3 Best Mortgage Companies in Dayton, OH

Expert-recommended Top 3 Mortgage Companies in Dayton, Ohio. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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USA MORTGAGE

8075 Washington Village Drive,
Dayton, OH 45458 Directions

Since 2001

Specialty:

Buy a Home Refinance Conventional Loans USDA Home Loans FHA Loans VA (Veterans Affairs) Loans Reverse Mortgage Jumbo Loans Renovation Loans Bank Statement Programs Construction Loans Investment Property Programs

"USA Mortgage's goal is to assist you in securing the financing for your dream home. With a vastly diverse selection of loan products, they can find and offer you the best options. They provide you with an edge through direct access, streamlined communication, faster decisions, and competitive fees and rates. They are proud to build lifelong relationships with their customers. Their team is always here to support you, whether it’s your first home, your next home, or a refinance down the road. USA Mortgage is driven to improve the mortgage process and provide you with the best possible experience. They are with you from application to closing and are ready whenever you need them again.

2026 Update: They offer mortgage loan options, including purchase, refinance, and first-time home buyer loans. They strive to find the perfect loan and rate that suits your needs. The company also has offices in Brookfield, Cumming, Columbia, Huntsville."

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License #227262

Contact:

(937) 993-0052 (937) 993-0055

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

PrimeLending, A PlainsCapital Company Dayton - Dayton, OH Mortgage Companies - Company Logo
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PRIMELENDING, A PLAINSCAPITAL COMPANY DAYTON

4404 Buckeye Lane, Suite D240 Beavercreek,
Dayton, OH 45440 Directions

Since 1986

Specialty:

Buy a Home Refinance VA Loans Cash-Out Refinance Renovation Loans

"PrimeLending, A PlainsCapital Company Dayton has more options to fit your financial needs, more experience to help you make confident decisions, and a streamlined process to fit your timeline. When you’re ready to buy, refinance, or renovate, PrimeLending is the proven lender you can trust to help you achieve your homeownership goals. Their digital process makes applying for a mortgage easier than ever, and they have the mortgage expertise to guide you every step of the way. With resources from mortgage calculators, in-depth loan articles, and a breakdown of their loan process, they can help you get one step closer to your future home. The PrimeLending, A PlainsCapital Company team doesn't just care about finding you a home; they want to help you find your dream home with the best financing available today.

2026 Update: They help with refinancing and renovation loans for homes. They care about your new milestone and will guide you through each step of the process."

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License #879899

Contact:

(937) 401-3076 (937) 401-3385

Mon-Fri: 8am- 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Bill Hudson - Dayton, OH Mortgage Companies - Professional Portrait Image
Bill Hudson - Dayton, OH Mortgage Companies - Company Logo
7+ YEARS IN TBR
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BILL HUDSON

NORTHERN MORTGAGE 70 Birch Alley, Suite 240, Beavercreek,
Dayton, OH 45440 Directions

Since 2016

Specialty:

Purchase Fixed and Adjustable Rates FHA Loan Conventional Loan Refinance USDA Loan VA Loan Reverse Mortgage Private Mortgage Home Buying Process First Home Purchase

"Bill Hudson is a Branch Manager of Northern Mortgage. He has held multiple positions that have allowed him to become an expert in most areas within the industry. By putting his clients first and using his experience to help educate borrowers about options, Bill has built many long-term relationships with his clients. Because buying a home is such an emotional purchase, he believes maintaining great communication is important for his clients to sleep well at night. Northern Mortgage has a team of professionals who specialize in making your home-buying experience the best it can be. They are happy to provide loan information, financial resources, and full guidance in your search for a home.

2026 Update: They have helped 8000+ families. They are licensed in 19 states. They have 26 years of experience in this field. They are knowledgeable, personable, and patient lenders assisting first-time buyers and others."

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License #130662

Contact:

(937) 353-9958 (616) 532-5551

Mon-Fri: 8:30m - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report: