3 Best Bankruptcy Lawyers in Philadelphia, PA

Expert-recommended Top 3 Bankruptcy Lawyers in Philadelphia, Pennsylvania. All of our bankruptcy attorneys actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

10+ YEARS IN TBR
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BRAD J. SADEK, ESQ.

SADEK BANKRUPTCY LAW OFFICES
1500 JFK Boulevard, Suite 200,
Philadelphia, PA 19102 Directions

Since 2002

Specialty:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Debt Relief Student Loan Debt Relief Pandemic Mortgage Relief Tax Foreclosure Mortgage Foreclosure Mortgage Modifications IRS Negotiation Vehicle Repossession Debt Consolidation Filing Bankruptcy for EIDL Loans

"Brad J. Sadek, Esq. is the founder of Sadek Bankruptcy Law Offices. He completed his Juris Doctor from Rutgers School of Law-Camden. He is a member of the Philadelphia Bar Association, Pennsylvania Bar Association, Philadelphia Lawyer Referral Service, Philadelphia Volunteer Lawyer for the Arts, and the National Association of Consumer Bankruptcy Attorneys. Brad J. Sadek, Esq. was admitted to practice in the Commonwealth of Pennsylvania, State of New Jersey, United States District Court for the Eastern District of Pennsylvania, United States District Court in the Middle District of Pennsylvania, and United States District Court of the District of New Jersey. He has utilized his knowledge of bankruptcy law, foreclosure defense, and debt relief to help over 4000 clients and grow the law firm in size and geographically in scope. Brad J. Sadek is passionate about helping individuals and married couples save their homes, defend against creditors in civil court, and achieve fresh financial starts through the consumer bankruptcy system. Sadek Bankruptcy Law Offices aims to have a convenient location within 20 minutes of where their clients work or reside. The firm offers a payment plan to all of its valued clients to make quality legal services the most affordable. Clients can contact Sadek Bankruptcy Law Offices to get a free case evaluation.

2026 Update: Brad J. Sadek has remained an active contributor to bankruptcy law and was featured in 2018 on an NBC 10 segment discussing issues related to medical debt. Sadek Bankruptcy Law Offices served over 5,000 satisfied clients and operates 8 offices across Pennsylvania and New Jersey. Sadek Bankruptcy Law Offices has been designated as an “Expert” in debt relief, offers same-day or next-day consultations, provides emergency filings when needed, and ensures creditor calls are answered 24 hours a day, 7 days a week."

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License #90488

Contact:

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12+ YEARS IN TBR
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DAVID M. OFFEN

THE LAW OFFICES OF DAVID M. OFFEN
601 Walnut Street, Suite 160 West, 1st Floor,
Philadelphia, PA 19106 Directions

Since 1984

Specialty:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Credit Card Debt Lines of Credit Medical Debt Old Utility Bills Balances on Auto Loans After Repossession Car Accident Judgments Collector Calls and Actions Home Foreclosure Sheriff Sales and Tax Sales Auto Repossession Lawsuits Utility Shutoffs Bank Account Levies Wage Garnishments

"David M. Offen attended Temple University College and Law School. He is licensed to practice in the States of Pennsylvania and New Jersey. David M. Offen is a member of the Eastern District of Pennsylvania Bankruptcy Conference and the National Association of Consumer Bankruptcy Attorneys. He has over 20 years of experience as a bankruptcy lawyer and has assisted over 12,000 individuals and families through the Bankruptcy process. David M. Offen assists these families who have saved over one hundred million dollars in debt owed to all types of creditors. The Law Offices of David M. Offen serves a type of clients in various professions including nurses, hospital workers, factory workers, contractors, police officers, firefighters, school teachers, laborers, federal, state and city government workers, computer programmers, lawyers, salespeople, maintenance and repair workers, retail clerks, postal workers, SEPTA workers, utility workers, highway workers, office workers, union workers, self-employed persons, physicians, caretakers, business owners, persons on social security and disability as well as retirees, and many other people. Clients can contact the firm to schedule a free consultation and discuss their legal options.

2026 Update: David M. Offen's firm has discharged over $200,000,000 in Debt and has saved thousands of homes with 25 Years of Experience. They provide free help with credit rebuilding after filing for bankruptcy. The firm offers flexible day, evening, and after-work appointments via phone, Zoom, or in person to conveniently fit clients' schedules."

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License #41626

Contact:

(215) 774-3792 (215) 625-9600

Mon-Thu: 9am - 7pm
Fri: 9am - 5pm
Sat & Sun: Closed

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4+ YEARS IN TBR
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MICHAEL A. CIBIK, ESQ.

CIBIK LAW, P.C. 1500 Walnut Street, Suite 900,
Philadelphia, PA 19102 Directions

Since 1976

Specialty:

Chapter 7 Bankruptcy Chapter 13 Bankruptcy Credit Card Debt Utility Bills Medical Bills Personal Loans Medical Debt Mortgage Foreclosure Sheriff Sales Student Loan Debt Relief

"Michael A. Cibik, Esq. has been certified as a consumer bankruptcy specialist by the American Board of Certification for 23 consecutive years. He completed his Juris Doctor from Widener University School of Law. Michael A. Cibik, Esq. is a member of the Pennsylvania Bar Association, American Trial Lawyers Association, Bankruptcy Committee, Philadelphia Bar Association, Aviation Law Committee, National Association of Bankruptcy Trustees, Fee Disputes Committee, National Association of Bankruptcy Trustees, City Policy Committee, Legislative Liason Committee, Pennsylvania Trial Lawyers Association, Philadelphia Trial Lawyers Association, American Trial Lawyers Association, American Bar Association and National Association of Bankruptcy Trustees, City Policy Committee. Michael A. Cibik, Esq.'s comprehensive knowledge in the field of debt consolidation is on your side. He offers you honest legal counsel in debt consolidation and helps you file. Contact Cibik Law, PC to book your appointment.

2026 Update: Michael A. Cibik, Esq., has filed over 18,000 personal and business bankruptcies, and his firm has represented consumers in bankruptcy matters for more than forty years."

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License #23110

Price:

Fee Starts From $1500
Up To $4000

Contact:

(215) 515-6965 (215) 978-9331

Mon-Fri: 9am - 7pm
Sat & Sun: By Appointment

TBR® Inspection Report:

Frequently Asked Questions About Bankruptcy Lawyers in Philadelphia, PA

Carefully selected questions to evaluate important aspects. Comparing the answers helps you choose the service provider that best suits your needs.

1. Do you have experience handling complex or high-debt cases?
Brad J. Sadek, Esq. - SADEK BANKRUPTCY LAW OFFICES
We handle a variety of complex bankruptcy matters, including Chapter 7 business closures, cases involving IRS debt, student loans, and mortgage foreclosures. We practice in the Federal District Court of New Jersey, as well as the Eastern, Middle, and Western Districts of Pennsylvania.
David M. Offen - THE LAW OFFICES OF DAVID M. OFFEN - Submit now
Michael A. Cibik, Esq. - CIBIK LAW, P.C. - Submit now
2. Do you offer a free initial consultation? 3. Do you handle both Chapter 7 and Chapter 13 bankruptcies? 4. Can you represent me in court if necessary? 5. Do you provide a clear timeline for the bankruptcy process? 6. How do you assess whether bankruptcy is the right option? 7. How do you communicate case updates to clients? 8. How do you ensure the accuracy of filings and documents? 9. How do you help clients minimize debt and protect assets during bankruptcy? 10. How do you charge for your services?