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BEST RATED PROVIDENCE, RI MORTGAGE COMPANIES

3 Best Mortgage Companies in Providence, RI

Expert-recommended Top 3 Mortgage Companies in Providence, Rhode Island. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

Semper Home Loans, Inc. - Providence, RI Mortgage Companies - Office Exterior Image
Semper Home Loans, Inc. - Providence, RI Mortgage Companies - Company Logo
7+ YEARS IN TBR
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SEMPER HOME LOANS, INC.

(4.8 Score)
225 Dupont Drive,
Providence, RI 02907 Directions

Since 2005

Specialty:

✓ Zero Down Payment ✓ Semper Elevate ✓ 30-Year Fixed ✓ 15-Year Fixed ✓ FHA Loan ✓ HomeReady and Home Possible ✓ VA Loan ✓ Adjustable-Rate Mortgage ✓ Jumbo Loan ✓ USDA Loan ✓ Alternative Docs ✓ DSCR Loan ✓ FHA 203(k) ✓ HomeStyle ✓ VA Renovation Loan ✓ Community Loan ✓ Home Equity Loan ✓ FHA Streamline ✓ VA IRRRL

"Semper Home Loans, Inc. believes getting into your dream home should be easy, no matter where you’re starting from. They blend modern technology with expert service to create a fast, efficient, and personal mortgage experience. Their digital tools simplify the process, while their team handles every detail with care. Matthew Sullivan is the president of Semper Home Loans, Inc. He became involved in the mortgage industry almost 20 years ago, seeing an opportunity to innovate in the field. Semper Home Loans, Inc. offers affordable rates and practical resources, all wrapped up in a straightforward process that helps you get pre-approved faster. They provide you with a full array of loan solutions so you can choose the one that best suits you.

2026 Update: The company has been in business for 21 years. They have closed 10k+ loans. They serve over 40 states."

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License #1053

Contact:

(888) 817-6619 (866) 781-3601

Mon-Thu: 9am - 7pm
Fri: 9am - 6pm
Sat & Sun: Closed

TBR® Inspection Report:

Province Mortgage Associates, Inc. - Providence, RI Mortgage Companies - Professional Highlights
Province Mortgage Associates, Inc. - Providence, RI Mortgage Companies - Professional Team Image
Province Mortgage Associates, Inc. - Providence, RI Mortgage Companies - Service Highlights
Best Mortgage Companies in Providence RI - Province Mortgage Associates, Inc. video
11+ YEARS IN TBR
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PROVINCE MORTGAGE ASSOCIATES, INC.

(4.8 Score)
50 Office Parkway, East Providence,
Providence, RI 02914 Directions

Since 2005

Specialty:

✓ Reverse Mortgages ✓ Program Breakdowns ✓ First-Time Homebuyer ✓ Refinance ✓ Conventional Mortgage ✓ FHA Loan ✓ FHA 203k ✓ Rhode Island Housing ✓ USDA ✓ VA Loan ✓ Jumbo Loan

"Province Mortgage Associates, Inc. is a licensed mortgage lender that assists homeowners and buyers in the states of Rhode Island, Massachusetts, Connecticut, New Hampshire, and Florida. Voted one of the “Best Places to Work in Rhode Island” 11 times by Providence Business News, The Province Team remains committed to providing the best mortgage experience in the market. They specialize in residential and commercial lending for purchase and refinance transactions. In addition to celebrating their 15th year in business, 2020 marks the release of Province Mortgage Mobile, an easy-to-use and interactive phone app that allows clients and business partners the opportunity to experience the entire mortgage process from the convenience of their cell phones. They also have branches in Lincoln, South Kingstown, Warwick, Westport, and Shelton.

2026 Update: Province Mortgage Associates is a full-service, delegated mortgage lender who are dedicated to creating successful homeowners by supporting the ongoing growth. Their dedication to providing an outstanding client experience has made them one of the top referral-based mortgage companies in their market."

