3 Best Mortgage Companies in St Paul, MN

Expert-recommended Top 3 Mortgage Companies in St Paul, Minnesota. All of our mortgage companies actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!

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KPT MORTGAGE ADVISORS LLC

2038 Ford Parkway, Suite 510,
St Paul, MN 55116 Directions

Since 2023

Specialty:

FHA Loans VA Home Loans USDA Rural Loans First-Time Homebuyer Loans Investment Property Loans Low-Down-Payment Home Loans Mortgage Refinancing Jumbo Loans

2026 Update: KPT Mortgage Advisors LLC provides mortgage brokerage services that assist clients in obtaining home financing through various loan options. Their process typically includes assessing financial profiles, explaining available mortgage programs, and matching clients with suitable lenders for FHA, VA, conventional, and other loan types. The advisory team guides clients through each stage, from application and documentation to approval and closing. Their experienced advisors will work with you to explore your options and find the perfect fit for your financial needs. KPT Mortgage Advisors LLC also supports refinancing and home purchase decisions, drawing on experience in structuring loan solutions based on individual financial needs and long-term goals. Their clients include first-time homebuyers, vacation buyers, divorcing buyers, professional women, and real estate investors.

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License #891464

Contact:

(773) 895-7340

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

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EDGE HOME FINANCE, LLC

5860 Baker Road, Minnetonka,
St Paul, MN 55345 Directions

Since 2022

Specialty:

FHA Loans Jumbo Loans USDA Loans Adjustable Rate Mortgage 203k Loans 15/30 Year Fixed Mortgage VA Loans Home Purchase Loans

2026 Update: Edge Home Finance, LLC is a mortgage brokerage that assists clients with a range of home financing options, including purchase loans and refinancing. Their process involves evaluating a borrower’s financial situation, explaining suitable loan programs, and guiding clients through application, documentation, underwriting, and closing stages. They work with multiple lenders to compare mortgage products such as conventional, FHA, VA, USDA, and jumbo loans. The team also supports refinancing decisions and loan restructuring based on financial goals and eligibility. With experience in residential lending, they help clients navigate each step of the mortgage process from initial inquiry to final approval. Edge Home Finance, LLC also offers free quotes to customers.

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License #891464

Contact:

(763) 219-8484

Mon-Fri: 9am - 5pm
Sat & Sun: Closed

TBR® Inspection Report:

9+ YEARS IN TBR
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CAMBRIA MORTGAGE, THE JOE METZLER TEAM

1549 Livingston Avenue, #105,
St Paul, MN 55118 Directions

Since 1998

Specialty:

203k Loans Buy and Fix FHA Loans Jumbo Loans Refinance VA Loans Renovation Loans Buying a House First Time Home Buyer New Construction Loans USDA Loans Doctor Loans Investor DSCR Loans Luxury Home Financing Self-Employed Loans Bad Credit Loans Apartment (Commercial) Loans

"Cambria Mortgage helps you understand the intricacies of different loan programs and their potential impact on your long-term financial health. Joe Metzler is dedicated to helping you find the perfect home loan that aligns with your financial goals and lifestyle. He is a nationally known mortgage specialist with over 25 years of lending experience. He is committed to providing all his clients with the highest service levels and has personally closed thousands of mortgage transactions, totaling well over $500 million in closed loans. With competitive interest rates, low closing costs, and a streamlined application process, Cambria Mortgage makes it easy for you to get pre-approved and secure your dream home. Their commitment to exceptional service and customer satisfaction is evident in their 98% overall recommendation rating.

2026 Update: Their goal is to help you secure a home loan that fits your budget and exceeds your expectations, all while ensuring a stress-free experience. They also offer free mortgage quotes in minutes."

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Cambria Mortgage Home to 8 Super Mortgage Professionals in 2022
License #274132

Contact:

(651) 552-3681

Mon-Fri: 9am - 5:30pm
Sat: 9am - 1pm
Sun: Closed

TBR® Inspection Report: