3 Best Mortgage Companies in San Francisco, CA

Julie is amazing. When buying our first home together, we initially planned to use our bank, but our realtor recommended her. After speaking with both Julie and our bank at length, it was apparent who to choose, and we never second guessed ourselves. Julie was very thorough and helpful throughout the process, managing to explain all of the steps, while not over burdening you. She makes sure to focus you on the important / sensitive items and ensures nothing is missed. Julie communicated everything well along the way, and was available for any questions that arose. We easily closed our home in the agreed 21 day timeframe, and the loan was actually ready to close early if we wanted. If buying another home, we will definitely use Julie again and strongly recommend.

Connected with Julie about a mortgage loan matter on a unique situation on a condo we wanted to purchase that was had a civili litigation occurring with the HOA. Julie was extremely helpful, knowledgabe, and friendly! We got my question resolved in minutes. I would not hesitate to work with her again.

Dealing with Julie Malta was a pleasure! Julie is a very competent and experienced loan broker. She was very helpful and walked me through all the steps. I had gotten her name from a close friend, whom also had a good experience in getting a loan through Julie Malta.

For our second home mortgage, we chose SunnyHill Financial and feel fortunate to have worked with Nick Flores and his team. The entire process, from pre-approval to closing, was well-organized and aligned with our expectations from the start. One area that really stood out was the communication; Nick provided prompt and clear responses to all of my concerns, making the experience much easier. With any document changes, they were explained thoroughly, ensuring I felt informed every step of the way. I also appreciated Melissa Sokolnicki's support during the final phase; her patience and willingness to respond to my many emails throughout the day made a significant difference. Overall, the professionalism and care we experienced demonstrate that this company is a reliable choice for anyone looking to purchase a home. We made the right choice.

Working with Jim at Sunny Hill Financial was an absolute pleasure! From start to finish, he made our VA refinance process smooth, stress-free, and incredibly efficient. His knowledge of VA loans is unmatched, and he took the time to explain every detail so we always felt informed and confident in our decisions. Jim was proactive, responsive, and truly went above and beyond to ensure we got the best possible rate and terms. His professionalism and dedication to helping veterans made a real difference, and we couldn’t be more grateful for his support. If you're a veteran looking to refinance, I highly recommend reaching out to Jim — you’ll be in the best hands.

Brian Cooke and Brian Finley are AMAZING human beings. I am so glad to have found Sunny Hill Financial and to have been able to work with these two EXPERTS. Single mom here and was able to close on my home. Communication was TOP TIER!! I mean it, I am so grateful!!! Big thanks to both Brian’s for making this happen for me and my daughter.