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License #2861

Contact:

(401) 490-4400 (888) 593-1092

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

Shamrock Home Loans - Providence, RI Mortgage Companies - Professional Portrait Image
Shamrock Home Loans - Providence, RI Mortgage Companies - Company Logo
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SHAMROCK HOME LOANS

(4.7 Score)
75 Newman Avenue, Rumford,
Providence, RI 02916 Directions

Since 1989

Specialty:

✓ Conventional Loan ✓ FHA Loan ✓ VA Loan ✓ USDA Loan ✓ HomeFundIt ✓ 203K Renovation Loan ✓ HomeReady Loan ✓ HomePossible Loan ✓ First-Time Home Buyers

“2026 Update: Shamrock Home Loans is led by Branch Manager Ray Severance. The company is located 6.1 miles from Providence, RI. The team primarily focuses on aiding homeowners and homebuyers directly through their refinance and purchase needs. At Shamrock Home Loans, they have created a mortgage application process that’s accessible to everyone. They are widely known through the mortgage banking and housing markets for responsible lending practices, industry and consumer advocacy, product innovation, and operational efficiency. They have been able to help over 30,000 people become homeowners in local communities. Contact them today to apply for a pre-approval for your next home purchase or refinance.”

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License #2227

Contact:

(508) 942-7300 (401) 438-0202

Mon-Fri: 8:30am - 5:30pm
Sat & Sun: Closed

TBR® Inspection Report:

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SEMPER HOME LOANS, INC. REVIEWS

Buying a home in this season is not easy. You definitely need a Loan Officer you can count on. Ruth and her team have done a great job. She’s always ready to answer my calls or text. She’s quick to send an offer or make last minute changes. Her calming voice has reassured me not to give up after many rejections. Next month we’re doing the closing for our new home! I’m so glad she’s on my team.

We had a great experience working with Michael, Shawn and Daniel. They made the process very easy and straightforward, were very communicative and answered any questions promptly. We would definitely recommend them to anyone looking to purchase.

Dan was fantastic to work with, he went above and beyond for us and was excellent at explaining the details of the mortgage process.

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PROVINCE MORTGAGE ASSOCIATES, INC. REVIEWS

I would like to take a moment to express my sincere appreciation for the exceptional service provided by the Province Mortgage team. From our initial consultation to the completion of the process, their professionalism and dedication were evident throughout. The team's commitment to going above and beyond truly made a difference in my experience. Thank you once again for your outstanding support Ramon Feliz and his team.

Hands down best experience buying a house with Tim! We wish he could have been our realtor too! Tim was there every step of the way, always was available to help with questions. Buying a new house is very emotional and he always had our back throughout the process.

Jen was amazing throughout the process. Her expertise and reassurance were invaluable as we navigated a Major life decision. Her support made things easy, would absolutely recommend.

SHAMROCK HOME LOANS REVIEWS

Lisa and team were great to work with throughout our first home buying experience! Answered all our questions, provided a clear breakdown of costs, and got us into our new home just in time for our lease end. We were also gifted a very sweet housewarming. Recommend.

Our experience with shamrock was great. We were very close to signing with another company until we met Barrett. He made the experience much more comfortable and we felt he was honest and up front from the start. He answered our questions and was available any time we called!! We are happy with our experience at Shamrock and would recommend them to handle any of your mortgage needs! Thanks for giving us peace of mind.

Shamrock made my home buying process easier and less stressful. The staff are all very pleasant and helpful. The minute you enter the building you are greeted with a warm smile and a relaxing atmosphere. Juan Cerda and his entire team were amazing. They answered all my questions and followed through with all requests in a timely manner. I would definitely recommend Shamrock to anyone looking for a reputable mortgage company who truly cares about their clients.

TBR® Inspection Score Report

SEMPER HOME LOANS, INC. Total Inspection Points: 116/120
Business Images: 8
Complete Info: 9
Review Analysis: 9
Acknowledgments: 10
Contact Info: 10
Current Evaluation: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of 1.8K: 10
Reviews Study: 10
Website Standard: 10

TBR® Inspection Score Report

PROVINCE MORTGAGE ASSOCIATES, INC. Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Business Images: 10
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of 2.0K: 10
Website Standard: 10

TBR® Inspection Score Report

SHAMROCK HOME LOANS Total Inspection Points: 112/120
Acknowledgments: 8
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of 1.0K: 10
Website Standard: 10