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BEST RATED DOWNEY, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in Downey, CA

Expert-recommended Top 3 Mortgage Companies in Downey, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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HOME CENTRAL FINANCIAL

(4.8 Score)
7847 Florence Avenue, Suite 101,
Downey, CA 90240 Directions

Since 2006

Specialty:

✓ Buy a Home ✓ Refinance ✓ 30 Year Fixed Mortgage ✓ 15 Year Fixed Mortgage ✓ Adjustable Rate Mortgage ✓ FHA Loans ✓ VA Loans ✓ Jumbo Loans ✓ 203K Loans ✓ USDA Loans ✓ HARP Loans ✓ Reverse Mortgage ✓ Fixed Rates ✓ Conforming Loans ✓ Super Jumbo Loans ✓ Terms From 5 to 30 Years

"Home Central Financial specializes in providing customized mortgage solutions to homeowners and investors alike. Led by Miguel Vazquez, their Senior Loan Officer and experienced mortgage broker. His team offers various loan services designed to fit every financial situation. They are dedicated to offering clear, honest communication, prompt responses, and personalized attention to ensure a seamless mortgage process. With 20 years of experience in the mortgage industry, they are proud to be a trusted mortgage broker and lender, committed to helping you navigate the complexities of securing the right loan for your needs. They also provide real estate investment solutions, including commercial, SFR, apartment, and rental unit loans. At Home Central Financial, they believe that excellent customer service is the cornerstone of their success.

2026 Update: They offer fast customized quotes, great rates & service with integrity. They also serve clients throughout California. Contact them to get a free rate quote."

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License #401212

Discount:

Free Home Loan Appraisals

Contact:

(562) 881-9811

Open 24 Hours

TBR® Inspection Report:

American Financial Network, Inc. - Downey, CA Mortgage Companies - Professional Portrait Image
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AMERICAN FINANCIAL NETWORK, INC.

(4.8 Score)
8635 Florence Avenue, Suite 207,
Downey, CA 90240 Directions

Since 2001

Specialty:

✓ Reverse Mortgages ✓ Conventional Loans ✓ Refinance Options ✓ FHA Loans ✓ VA Loans ✓ USDA Loans ✓ Renovation Loans ✓ Jumbo Loans ✓ Specialty Products ✓ Down Payment Assistance Programs ✓ Home Equity Conversion Mortgages (HECM) ✓ Purchase Loans ✓ Investment Property Loans ✓ Bank Statement Loans ✓ No Income Documentation Loans ✓ Rural Property Loans ✓ Fixed-Rate Mortgages ✓ Adjustable-Rate Mortgages (ARM)

“2026 Update: American Financial Network, Inc. (AFN) is a family-owned company that focuses on values and relationships. John Sherman is the Chief Executive Officer of the company. The team has been serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States for 25 years. Their executive team is comprised of industry professionals with over 200 years of combined mortgage industry experience. They are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house. They are licensed in all 50 states. They serve 240+ locations. They have 1,150+ trusted experts and 100000+ satisfied customers. Contact them to get a free quote.”

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License #237341

Contact:

(562) 413-1087

Mon-Fri: 9am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

PRMG - Downey, CA Mortgage Companies - Professional Portrait Image
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PRMG

(4.7 Score)
8104 3rd Street,
Downey, CA 90241 Directions

Since 2001

Specialty:

✓ Government Backed Loan ✓ Non-Qualified Loan ✓ Conventional Loan ✓ Non-Conforming Loan ✓ Home Loan ✓ FHA Loan ✓ VA ✓ USDA Loan ✓ Jumbo Loan ✓ Renovation Loans ✓ Manufactured Home Loans ✓ Interest-Only Loans

"PRMG offers a full suite of mortgage services tailored to both first-time homebuyers and experienced real estate investors. The company has over two decades of industry expertise; they provide FHA, VA, Conventional Jumbo, and Non-QM loan products, along with refinancing options and personalized mortgage solutions. The company is managed by Rose Gonzalez, a professional fluent in Spanish and experienced in guiding diverse clients through the lending process. She is committed to clear communication, dependable service, and helping clients navigate every step of the home financing journey with confidence.

2026 Update: PRMG is licensed in 49 states in addition to Washington DC and by the U.S. Department of Housing and Urban Development (HUD). PRMG has consistently been recognized as one of the top 25 largest independently owned mortgage lenders in the nation. The company has branches and operation centers strategically located across the country."

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License #75243

Contact:

(562) 231-5620

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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HOME CENTRAL FINANCIAL REVIEWS

Home Central Financial provided me with the best customer service ever. From the first step I took inside their office, I was greeted and listened to. Miguel Vazquez is knowledgeable and knows what to do about my Reverse Mortgage nightmare and the Foreclosure Notice I had walking into his business. Miguel was Very professional and proactive in his approach to my problem, and I'm so grateful and appreciative that Home Central Financial was able to give me the guidance and help I needed. CEO Miguel Vazquez had so much patience with me, listening and providing assurance in the process and procedure needed to save and keep our family house of sixty-five years.

I highly recommend Miguel Vazquez for anyone seeking mortgage loan and real estate assistance. He is incredibly knowledgeable and understanding, making the loan process stress-free. He took the time to answer all my questions and provided valuable insights that helped me make informed decisions. I am very satisfied with the overall experience, and I appreciate their professionalism and support throughout the entire process. Thank you Miguel.

Miguel is extremely helpful and knowledgeable. Highly recommended! He helped us understand our options and addressed all our questions and concerns about the reverse mortgage. The communication was excellent and he made the process extremely simple.

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AMERICAN FINANCIAL NETWORK, INC. REVIEWS

As first time homebuyers, we were not sure what to expect. Alex made sure that we understood the process every step of the way. We really felt like he was on our side every step of the way. Without any hesitation, we would work with Alex and his team again and we would recommend him to any one.

Alex and his team were the best. Julia was quick, responsive and knowledgeable. They supported us every step of the way. We managed to close escrow before date! I would return to Alex for all future purchases, thank you team.

Alex’s team is a honest, hard working people that make sure they meet their clients ecxpectations and needs. He’s the best! I will always work with them and will recommend them 100%. Julia, is very responsive and works quick.

PRMG REVIEWS

I Highly Highly recommend working with Rose Gonzalez she's an amazing lender, I know her for more than 20 years and working with her, she's very professional , we as agents, we need time free and clear, for us to keep working with other clients without Having to be worried with the lending process. my client in this last transaction is extremely extremely satisfied with her service, this is extremely important for us.

We worked with Rose Gonzalez, and she was exceptional, we had met with other lenders and felt the best fit with rose, she truly cares for her counted and works hard to make it happen, she was a crucial part in our buying process, we are so grateful we worked with her and made our dream possible.

When we felt ready to buy our house we went to Nancy and she explained how the loan process would work and any details that would get us to our goal. Getting approved and going through the process was made easy thanks to Nancy.

TBR® Inspection Score Report

HOME CENTRAL FINANCIAL Total Inspection Points: 115/120
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

AMERICAN FINANCIAL NETWORK, INC. Total Inspection Points: 114/120
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Acknowledgments: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

PRMG Total Inspection Points: 113/120
Acknowledgments: 8
Business Images: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10