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BEST RATED CHARLOTTE, NC INSURANCE AGENTS

3 Best Insurance Agents in Charlotte, NC

Expert-recommended Top 3 Insurance Agency in Charlotte, North Carolina. All of our insurance agents actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Curtis Helms Insurance - Charlotte, NC Insurance Agents - Office Exterior Image
Curtis Helms Insurance - Charlotte, NC Insurance Agents - Office Interior Image
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CURTIS HELMS INSURANCE

(4.9 Score)
6324 N Tryon Street, Suite 101,
Charlotte, NC 28213
Directions

Since 1999

Specialty:

✓Auto Insurance ✓Commercial Insurance ✓Home Insurance ✓Life Insurance ✓High-Risk Auto Insurance ✓Uber/Lyft Insurance ✓Fleet Insurance ✓Dump Truck Insurance

“ 2026 Highlights: Curtis Helms Insurance is a family-owned and operated independent insurance agency serving Charlotte and the surrounding areas since 1999. With a friendly, knowledgeable team, the agency is committed to delivering personalized customer service and helping individuals, families, and businesses find insurance coverage tailored to their specific needs. They provide guidance on auto, homeowners, commercial, and life insurance, offer free quotes, and help clients explore potential savings through bundled coverage.”

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License #1000005771

Contact:

(704) 921-2118

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Pegram Superior Insurance - Charlotte, NC Insurance Agents - Office Exterior Image
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PEGRAM SUPERIOR INSURANCE

(4.9 Score)
106 B W Arrowood Road,
Charlotte, NC 28217 Directions

Since 2007

Specialty:

✓Home Protection ✓Auto Insurance ✓RV Insurance ✓Boat Insurance ✓Motorcycle Insurance ✓Life Insurance ✓Health Insurance ✓Commercial Insurance ✓Homeowner's Insurance ✓Condo Insurance ✓Renter's Insurance ✓Flood Insurance ✓Umbrella Insurance ✓Business Insurance ✓Auto Dealer's Insurance ✓Commercial Auto Insurance ✓Commercial Property Insurance ✓Contractor's Insurance ✓Cyber Liability Insurance ✓Errors & Omissions Coverage ✓Farm Insurance ✓Landlord Insurance ✓Liquor Liability Insurance ✓Restaurant Insurance ✓Worker's Compensation Coverage

“ 2026 Highlights: Pegram Superior Insurance is an independent insurance agency serving families and businesses throughout Charlotte, North Carolina. With a strong commitment to trust, integrity, and personalized service, the agency provides quality auto, homeowners, business, and life insurance solutions tailored to each client’s needs. As a long-standing member of the Charlotte community, Pegram Superior Insurance understands the unique insurance needs of local families and businesses and works to provide dependable coverage and personalized guidance.”

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License #18793124

Contact:

(704) 527-8543

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

Lowell Morgan - Charlotte, NC Insurance Agents - Professional Portrait Image
Lowell Morgan - Charlotte, NC Insurance Agents - Office Exterior Image
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Best Insurance Agents in Charlotte NC - Lowell Morgan - GEICO INSURANCE AGENT video
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LOWELL MORGAN

(4.8 Score)
GEICO INSURANCE AGENT
9325 Center Lake Drive, Suite 130,
Charlotte, NC 28216 Directions

Since 2012

Specialty:

✓Motorcycle ✓ATV ✓Umbrella ✓Homeowners ✓Renters ✓Condo ✓Co-op ✓RV ✓Life ✓Boat ✓Personal Watercraft ✓Flood ✓Mobile Home ✓Commercial Auto ✓Business ✓Identity Protection ✓Snowmobile ✓Collector Car ✓Mexico Car ✓Mobile Device Protection ✓Jewelry ✓Medical Malpractice ✓Earthquake ✓Event ✓Overseas ✓Travel Insurance

" Lowell Morgan-Geico Insurance Agent has over 25 years of relevant experience, including a decade as an agency owner. Lowell is licensed to serve you in North and South Carolina. He and his team serve the insurance needs of clients in Charlotte. Their insurance specialists help you select the right policy for your business and will guide you through the process to find affordable coverage. They offer multiple coverage options. They provide 24/7 service to their clients. At GEICO, they make it easy to protect your business from the unpredictable with personalized business insurance solutions. They offer affordable rates and fast, fair claim handling. Whether you are a small business or a growing enterprise, their policies are created to provide the peace of mind you need. You can contact them today to get a free quote online.

2026 Highlights: Lowell Morgan is a GEICO insurance agent in Charlotte. Lowell Morgan has over 25 years of insurance experience, including a decade as an agency owner, and is certified in Property, Casualty, Life, and Health insurance. He also has GEICO awards for outstanding boat policy sales and cross-selling."

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License #11548610

Contact:

(704) 596-2886

Mon-Fri: 9am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

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CURTIS HELMS INSURANCE REVIEWS

After one of the most frustrating insurance experiences I've ever had, I finally found an agency that truly wanted to help. Another insurance company unexpectedly doubled my premium, and I was stressed and overwhelmed. The team at Chris Helm Insurance was incredibly fast, took the time to listen, answered all of my questions, and found me a much better option. Insurance isn't cheap these days, but honesty, professionalism, and outstanding customer service still matter. They treated me like a person instead of just another policy number, and I genuinely appreciate everything they did. I highly recommend Chris Helm Insurance to anyone looking for great service and people who truly care.

Curtis Helms insurance is the Best absolute best. Their Customer service skills or rather I must say Customer Care services that they provided is phenomenal. This is a new insurance for me and my husband. It was Highly recommended to by A friend. The process was easy and fast and fun. Miss Catherine Is amazing. So if you’re looking for a nice (Family) orient Place or your Auto And home or any other Insurance) I highly Recommend Curtis Helms Insurance.

Greg is very Knowledgeable and will take his time to explain any questions and concerns. Was able to find better coverage for less! That alone is a 10 star service in my opinion.

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PEGRAM SUPERIOR INSURANCE REVIEWS

I was assisted by Sophia Lopez, and her service and demeanor were excellent; she was also very good at explaining things and providing guidance.

Sophia was incredibly helpful and made the insurance process simple and stress-free. She explained everything clearly and found me the best coverage for my needs. Highly recommend.

Very helpful and quick service, they also offer help in Spanish! Would definitely recommend others to come here for auto insurance! Wonderful help from Sophia as well.

LOWELL MORGAN REVIEWS

I can’t say enough great things about Krista Goulet! She was incredibly nice, knowledgeable, and spot on when helping me with my auto insurance. She made the process so easy and stress-free. What’s even better is that she helped my mom and brother last year, and they had a great experience too! Highly recommend Krista if you need someone who truly cares and knows her stuff. Thanks again, Krista.

I was taken care off by Krista G. today and she provided excellent customer service and even went above and beyond for me which is something that I greatly appreciate! Thank you for helping me troubleshoot thru this process!! I hope they recognize you for the awesome representative that you are.

Krista provided excellent customer service by listening to understand my objectives for a car insurance policy change and then assisting me with choosing the best options for my situation. She was patient and provided all the information I required to make an informed and satisfying decision.

TBR® Inspection Score Report

CURTIS HELMS INSURANCE Total Inspection Points: 118/120
Business Hours: 9
Business Images: 9
Acknowledgments: 10
Complete Info: 10
Contact Info: 10
License: 10
Current Evaluation: 10
Exact Services: 10
Experience: 10
Legitimate Ratings: 10
Online Appointment: 10
Website Standard: 10

TBR® Inspection Score Report

PEGRAM SUPERIOR INSURANCE Total Inspection Points: 117/120
Business Hours: 9
Complete Info: 9
Review Analysis: 9
Acknowledgments: 10
Contact Info: 10
License: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

LOWELL MORGAN Total Inspection Points: 116/120
Acknowledgments: 9
Business Hours: 9
Complete Info: 9
Reviews Accuracy of : 9
Business Images: 10
Contact Info: 10
License: 10
Current Evaluation: 10
Experience: 10
Legitimate Ratings: 10
Location Proximity: 10
Website Standard: 10