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BEST RATED SAN FRANCISCO, CA MORTGAGE COMPANIES

3 Best Mortgage Companies in San Francisco, CA

Expert-recommended Top 3 Mortgage Companies in San Francisco, California. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

SunnyHill Financial - San Francisco, CA Mortgage Companies - Company Logo
Best Mortgage Companies in San Francisco CA - SunnyHill Financial video
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SUNNYHILL FINANCIAL

(4.8 Score)
600 California Street, Suite 12-032,
San Francisco, CA 94108
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Since 2017

Specialty:

✓ Buying a Home ✓ Refinancing Your Mortgage ✓ FHA and VA Mortgages ✓ Interest-Only Mortgages ✓ Reverse Mortgage

"SunnyHill Financial delivers high-quality, streamlined service from start to finish, ensuring faster closings with minimal stress, hassle, or delays. The company has over 50 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups. The company specializes in residential mortgage solutions for homebuyers and homeowners across multiple states. The experienced team understands that securing a home loan can be overwhelming, which is why they are here to support clients every step of the way, with attentive guidance and expert advice. They deliver excellent customer service by being attentive, responsive, and genuinely dedicated to meeting their clients’ needs throughout the entire process.

2026 Update: They stay personally involved through the entire process of each loan to make certain you know where you stand every step of the way. Contact them to get a free personalized quote."

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License #02058287

Contact:

(510) 288-9800

Mon-Sun: 6am - 9pm

TBR® Inspection Report:

Primary Residential Mortgage, Inc. - San Francisco, CA Mortgage Companies - Office Exterior Image
Primary Residential Mortgage, Inc. - San Francisco, CA Mortgage Companies - Company Logo
6+ YEARS IN TBR
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PRIMARY RESIDENTIAL MORTGAGE, INC.

(4.7 Score)
1746 18th Street,
San Francisco, CA 94107 Directions

Since 2008

Specialty:

✓ Purchase ✓ Refinance ✓ First Time Buyer ✓ Conventional ✓ Home Loans ✓ Jumbo ✓ FHA ✓ VA ✓ USDA Loans

"Primary Residential Mortgage, Inc. offers residential loans for home purchases, refinancing, and other needs. The mortgage brokers stand ready to help create custom home loans to meet individual customer needs, budgets, and financial goals. Their mission is to be a nationally respected, locally known home loan company that aims to finance their customers’ homeownership goals through a positive and personal experience. Primary Residential Mortgage Inc. works tirelessly to redefine the customer experience in the mortgage loan industry. They are fully qualified and experienced mortgage brokers who guide customers through the complete mortgage process. Their teamwork gives customers better results than they could achieve individually. Their commitment to a positive work atmosphere translates into better service for customers. They also offer mortgage tools and calculators to their customers.

2026 Update: Their team of experienced loan officers is dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, they will be there for you. The company also has an office in San Rafael."

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License #3094 | #1434455

Contact:

(415) 252-5070 (510) 812-2815

Mon-Sun: 9am - 5pm

TBR® Inspection Report:

Fif Ghobadian - San Francisco, CA Mortgage Companies
Fif Ghobadian - San Francisco, CA Mortgage Companies
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FIF GHOBADIAN

(4.7 Score)
ORIGINPOINT 580 California Street, Office 1616,
San Francisco, CA 94104 Directions

Since 2004

Specialty:

✓ Buy a Home ✓ Refinance ✓ Veteran Loans ✓ Bank Statement Loans ✓ Jumbo Loans ✓ Foreign National Loans ✓ Down Payment Assistance ✓ Low Down Payment Loans

“2026 Update: Fif Ghobadian is a Producing Branch Manager of Originpoint. She is dedicated to providing the best loan products for her clients. She works diligently through any challenges to offer the most competitively priced and well-structured loans. With over 20 years of experience in increasingly responsible financial roles at leading firms, Ghobadian has consistently excelled as a mortgage consultant since 2004. In 2002, she made the deliberate choice to leverage her extensive financial expertise to assist others, leading her to become a mortgage consultant. As a loan officer, Fif is dedicated to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process. Contact them to make an appointment. ”

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License #110501

Contact:

(415) 203-9468

Mon-Thu: 8:30am - 6pm
Fri: 8:30am - 6:30pm
Sat & Sun: Closed

TBR® Inspection Report:

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SUNNYHILL FINANCIAL REVIEWS

For our second home mortgage, we chose SunnyHill Financial and feel fortunate to have worked with Nick Flores and his team. The entire process, from pre-approval to closing, was well-organized and aligned with our expectations from the start. One area that really stood out was the communication; Nick provided prompt and clear responses to all of my concerns, making the experience much easier. With any document changes, they were explained thoroughly, ensuring I felt informed every step of the way. I also appreciated Melissa Sokolnicki's support during the final phase; her patience and willingness to respond to my many emails throughout the day made a significant difference. Overall, the professionalism and care we experienced demonstrate that this company is a reliable choice for anyone looking to purchase a home. We made the right choice.

Working with Jim at Sunny Hill Financial was an absolute pleasure! From start to finish, he made our VA refinance process smooth, stress-free, and incredibly efficient. His knowledge of VA loans is unmatched, and he took the time to explain every detail so we always felt informed and confident in our decisions. Jim was proactive, responsive, and truly went above and beyond to ensure we got the best possible rate and terms. His professionalism and dedication to helping veterans made a real difference, and we couldn’t be more grateful for his support. If you're a veteran looking to refinance, I highly recommend reaching out to Jim — you’ll be in the best hands.

Brian Cooke and Brian Finley are AMAZING human beings. I am so glad to have found Sunny Hill Financial and to have been able to work with these two EXPERTS. Single mom here and was able to close on my home. Communication was TOP TIER!! I mean it, I am so grateful!!! Big thanks to both Brian’s for making this happen for me and my daughter.

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PRIMARY RESIDENTIAL MORTGAGE, INC. REVIEWS

I had the pleasure of knowing Renee Tucker for four years, and I can't praise her enough. With her experience, Renee's knowledge, skills, and communication abilities are exceptional. She offers a clear approach, empowering clients with knowledge and tools to make informed decisions. Her versatility within the profession and her connections in the industry are impressive. As a local home remodeler, I found her guidance invaluable. She's not just a mortgage expert; she's a great human being. I highly recommend Renee to anyone seeking mortgage solutions and great customer service.

Whatever I say here won’t do justice to how great this company is, especially Dane. I worked with him to get a mortgage—an absolutely great person with a great attitude. He always responded quickly and helped with any questions I had. I’ll tell you right now, if any family or friend needs a mortgage in the future, I’d send them here without even thinking twice. If it’s in California or any state this office can work in, it’s definitely Dane. If not, they are still they’ve got offices all over the USA.

Dane is such a great person to work with. He helped me and my husband get a mortgage. Thank you for all the work you did for us.

FIF GHOBADIAN REVIEWS

We are repeat customers and always extremely happy working with FIF and her team. FIF responds incredibly fast — often outside regular business hours, both during the day and late at night. We are very satisfied with the service and have already recommended FIF to our friends. Thank you for the excellent support, professionalism, and great experience every time.

It was my second time working with Fif and her team and I cannot recommend them enough. Fif is fast, knowledgeable, and highly trusted in the industry. The loan process was streamlined and organized which made the whole process very smooth from start to finish.

Fif and her team are outstanding. They completed the entire loan process in less than 4 weeks!! If you are looking for someone who can flawlessly manage the mortgage application maze and ensure no drama, please call Fif.

TBR® Inspection Score Report

SUNNYHILL FINANCIAL Total Inspection Points: 115/120
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Source: 10
Website Standard: 10

TBR® Inspection Score Report

PRIMARY RESIDENTIAL MORTGAGE, INC. Total Inspection Points: 113/120
Business Images: 8
Acknowledgments: 9
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10

TBR® Inspection Score Report

FIF GHOBADIAN Total Inspection Points: 112/120
Acknowledgments: 8
Business Images: 8
Complete Info: 9
Current Evaluation: 9
Review Analysis: 9
Reviews Study: 9
Contact Info: 10
Exact Services: 10
Legitimate Ratings: 10
Location Proximity: 10
Reviews Accuracy of : 10
Website Standard: 10