ThreeBestRated.com
BEST RATED DURHAM, NC MORTGAGE COMPANIES

3 Best Mortgage Companies in Durham, NC

Expert-recommended Top 3 Mortgage Companies in Durham, North Carolina. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

RTP Nationwide Mortgage, LLC - Durham, NC Mortgage Companies - Professional Team Image
RTP Nationwide Mortgage, LLC - Durham, NC Mortgage Companies - Office Interior Image
RTP Nationwide Mortgage, LLC - Durham, NC Mortgage Companies - Company Logo
5+ YEARS ON TBR
CALL EMAIL

RTP NATIONWIDE MORTGAGE, LLC

(4.8 Score)
245 East Highway 54, Suite 101,
Durham, NC 27713 Directions

Since 2023

Specialty:

✓Residential Home Purchases ✓Investments ✓Refinancing ✓First Time Home Buyer ✓FHA Loans ✓VA Loans ✓Conventional Loans

" RTP Nationwide Mortgage, LLC is a locally owned and operated mortgage company specializing in residential home purchases, investments, and refinancing. Their experienced mortgage professionals help make the journey easy to understand. Their loan originators have access to a wide array of loan products, helping them recommend the right loan for you. They provide expert services and personalized solutions to their clients. With a single application and credit report, they can show you great options from multiple lenders. RTP Nationwide Mortgage, LLC's team provides complete and clear explanations of your mortgage while making the entire process easy and stress-free.

2026 Highlights: They also serving all of North Carolina."

Reviews   |   Write a Review
License # 2487877

Contact:

(252) 565-0268

Mon-Sun: 9am - 8pm

TBR® Inspection Report:

Union Home Mortgage Durham - Durham, NC Mortgage Companies - Company Logo
Best Mortgage Companies in Durham NC - Union Home Mortgage Durham video
CALL EMAIL

UNION HOME MORTGAGE DURHAM

(4.8 Score)
4236 University Drive, Suite 100,
Durham, NC 27707 Directions

Since 1970

Specialty:

✓Buy a Home ✓Refinance ✓Conventional Loans ✓Refinancing Loans ✓FHA Loans ✓VA Loans ✓USDA Loans ✓Rehab Loans ✓New Home Construction Loans ✓Home Insurance

" Union Home Mortgage Durham is led by President and CEO Bill Cosgrove. Under Mr. Cosgrove’s leadership, Union Home Mortgage has experienced incredible growth, expanding to 165 branches and more than 1,600 partners nationwide. Union Home Mortgage closes more than $13 billion in first mortgage lending. With over 125 years of combined experience, their team brings a wealth of knowledge, experience, and dedication to the table that can't be matched. They believe homeownership should be accessible to everyone. That's why they work hard to ensure loans are available on a fair and equal basis. Their world-class service extends from their backyard to across the United States.

2026 Highlights: Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. They serve over 44 states + D.C."

Reviews | Play Video | Write a Review
License #2471203

Contact:

(919) 321-1134

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Blackwell Mortgage - Durham, NC Mortgage Companies - Professional Portrait Image
Blackwell Mortgage - Durham, NC Mortgage Companies - Professional Highlights
Blackwell Mortgage - Durham, NC Mortgage Companies - Business Presentation Image
Best Mortgage Companies in Durham NC - Blackwell Mortgage video

BLACKWELL MORTGAGE

(4.7 Score)
100 Core Street,
Durham, NC 27703 Directions

Since 2021

Specialty:

✓Conventional Mortgages ✓FHA Loans ✓VA Loans ✓USDA Loans ✓Jumbo Loans ✓Non-QM Loans ✓Bank Statement Loans ✓DSCR Loans ✓Fix and Flip Loans ✓Fix and Rent Loans ✓Mortgage Preapproval ✓Mortgage Consultation ✓Mortgage Strategy ✓Loan Design ✓Mortgage Broker

“2026 Highlights: Blackwell Mortgage is a locally owned and independent mortgage brokerage. April Young Blackwell is the owner and broker of the company. She is also a Certified Mortgage Advisor. She has been originating home loans for over 20 years. She is a member of the Association of Independent Mortgage Brokers and the Kiwanis Club of Raleigh. She started Blackwell Mortgage to provide clients the highest level of personalized attention, care, and service. Blackwell Mortgage is a purpose-driven company that happens to do mortgages. They believe that homeownership and real estate investment are the path to wealth. They see themselves as a catalyst to transform the lives of individuals, families, and the communities in which they live. They are committed to their clients, partners, and their community. They are customizing mortgage plans so you can live your best life. Contact them to schedule your initial consultation. She founded 1c1313.org, a 501(c)(3) nonprofit organization dedicated to giving back to the community. With every loan she closes, she donates a portion of the proceeds to 1c1313.org. At the end of each year, she uses the funds raised to match donations from the community.”

Reviews | Play Video | Write a Review
License NMLS #2078740| #B-195740

Contact:

(919) 673-7905

Mon-Fri: 9am - 5pm
Sat: By Appointment
Sun: Closed

TBR® Inspection Report:

Frequently Asked Questions About Mortgage Companies in Durham, NC

Carefully selected questions to evaluate important aspects.Comparing the answers helps you choose the service that best suits your needs.

1. How much down payment is required for a home loan?
RTP Nationwide Mortgage, LLC
RTP Nationwide Mortgage, LLC - Submit now
Union Home Mortgage Durham
Union Home Mortgage Durham - Submit now
Blackwell Mortgage
Answer from BLACKWELL MORTGAGE
Down payments vary depending on the loan program. A conventional loan for a first-time homebuyer requires 3% down . An FHA mortgage require a minimum of 3.5% down. A VA and USDA loan are 0% down. Jumbo loans generally require 20% down. Non-QM loans need a minimum of 10% down for a Bank statement loan. A loan to purchase a rental property generally requires 20% down.
2. What documents are required for a mortgage application? 3. How long does the mortgage approval process take? 4. What is the cost range for your mortgage services in Durham, NC? 5. Do you offer refinancing services? 6. What licenses and registrations does your service have in Durham, NC? 7. How do you help clients understand loan terms? 8. How do you protect customers' financial information? 9. How do you verify borrower information? 10. How many years have you been providing mortgage services?

Video

Write a Review for Blackwell Mortgage

Our Review Process:

  • All reviews matter:We publish both positive and negative reviews to provide a balanced perspective.
  • No censorship: Businesses cannot pay to remove or modify negative reviews.
  • Verification process: All reviews are checked for authenticity and compliance with our community guidelines before publication.
  • Fair representation: We display reviews of all ratings (1–5 stars) to help users make informed decisions.
  • Independence: We are not affiliated with the businesses we review and receive no compensation for favorable ratings.

Your honest opinion helps others make better choices. Whether your experience was excellent, average, or disappointing, we want to hear from you. For more details, check Community Review Guidelines.

Contact Business

RTP NATIONWIDE MORTGAGE, LLC REVIEWS

reliable and knowledgeable mortgage broker. We were referred to Josh by our Realtor during our recent home purchase and the experience was outstanding from start to finish. Josh was incredibly responsive, answered all our questions (even on a weekend!) in detail and walked us through every step of the mortgage process with patience and clarity. He provided a range of loan options tailored to our situation and walked us through options when we were crafting our purchase contract. If you’re looking for someone who combines expertise, professionalism, and a genuine commitment to your best interests, we highly recommend reaching out to Josh Goodson.

Josh Goodson was very attentive and helpful in showing me what I would best benefit from. He presented multiple plans with varying strategies, guiding me in deciding the best route to take. Working together, we found the perfect solution. I would recommend Josh to anyone.

Josh was great to work with. Always responded quickly and took care of everything. found us a great mortgage program we wouldn't have found on our own. Everything was very smooth and no issues at all along the way.

These reviews are provided for information purposes and to help you make informed decisions.

To share your experience, click here or send it to reviews@threebestrated.com.

We will display both positive and negative reviews. All submitted reviews are published after verification for authenticity and compliance with our Terms and Conditions, Privacy Policy, and Community Review Guidelines.

UNION HOME MORTGAGE DURHAM REVIEWS

Working with Teresa Parker and team was truly one of the highlights of my home-buying journey. From the very first conversation, she made me feel comfortable and supported. I felt like I was working with a trusted friend. She was incredibly knowledgeable and patient, entertaining all my worst case scenarios and answering all of my questions thoroughly and clearly.

Overall, it was a great experience!! Everyone was so helpful and would answer all my questions no matter how silly, small or confusing they could be!! Very professional. So happy to have had you all to work with. And julia, you rock!!!! Thank-you for all of you helping me get my first new home.

Thankful for the helpful guidance through my home-buying process. Julia Woods was very personable, easy to communicate with, and highly professional. I would recommend to anyone who is a first-time home buyer like myself.

BLACKWELL MORTGAGE REVIEWS

Seriously, look no further! Coming from someone who is a chronic researcher and likes to know every little detail, April and her team were fantastic. Every question was answered (and with patience), I never felt out of the loop. Genuinely in your corner through the whole process AND after closing day as well. She also sets you up with incredible connections for all other facets of the homebuying process. As a first timer, thank you April. - Shawn D.

April was fantastic! She always took the time to patiently explain every step of the process which gave me the peace of mind I needed, she was always personable and easy to reach, and she made the whole thing feel far less stressful. She was very quick and responsive when I needed to move my closing due to unforeseen circumstances and was able to negotiate an extended price lock for free! It was also great to support a local broker! Highly recommend. - Ozgun O.

April was extremely supportive and informative. So glad we had her guidance. We are very grateful. - Kelly D.

TBR® Inspection Score Report

RTP NATIONWIDE MORTGAGE, LLC Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

UNION HOME MORTGAGE DURHAM Total Inspection Points: 114/120
Acknowledgments: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

BLACKWELL MORTGAGE Total Inspection Points: 113/120
Acknowledgments: 8
Business Hours: 8
Experience: 8
Complete Info: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Video: 10
Website Source: 10
Website Standard: 10