3 Best Mortgage Companies in Oceanside, CA

Expert-recommended Top 3 Mortgage Companies in Oceanside, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

10+ YEARS IN TBR
CALL EMAIL

PACIFIC COAST HOME MORTGAGE

900 Pier View Way,
Oceanside, CA 92054 Directions

Since 2009

Specialty:

Commercial Loans Conventional Loans FHA Loans Foreign National Loans DSCR Loans Jumbo Loans Non-QM Loans Refinance Loans Reverse Mortgage Loans USDA Loans Probate and Estate Sales 1st Time Home Buyer Programs VA Non-Warrantable Condos Commercial and Hard Money Loans

"Pacific Coast Home Mortgage's mission is to set a high standard in the mortgage industry. They strive to make you a client for life. They want to be your first choice every time you need a home loan. They always try to go above and beyond for you so that you will always feel confident referring your family and friends to them for their mortgage financing needs. Their goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you and your family from the many mortgage options. Pacific Coast Home Mortgage has the loan products and expertise to help find the lending solution that is right for you. They provide a free, personalized consultation. You can apply for a secure online application.

2026 Update: Whether you are looking for a purchase, refinance, or specialized loans, they can help you. With over 20 years of experience in real estate sales and mortgage lending, their clients were prepared before moving forward, which resulted in more closings and smoother transactions. Contact them to get a quote."

Reviews | Play Video | Write a Review
License #237888| #01870553

Contact:

(888) 893-7775

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Eagle Nest Realty & Mortgage Inc. - Oceanside, CA Mortgage Companies
Eagle Nest Realty & Mortgage Inc. - Oceanside, CA Mortgage Companies
10+ YEARS IN TBR
CALL EMAIL

EAGLE NEST REALTY & MORTGAGE INC.

4167 Avenida De La Plata, Suite 104,
Oceanside, CA 92056 Directions

Since 1997

Specialty:

Refinance Purchase Conventional Jumbo Loan FHA Loan Financing Home Improvement Loan VA Purchase Loan Home Improvement Acquisition Loans VA Cash Out and Streamline (IRRRL) Loans

"Eagle Nest Realty & Mortgage Inc. is a veteran-owned residential real estate sales and mortgage loan company. Michael R. Erickson is the president and mortgage loan originator of Eagle Nest Realty & Mortgage. He has worked with hundreds of clients as a loan broker and Realtor. Mike Erickson enjoys working with active duty, veterans, and their families to ensure they get the most out of their VA loan entitlement. Eagle Nest Realty & Mortgage Inc. shops their loans to ensure you get optimized product options and exceptional pricing from reliable, direct lenders. They also offer Conventional, Home Improvement, Jumbo, and FHA financing. Contact them to schedule an initial consultation.

2026 Update: Eagle Nest Realty & Mortgage Inc is licensed by the CA BRE license. They broker purchase and refinance loans throughout California."

Reviews   |   Write a Review
License #324224| #01445183

Contact:

(760) 806-0035 (760) 420-2931

Mon-Fri: 9am - 5pm
Sat & Sun: By Appointment

TBR® Inspection Report:

Home Mortgage Experts - Oceanside, CA Mortgage Companies
Home Mortgage Experts - Oceanside, CA Mortgage Companies
7+ YEARS IN TBR
CALL EMAIL

HOME MORTGAGE EXPERTS

2103 South El Camino Real, #108,
Oceanside, CA 92054 Directions

Since 2009

Specialty:

Conventional Loans VA Loans FHA Loans Jumbo Loans Bank Statement Loans (Self-Employed) DSCR Investment Property Loans Reverse Mortgages HELOCs and 2nd Mortgages Private Money Loans

"Home Mortgage Experts is dedicated to guiding their borrowers throughout the mortgage process, sorting through the numerous mortgage options available and helping them decide which is best. They take pride in having low overhead, which allows them to pass savings onto their customers, resulting in low-priced, low-cost mortgages. Their mission is simple to make their customers feel like family while giving them low rates and low costs, along with outstanding personalized service. Home Mortgage Experts also serves in Colorado, California, and Washington. They provide you with expert guidance and the best rates and terms available.

2026 Update: They are also licensed in CA, CO, WA, OR, and ID. They work with 40+ wholesale lenders and can approve loans down to a 500-credit score. Their brokers have over 25 years of experience in this industry. They are closing loans in 10 to 14 days. Contact them to get a free loan quote."

Reviews   |   Write a Review
License #393510

Contact:

(760) 692-2152 (866) 411-5472

Mon-Sat: 8am - 8pm
Sat & Sun: Closed

TBR® Inspection Report: