3 Best Mortgage Companies in Naperville, IL

Expert-recommended Top 3 Mortgage Companies in Naperville, Illinois. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

7+ YEARS IN TBR
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DANNY DELGADO

GUARANTEED RATE
35 South Washington Street, Suite 306,
Naperville, IL 60540 Directions

Since 2000

Specialty:

30-Year Mortgage 15-Year Mortgage FHA Mortgage VA Loans USDA Loan Jumbo Loan Adjustable Rate Mortgage Home Equity Line of Credit Reverse Mortgage Mortgage Refinance Personal Loans Auto Loans Student Loans Closed End Second Mortgage Renovation Non-QM

"Danny Delgado is a branch Sales manager of Guaranteed Rate. With 30 years of experience in the mortgage industry, he still has the same mission to educate his clients, build lasting relationships, and be your go-to for all your home financing needs. He believes that buying a home is one of the most significant milestones in life, and his mission is to make the journey as smooth and stress-free as possible. Danny takes a personalized approach to every client, ensuring their unique needs are met with tailored solutions. From guiding first-time buyers to helping seasoned homeowners, Danny provides clear communication, proactive problem-solving, and unwavering support at every step. He aims to be a lifelong resource for his clients, offering advice and support well beyond their first transaction. He's honored to be a trusted partner for generations of homeowners, and he takes pride in earning referrals from satisfied clients who appreciate his dedication.

2026 Update: His team is based out of Naperville, IL, assisting homeowners across the Chicago suburbs and is licensed to lend in 25 additional states (AZ, CA, CO, FL, GA, IA, IL, IN, KS, MI, MN, MO, NC, NE, NJ, NM, NV, OH, OR, PA, SC, TN, TX, VA, WA, WI.) The team has an excellent reputation in the home financing industry, which will give sellers and real estate agents confidence in your pre-approval."

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License #192800

Contact:

(630) 364-7501 (630) 973-6191

Mon-Fri: 9am - 7pm
Sat & Sun: Closed

TBR® Inspection Report:

10+ YEARS IN TBR
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SMART MORTGAGE CENTERS, INC.

4003 Plainfield Naperville Road,
Naperville, IL 60564 Directions

Since 1997

Specialty:

Buy a Home Refinance Conventional Home Loans FHA Home Loan VA Home Loan USDA Rural Home Loan Grant Programs Jumbo Home Loan Reverse Mortgage Loan Non-QM Loans Commercial Loans Home Equity Loan

"Smart Mortgage Centers, Inc. has been in business for 29 years. They shop with over 50 lenders to save you money and find you lower rates. They create a personal mortgage experience with technology. They offer fast, efficient, and effective loan solutions to meet your home financing needs. Smart Mortgage Centers, Inc. aims to evaluate your current situation and provide approval in 30 minutes or less. They provide clients with a mortgage tool, an online application, and a pre-approval process to help homebuyers achieve their dreams. The company's underwriters, processors, closers, and loan partners all play an integral role in their success.

2026 Update: They have closed 30 thousand loans. Their average closings for a new home purchase are around 20 days. Their refinance team is so fast that 11-day closings are pretty common."

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License #222269

Contact:

(888) 416-0920 (888) 999-1350

Open 24 Hours

TBR® Inspection Report:

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SCOTT HALVORSEN

FAIRWAY INDEPENDENT MORTGAGE
3420 Lacrosse Lane, Office 115,
Naperville, IL 60564 Directions

Since 2017

Specialty:

Construction Loans Affordable Housing Physician Loan Mortgage Adjustable-Rate Mortgage Conventional Loan FHA Mortgage Loan Fixed-Rate Mortgage Loan Jumbo Mortgage Loan Refinance Loan Renovation Loan Reverse Mortgage Loan USDA Mortgage Loan VA Mortgage Loan

"Scott Halvorsen is a Producing Branch Manager of Fairway Independent Mortgage. The team offers personalized guidance to assist you in making the optimal decision for you and your family. Whether you're in the market to purchase, construct, or refinance your home, their seasoned mortgage experts can assist you. Their mortgage professionals are committed to identifying the ideal loan featuring favorable rates, terms, and costs tailored to your specific requirements. They are dedicated to guiding you through the entire loan process from application to closing. They look forward to putting their mortgage service to work for you.

2026 Update: They offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Fairway Independent Mortgage also has a branch in Madison."

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License #223854

Contact:

(630) 225-8610 (847) 989-9480

Mon-Sun: 9am - 7pm

TBR® Inspection Report: