3 Best Pawn Shops in Chattanooga, TN

"EZPAWN Chattanooga offers instant pawn loans and a wide selection of retail merchandise to the local community. The shop features high-quality, pre-owned brand-name items at affordable prices. Their helpful and friendly staff are known for going above and beyond to make customers feel welcome and valued. The store has built strong long-term relationships with its customers, with some having done business there for more than 20 years. The team is also happy to assist with negotiations and works to provide fair deals. EZPAWN Chattanooga offers product protection plans on select retail items, including audio and video equipment, computers, and other merchandise, for a small one-time fee. Customers can also take advantage of convenient layaway plans.

"J&M Pawn is a family-owned and operated business that specializes in pawn loans. The shop has been providing pawn services for 18 years and pays top dollar for gold, silver, platinum, coins, and estate jewelry. The store offers a wide selection of merchandise at reasonable prices and maintains a clean, well-lit environment for customers. They also provide an excellent layaway program for added convenience. Kennedy owns and operates the business and brings valuable industry experience to the shop. The friendly and knowledgeable staff is committed to delivering outstanding customer service and helping customers with their pawning, buying, and selling needs. J&M Pawn is known as a trusted and reliable pawn shop that goes above and beyond to meet the needs of its customers.

"Cash America Chattanooga specializes in providing pawn loans based on the value of customers’ collateral. Their pawn loans have a 30-day term, and their pawnbrokers carefully evaluate and weigh each piece of jewelry to determine its value. The shop offers loans on a wide range of items, including gold, silver, and jewelry. All pawned items are securely stored, and the business is fully insured for pawn transactions, providing customers with added peace of mind. Customers can also take advantage of the store’s layaway program to purchase special items. A 10% down payment is required, and friendly associates are available to assist throughout the process. If a customer is unable to repay a loan by the due date, they may be eligible to extend the loan by paying the applicable interest charges.