I cannot speak highly enough in recommending Josh Good of Residential Mortgage. As a first time homebuyer I came to the table chock full of questions. I generally suffer from analysis paralysis but after talking to a few lenders there was no question as to who I wanted to do business with; Josh Good from Residential Mortgage. From our first conversation onward I knew I was in good hands. Josh took the time and put forth the effort to answer all of my questions and there were many of them. The loan program I had sought after required both myself and the lender to jump through more hoops than is standard; Josh went above and beyond to ensure that I got the best loan terms possible and I have no doubt he would do the same for any of his clients.

They were very friendly and helpful. Cecilia Jarvis made her schedule very flexible. Especially during this whole pandemic going on. She got back to us promptly with any questions and concerns we had. She worked very hard to get us approved and keep us informed on the whole process. Which was very tricky, due to everything going on in the world right now. She was very knowledgeable of different areas or was always willing to research and let us know what she found. She also made us feel at ease having her in our corner. Thanks a bunch Cecilia.

Ronica and her team have gone above and beyond to take care of our three recent transactions. She's so responsive, has amazing long-term industry expertise, and even was able to close/sign early! Ronica also took the time to explain things to us when we didn't understand. I would highly recommend her to anyone!

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Joe Hegedus there is great. He kept us informed in a timely manner of what was needed from my wife and I. Joe also had much insight on getting the best interest rate possible at any given time. I would highly recommend Homestate Mortgage and Joe Hegedus.

Everyone at Homestate Mortgage is incredibly helpful and knowledgeable in what they do. They are quick with their responses and make the whole process very easy. I worked with Joe Hegedus the most and he is extremely helpful and responsive. I have used them 3 times now and would use them again.

The easiest home mortgage I have ever worked through! Great communication, very responsive....Kris Hughes and her staff were available every step of the way to help when needed. I highly recommend them and would definitely use them again.

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I'm a first-time home buyer and I've heard stories about how confusing, difficult, indeed even frightening the home loan process can be. However, I was recommended to First Rate by a very good friend of mine and I'm glad he did. The process was easy. The paperwork was fairly intuitive and for those things I didn't understand, my contacts at First Rate were quick to respond with clear and concise instructions. By the time everything was said and done, the only hard thing with the whole process ended up being the wait on the seller and even that wasn't horrible. If you want a good mortgage broker who works hard to find the best deal for you, First Rate is, in my opinion, going to be your best choice here in Alaska!

I love working with First Rate Financial! As a Realtor®, I want my lender partners to be service based and FAST. I've had clients work with every one of their loan originators and they always make the process as easy as possible. Even when issues arise, they do their absolute best to take as much of the burden from our client as possible. Josh Herr, Kristen Brown, and Erick Dunn are superstars!

First Rate team Luke Heafner and Katelyn Petty are trustworthy and personable! A dynamic team, Luke and Katelyn were a blessing to work with as they navigated our multi-property project. Both Luke and Katelyn are communicative and approachable. We enjoyed every interaction with them, and appreciate their team approach. Thank you for your superior care and support!

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