3 Best Mortgage Companies in Irvine, CA

Expert-recommended Top 3 Mortgage Companies in Irvine, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

West Capital Lending  - Irvine, CA Mortgage Companies
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WEST CAPITAL LENDING

17911 Von Karman Avenue, Suite 400,
Irvine, CA 92614 Directions

Since 2016

Specialty:

Conventional Loans FHA Loans VA Loans Non-QM Loans Bank Statement DSCR ITIN Interest Only Reverse Mortgages HELOCs and HELOANS

"West Capital Lending is a leading Mortgage Brokerage and Direct Lender specializing in residential mortgage loans. Their unique position as both a direct lender and mortgage brokerage allows them to offer a comprehensive range of loan options while maintaining control over the lending process. With over $20 billion in total loans funded and a track record of being Rocket Mortgage's #1 broker partner for more than 32 months, they have proven their dedication to excellence and success. They are able to provide competitive pricing and top-tier service directly to their clients. West Capital Lending specializes in traditional lending while also offering a diverse range of loan types, including Non-QM, commercial, hard money, fix and flip, SBA, and more. Their mission at West Capital Lending is to provide their clients with the best possible experience, treating them with the respect and care they deserve, and delivering solutions that truly serve their best interests.

2026 Update: Eric Hines and Daniel Iskander are the co-founders of the company. Their innovative technology streamlines the mortgage process. At West Capital Lending, zero closing cost options are available while most scenarios."

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License #1566096

Contact:

(949) 652-3943 (855) 620-0238

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

7+ YEARS IN TBR
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CLEARPATH LENDING, INC.

15615 Alton Parkway, #300,
Irvine, CA 92618 Directions

Since 2012

Specialty:

Refinance Purchase Fixed-Rate Home Loan Adjustable-Rate Mortgage (ARM) Conventional Loan FHA Loan FHA Streamline Loan VA Loan VA IRRRL Jumbo Loan

"ClearPath Lending, Inc. is a nationwide mortgage lending company committed to prioritizing their clients’ financial goals by providing the most beneficial mortgage solutions. Their trusted mortgage brokers are committed to providing you with mortgage-related assistance at an affordable rate. ClearPath Lending Inc. works hard to streamline your experience by giving you sound advice, a diverse range of loan options to suit your needs, and exceptional service to help you achieve your financial goals. They are a combination of enthusiastic employees who love what they do, the best technology available, and good old-fashioned hard work.

2026 Update: They offer a wide variety of home loan programs. There aren't any surprises or hidden fees, and the majority of loans are funded within 30 days or faster, depending on the program."

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License #936436

Contact:

(855) 866-5363

Mon-Fri: 7am - 7pm
Sat & Sun: Closed

TBR® Inspection Report:

Watermark Capital, Inc. - Irvine, CA Mortgage Companies
7+ YEARS IN TBR
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WATERMARK CAPITAL, INC.

16500 Bake Parkway,
Irvine, CA 92618 Directions

Since 2006

Specialty:

Buy Home Refinance Home Loans Residential Mortgage Direct Lending Fixed Loans Jumbo Loans FHA Loans VA Loans Interest Only Options Reverse Mortgage Options and Private Money

"WaterMark Capital, Inc. has a team of mortgage professionals who are always ready to provide expert advice to suit your situation. They provide quality client service, setting the standard for professional ethics and delivering the best financial options to each customer. They are committed to upholding professional ethics and values. They strive to build lasting relationships and be the trusted partner their customers can rely on for all of their mortgage needs. Their dedication to excellence drives them to continuously improve and adapt to the ever-changing landscape of the mortgage industry, ensuring that they remain at the forefront of delivering value and peace of mind to clients, employees, and the communities they serve. They offer a simple online process, cutting-edge digital tools you can access 24/7, and an experienced team of loan officers who will help custom-fit your mortgage to set you up for both short and long-term success.

2026 Update: They provide their clients with exceptional service, support, and financial solutions throughout the home financing journey. Contact them to get a quote."

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License #1838

Contact:

(800) 896-9374 (833) 758-2942

Mon-Fri: 8am - 6pm
Sat & Sun: Closed

TBR® Inspection Report: