2026 Update: Fraley & Fraley Sacramento Bankruptcy Attorneys provides high-quality bankruptcy and debt reorganization services for individuals, small to midsize businesses, and corporations."

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Certified Bankruptcy Law Specialist California State Bar Board of Legal Specialization in 2015
License #80056

Price:

Bankruptcy Session $480

Contact:

(916) 485-5444

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

9+ YEARS IN TBR
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PAULDEEP BAINS

SACRAMENTO BANKRUPTCY LAWYER
180 Promenade Circle, Suite 300,
Sacramento, CA 95834 Directions

Since 2009

Specialty:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Facing a Home Foreclosure Credit Card Lawsuit Levy Your Bank Account and Garnish Your Wages Stop Your Home from Foreclosing Debt Settlement Bank Levies Automatic Stay Means Test Motion Work in Bankruptcy Preparing for Bankruptcy Second Mortgage Student Loans Taxes Vehicle Repossession Wage Garnishment

"Pauldeep Bains completed a Juris Doctor degree at Thomas Jefferson School of Law and earned a Bachelor of Science degree from the University of California, Davis. He is a member of the Sacramento Valley Bankruptcy Forum, the South Asian Bar Association of Sacramento, the United States District Court for the Northern District of California, and the Eastern District of California. He has filed hundreds of bankruptcy cases, and his results are exceptional. His philosophy is to provide a personalized, hands-on attorney-client relationship that is detailed, logical, and respectful. Pauldeep has the knowledge, experience, and skills needed to achieve the best possible results for his clients. Pauldeep Bains provides debtors with the much-needed second chance they deserve. He offers a free initial no-hassle consultation. Sacramento Bankruptcy Lawyer provides direct client-to-attorney contact from the initial consultation through the discharge of each case.

2026 Update: Pauldeep Bains has evaluated Chapter 7 and Chapter 13 bankruptcy options for over 1,000 people in Sacramento, Roseville, and the surrounding areas."

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License #268004

Price:

Hourly Rates
Starts From $200
Upto $300
Contingency 20%-40%
Chapter 7 Filing Fee $335
Chapter 13 Filing Fee $310

Contact:

(916) 800-7690

Mon-Fri: 8:30am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

7+ YEARS IN TBR
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MIK LIVIAKIS

LIVIAKIS LAW FIRM, PC
1100 11th Street, 3rd Floor,
Sacramento, CA 95814 Directions

Since 2007

Specialty:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Chapter 11 Bankruptcy Chapter 12 Bankruptcy Stop Creditors’ Collection Actions Secured and Unsecured Debt Tax Debt Student Loans Uncategorized Mortgage and Car Payments Advising on Automatic Stays of Execution to Remove Liens Stop Collection Actions Wage Garnishment Debt Negotiation Credit Card Debt Irrevocable Trust Administration

"Mik Liviakis has been succeeding in the battle for California individuals, families, and businesses by rebuilding financial futures through bankruptcy and debt settlement solutions for over 15 years. He acquired his Juris Doctorate from McGeorge School of Law. He is approved by the California Bar Association and has practiced bankruptcy law for more than a decade. He is a member of the National Association of Consumer Bankruptcy Attorneys, Sacramento Valley Bankruptcy Forum, Sacramento County Bar Association, Bankruptcy and Commercial Law Section, State Bar of California, and American Bar Association. He provides the greatest customer satisfaction by assisting customers in rebuilding a more reliable financial life. He offers personalized care, operating directly with clients. Liviakis Law Firm specializes in debt relief and protecting your home from creditors. Their bankruptcy lawyers work relentlessly to move mountains on your behalf to relieve you from debt and creditor phone calls. Liviakis Law Firm offers a free consultation.

2026 Update: Liviakis Law Firm, PC has a team of bankruptcy attorneys that is dedicated to providing you with the resources you need to guide the bankruptcy process successfully."

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License #251362

Price:

Bankruptcy Attorneys' Fees
Starts from $2,000

Discount:

Get a 10% Special Offer for Referral [USE CODE: THREEBESTRATED]

Contact:

TBR® Inspection Report: