Specialty:
"Gems N' Loans, LLC is a luxury pawn shop that provides quick, confidential collateral loans. They have been serving Escondido for 30 years and have built lasting relationships with customers by providing exceptional service. Their showroom features a vast inventory of unique, fine jewelry at wholesale prices. They offer a wide selection of jewelry in various styles and with different stones, and they pay some of the highest rates in North County for gold and platinum, regardless of age or condition. Gems N' Loans, LLC is a member of the National Pawnbrokers Association and the California Pawnbrokers Association. They have on-site GIA-certified gemologists and highly trained staff to ensure a professional customer experience. They also offer layaway plans, financing options, and on-site jewelry and watch repair. The business serves customers from Oceanside, Vista, Escondido, Temecula, and Dana Point, CA.
2026 Update: They accept all items, whether broken, damaged, or in working conditions."








