3 Best Mortgage Companies in Houston, TX

Expert-recommended Top 3 Mortgage Companies in Houston, Texas. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

7+ YEARS IN TBR
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ENVOY MORTGAGE

952 Echo Lane, Suite 190,
Houston, TX 77024 Directions

Since 1997

Specialty:

Buy a Home Refinance Loans Fixed Rate Adjustable Rate FHA Loan Jumbo Loan Renovation Loan USDA Loan VA Loan Non-Agency Loans Construction Loan

"Envoy Mortgage has been providing mortgage lending services to Houston-area customers for over 25 years. They achieve results through skilled people, efficient processes, and advanced technology, having served over 200,000 homebuyers. The team is fully equipped to guide clients through some of the most comprehensive financing options available and works around-the-clock to ensure all client needs are met. Their mortgage loan specialists combine experience, dedication, and the right products to help make homeownership dreams a reality. Envoy Mortgage consistently exceeds customer expectations while fostering a welcoming environment that supports both clients’ and colleagues’ success.

2026 Update: Envoy Mortgage has over 69 locations nationwide and maintains a 98% customer satisfaction rate. Envoy Mortgage has licensed mortgage loan specialists to help clients determine which loan programs best suit their needs, offering a full range of products, knowledge, and expertise across all areas of residential mortgage lending."

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License #6666

Contact:

(713) 977-8005 (877) 232-2461

Mon-Fri: 8am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

8+ YEARS IN TBR
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NETWORK FUNDING, LP

10370 Richmond Avenue, #900,
Houston, TX 77042 Directions

Since 1998

Specialty:

Residential Mortgages Conventional Loans FHA Loans Jumbo Loans USDA Loans VA Loans First-Time Home Buyer Reverse Mortgages Refinance

"Network Funding, LP was founded with the goal of building a nationwide network of mortgage professionals guided by strong values. Buzz Baker, co-founder and current chairman, and his business partner Rex Chamberlain built the company on a vision of integrity, growing it into an award-winning organization that operates across 32 states and has funded more than $20 billion in home loans, helping countless borrowers. The company set out to differentiate itself from traditional financial institutions not only in structure but also in its approach to service. The team aims to be helpful, responsive, and transparent throughout the mortgage process, helping create a smooth and straightforward experience for clients. Customers can also get a fair quote.

2026 Update: They developed a streamlined mortgage process aimed at improving efficiency and speed. Customers are able to complete an application in about 10 minutes and potentially close a loan in approximately 10 days. Network Funding, LP began by offering branches access to a wide range of loan products similar to those available through mortgage brokers, while also providing the administrative support and resources of a large financial institution."

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License #2297

Contact:

(713) 334-1100 (844) 323-9960

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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LOCK IT LENDING HOUSTON

11111 Richmond Avenue, Suite 250,
Houston, TX 77082 Directions

Since 2022

Specialty:

Purchase Refinance Loan Programs 30 Year Fixed Rate FHA Loans 15 Year Fixed Rate USDA Loans VA Loans Adjustable Rate

2026 Update: Lock It Lending Houston provides mortgage services that include assistance with homebuying and refinancing. The team offers guidance on mortgage options and loan products while supporting clients through different stages of the financing process. The company was established with the goal of simplifying the home financing experience and has grown into a nationally recognized mortgage brokerage. Lock It Lending Houston provides mortgage solutions for homebuyers, real estate investors, and clients seeking refinancing options. The team includes industry professionals focused on mortgage lending and financial services. Lock It Lending Houston was ranked #9 for Most Loans Closed in 2024.

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Contact:

(866) 400-6789

Mon-Sat: 9am - 6pm
Sun: Closed

TBR® Inspection Report: