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BEST RATED CARLSBAD, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Carlsbad, CA

Expert-recommended Top 3 Mortgage Companies in Carlsbad, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

DG Funding - Carlsbad, CA Mortgage Companies - Professional Team Image
DG Funding - Carlsbad, CA Mortgage Companies - Office Exterior Image
4+ YEARS IN TBR
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DG FUNDING

(4.8 Score)
1932 Kellogg Avenue,
Carlsbad, CA 92008 Directions

Since 2012

Specialty:

✓ Home Equity Loan ✓ Jumbo Mortgage Loan ✓ FHA Mortgage ✓ Alternative Documentation Loan ✓ VA Loans ✓ Non-QM ✓ Fixed Rate Mortgage ✓ Interest-Only Mortgage ✓ Adjustable Rate Mortgage

"DG Funding operates as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA, and VA, but also provides you access to a carefully chosen group of wholesale, correspondent, non-QM, and private lenders. Their team has over 13 years of experience in the mortgage industry. They guide their clients and business partners through a speedy, transparent, and effective loan process. They can help you get the home you want sooner and more easily than you thought. DG Funding offers innovative and unique financing options for almost any scenario. You can contact them to get a free home-to-refinance analysis.

2026 Update: Peter Gaddi and Chris Dolan are the principals of the company. At DG Funding, their average processing time is 28 days. They have funded over $1.24B in mortgage loans."

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License #918742

Contact:

(877) 328-2285

Mon-Sun: 7:30am - 8pm

TBR® Inspection Report:

MortgageOne, Inc. - Carlsbad, CA Mortgage Companies - Professional Portrait Image
MortgageOne, Inc. - Carlsbad, CA Mortgage Companies - Company Logo
Best Mortgage Companies in Carlsbad CA - MortgageOne, Inc. video
4+ YEARS IN TBR
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MORTGAGEONE, INC.

(4.7 Score)
2714 Loker Avenue West, Suite 300,
Carlsbad, CA 92010 Directions

Since 2012

Specialty:

✓ Purchase ✓ Refinance ✓ Fixed Rate Mortgage ✓ FHA Home Loan ✓ VA Home Loan ✓ Jumbo Home Loan

"MortgageOne, Inc. is focused on creating an amazing experience, raving fans, and helping their clients achieve the American dream. Bryce Schetselaa is the president of MortgageOne, Inc. He has been instrumental in building the business from the ground up, starting with a one-man, one-location operation to a multi-state, multi-location mortgage lender with many originators and employees. MortgageOne, Inc. offers a variety of loan options to fit many different scenarios. They believe in communicating clearly and honestly and delivering closing documents to escrow or the closing table ahead of the closing date. They can advise you on which mortgage refinancing program meets your needs. Contact them to get a free personalized rate quote.

2026 Update: MortgageOne is licensed in 23 states and has full-service offices in CA, AZ, and UT. They also have branches in Chula Vista, Gilbert, Jupiter, Lehi, Mission Viejo, San Diego, Tampa, and Franklin."

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License #898812

Contact:

(760) 607-6006

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Bluefire Mortgage Group - Carlsbad, CA Mortgage Companies - Company Logo
4+ YEARS IN TBR
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BLUEFIRE MORTGAGE GROUP

(4.7 Score)
2121 Palomar Airport Road, Suite 150,
Carlsbad, CA 92011 Directions

Since 2007

Specialty:

✓ Conventional Loans ✓ VA Loans ✓ Jumbo Loans ✓ FHA Loans ✓ Refinance ✓ 30- Year Fixed or Adjustable-Rate Loans

"Bluefire Mortgage Group aims to empower their borrowers and help build confidence with home financing decisions. Their team understands the nuances and has the background to help engineer a successful and timely closing every time. Bluefire Mortgage Group knows that each borrower’s situation is different, and they put together mortgage solutions based on the specific needs of each borrower. They set themselves apart with their can-do attitudes and up-front, honest approach. They provide weekly status updates to all of their borrowers during the loan process and keep all channels of communication open to ensure that their borrowers feel empowered during the loan process. Contact them to get a quote.

2026 Update: They provide a guarantee to close on time. They are committed to responsible lending and pride themselves on delivering exactly what they promise."

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License #01519568

Contact:

(760) 930-0569

Mon-Sun: 9am - 5pm

TBR® Inspection Report:

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DG FUNDING REVIEWS

I just had a very informative call with Courtney Wittner and really appreciate her professionalism and patience. She took the time to review my HELOC and mortgage situation in advance of the call and provided multiple options to consider. In addition, I was able to ask numerous questions that I would normally hesitate to ask a mortgage broker but because I didn't feel rushed, I was able to. I highly recommend Courtney and DG Funding.

DG funding helped me qualify for the loan on my first home. Nick was very helpful from the beginning to the end with every step of the process. They were also able to get me an aggressive rate to top it off. Thanks for all your help and making everything smooth for me.

Great experience working with DG Funding. They helped us understand the process and various steps and were helpful, supportive and courteous even when I was ignorant about things that were being requested.

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MORTGAGEONE, INC. REVIEWS

Sean Rowley made the entire loan process smooth and stress-free, truly a pleasure to work with! From day one, he was on top of everything. He was communicative, clear, and incredibly responsive. Even with the time difference between California and Florida, he always made himself available and answered our questions right away. He explained every little detail with patience and transparency, and somehow made the loan process feel like a walk in the park, which sounds impossible, but it’s true! He also did his due diligence to make sure we got the best interest rate possible, and we are so, so grateful for that. On top of all that, he was funny, easy to talk to, and clearly so good at what he does. We’re beyond grateful to have had him in our corner during this process. Thank you, Sean.

I had an absolutely wonderful experience with the MortgageOne team. My lender Kevin walked me through each process. He was so kind, and demonstrated so much patience with each question I had. Kevin made recommendations to get make my money have the largest impact it could. 10/10 recommend and will use him again.

Truly such an amazing experience. Sean and Angie made the entire process seem so easy! Both were always available when we needed them! I wish I could give more than 5 stars.

BLUEFIRE MORTGAGE GROUP REVIEWS

I had a fantastic experience working with the Blue Fire Mortgage Group. From start to finish, the team—Alex, Jake, Tiffany, and Michael —were professional, knowledgeable, and incredibly helpful. They made the entire loan process straightforward and easy to execute. I’ve worked with Alex in the past and he continues to deliver exceptional service and results. If you're looking for a mortgage company that truly cares and delivers excellent service and the best rate, I recommend Blue Fire Mortgage.

Highly recommend Sandra, Alex and the team at Bluefire! I have not gone through a house purchase in years so I had a million questions about everything. They answered everything in a way that was easy to understand, talked through things with me on the phone and were very open and honest. I felt very taken care of and had complete trust in them during the entire process.

We had a great experience with Bluefire for our HELOC. Sandra and Alex were very responsive, helpful, and made the process very smooth for us. Highly recommend this team.

TBR® Inspection Score Report

DG FUNDING Total Inspection Points: 114/120
Acknowledgments: 9
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

MORTGAGEONE, INC. Total Inspection Points: 113/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

BLUEFIRE MORTGAGE GROUP Total Inspection Points: 112/120
Acknowledgments: 8
Complete Info: 9
Current Evaluation: 9
Experience: 9
Review Analysis: 9
Reviews Accuracy of : 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Website Standard: 10