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BEST RATED AUGUSTA, GA MORTGAGE COMPANIES

3 Best Mortgage Companies in Augusta, GA

Expert-recommended Top 3 Mortgage Companies in Augusta, Georgia. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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9+ YEARS IN TBR
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MORTGAGE FIRST AUGUSTA

(4.8 Score)
1030 Jimmie Dyess Parkway, Suite 7,
Augusta, GA 30909 Directions

Since 2000

Specialty:

✓ Buy a Home ✓ Refinance ✓ Home Equity ✓ Fixed Rate Mortgage ✓ Adjustable ARM Mortgages ✓ Interest Only Mortgages ✓ Graduated Payments Mortgages ✓ Conventional Loans ✓ FHA Home Loans ✓ VA Loans ✓ Jumbo Loans ✓ USDA Loans ✓ Nonqm Loans ✓ First Home Buyers

"Mortgage First Augusta specializes in providing outstanding home loans with competitive interest rates. You can trust that your mortgage needs will be expertly handled with Sean Collett at the helm, an experienced mortgage broker. As a recognized leader in the industry and one of Georgia's top-producing loan originators, Sean is dedicated to helping you find the perfect mortgage product tailored to your unique requirements. The company has the latest financial tools at their disposal and ensures that the mortgage process is straightforward, allowing you to make informed financial decisions. Mortgage First Augusta offers convenient online applications, pre-approval options, and complimentary consultations. Their personalized service, professional guidance, and prompt results set them apart in delivering exceptional customer service.

2026 Update: They serve clients in Evans, Martinez, and all other cities in GA, and also service North Augusta, Aiken, Edgefield, and all other cities in South Carolina. Whether you are a first-time homebuyer or looking to refinance, they offer a wide range of options to help you achieve your homeownership dreams. Their team of experts is always just a phone call away, ready to assist you in any way they can."

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License #784901

Contact:

(706) 922-1684 (706) 399-5243

Mon-Sat: 9am - 5pm
Sun: Closed

TBR® Inspection Report:

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11+ YEARS IN TBR
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FIRST CHOICE MORTGAGE

(4.8 Score)
217 Davis Road,
Augusta, GA 30907 Directions

Since 1992

Specialty:

✓ Conventional Mortgages ✓ Fixed Rate Mortgages ✓ Adjustable Mortgages ✓ Jumbo Mortgage ✓ Second Home Loans ✓ Investor Loans ✓ FHA-Insured Financing ✓ USDA Rural Housing ✓ VA Home Loans ✓ FHA Renovation Loans ✓ Conventional Renovation Loans ✓ VA Renovation Loan ✓ Refinancing Your Mortgage ✓ FHA and VA Streamline Refinance ✓ Self-Employed Bank Statement Loans

"First Choice Mortgage provides comprehensive guidance and support from application to closing, helping clients understand every step of the way. The company has been a trusted mortgage lender and brokerage firm serving the lending needs of the area. First Choice Mortgage has a team of experienced, dedicated, and knowledgeable professionals who are committed to helping clients find the perfect loan with the best rates, terms, and costs. The friendly and informative team at First Choice Mortgage is always ready to assist clients in navigating the challenging and confusing mortgage process, ensuring they choose the loan that meets their specific requirements. First Choice Mortgage is well-equipped to answer any questions clients may have, and clients can conveniently apply for loans at their convenience.

2026 Update: First Choice Mortgage is a full-service mortgage lender and broker with an experienced, licensed staff. They pride themselves on offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. They have access to the best loans available in the marketplace. They serve the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina."

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License #148371 | #5819

Contact:

(706) 855-1599

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

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3+ YEARS IN TBR
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SILVERTON MORTGAGE AUGUSTA

(4.8 Score)
112 Pleasant Home Road, Suite A,
Augusta, GA 30907 Directions

Since 1998

Specialty:

✓ Conventional Loans ✓ Fixed Rate Mortgage ✓ Adjustable Rate Mortgage ✓ FHA Loans ✓ VA Loans ✓ USDA Loans ✓ Jumbo Loans ✓ Silverton Secure+ ✓ HomeReady® Mortgage

"Silverton Mortgage Augusta is dedicated to providing a friendly, seamless, and financially valuable experience for their clients. They believe in keeping the entire loan process in-house to ensure smooth communication between borrowers and real estate agents. From application to closing, they manage the loan process internally, resulting in faster loan closings. Silverton Mortgage Augusta also takes into consideration all the financial factors that may affect a mortgage, helping clients strike the right balance between product and pricing. Silverton Mortgage has been endorsed by top-rated industry professionals for over 20 years with competitive mortgage rates, low closing costs, and a diverse range of mortgage products.

2026 Update: Holly Lott is the branch manager of the company. She leads an exceptional team of experienced professionals who are all residents of Augusta’s local community. The team is ready to serve their community and enrich the lives of their neighbors."

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License #1732246

Contact:

(706) 250-5030

Open 24 Hours

TBR® Inspection Report:

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MORTGAGE FIRST AUGUSTA REVIEWS

My husband and I worked with Sean Collett at Mortgage First Augusta when looking to purchase our first house. Sean walked us through the process from start to finish to ensure we got the mortgage we needed. Sean answered every email, text and call when we had questions about our options or the next steps. He is highly knowledgeable and responsive. We would highly recommend him and would use him again when looking for our next home.

5 stars well deserved! Sean was excellent to work with, even under short notice. He solidified the best loan options, in a timely matter and never missed a call - even after hours! My husband and I will definitely be reaching out to him for any future needs and 100% will recommend to everyone we know. Thanks again, Sean.

Sean Collett was knowledgeable and professional throughout the mortgage application process. He was available when we had questions and helped walk us through the entire process . He was an A+ person to work with. We were fortunate to deal with him.

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FIRST CHOICE MORTGAGE REVIEWS

I had an excellent experience with First Choice Mortgage for the purchasing of my first home. My loan officer, Dirk Merritt, went above and beyond to make sure everything went smoothly. Taking the time to explain the mortgage process in detail was a huge help, especially as a first-time homebuyer. I was really impressed by the level of attention to detail throughout the process. Dirk's weekly check-ins kept me updated on the progress of my loan and aware of any fluctuations in mortgage rates. Dirk also coordinated directly with my builder, ensuring that everything was moving along smoothly on their end of the loan process. It was clear that nothing was being overlooked. By the time I sat down at the closing table, I felt completely prepared. All the thorough explanations I'd be given up to that point led to no surprises during the closing process. Working with Dirk and the entire team made this milestone feel much more manageable. I'm glad I trusted all the positive Google reviews and chose First Choice Mortgage. I highly recommend them to anyone seeking a knowledgeable, friendly, and dependable mortgage broker.

We have nothing but positive things to say about our experience with Dirk and Janet from First Choice Mortgage! From start to finish, Dirk was everything we could have hoped for. He kept in constant communication with us, ensuring we were always informed about the process, where we were and what steps were coming next. He took the time to address any additional questions we had, making sure we felt comfortable every step of the way. As first-time buyers, we knew a little bit about the process, but it was a huge relief to have someone who could help us understand it more thoroughly and give us the confidence we needed for closing day. We highly recommend Dirk, Janet, and the entire team at First Choice Mortgage.

We just had the best selling and buying a new home experience with Justin Bolin of VanderMorgan Reality and Dirk Merrit at First Choice mortgage! They worked diligently and tirelessly to make sure we got the best price for our home and the best rates for our new purchase. I can't recommend these two "go getters" enough! Thanks guys for for taking such good care of these two old grands.

SILVERTON MORTGAGE AUGUSTA REVIEWS

Out-processing from the military and on a short timeline before I started my new job, I needed to buy the house that we were interested in as soon as possible. Erin made that happen within 30 days! She was a delight to work with, and made the process simple for my wife and I as we were busy with wrapping everything up before the move.

Erin was a pleasure to work with! Made everything simple and easy for us! Would recommend her for anyone looking for a great lender.

Erin Slade is the best! She is very knowledgeable, and always was communicating with us about where we were with the process.

TBR® Inspection Score Report

MORTGAGE FIRST AUGUSTA Total Inspection Points: 116/120
Business Images: 8
Complete Info: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

FIRST CHOICE MORTGAGE Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Business Images: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

SILVERTON MORTGAGE AUGUSTA Total Inspection Points: 114/120
Acknowledgments: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Business Images: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10